Handel 212 Österreich Trading 212
0% /Jahr
- Handelsgebühr: 0 % (Spread-basiert)
- Kontotypen: Aktien, ETFs, CFDs
- Mindestinvestition: 1 €
- Hauptmerkmal: Handel mit 212 Aktien – 0 % Provision; Bruchteilsaktien ab 1 €
Live offers across tracked providers in Austria — updated daily from the Giraffy database.
26 live offers compared from 19 providers, from 0% /Jahr. Updated daily.
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€25 /Monat
Unkompliziertes Loslegen von Flatex AT (Investing) im Bankensektor. Live-Angebot, täglich aktualisiert von Giraffy.
€25 /Monat
Die Finanzwelt in der Hand von Flatex AT (Investing) im Bereich Banking. Aktuelle Angebote werden täglich von Giraffy verfolgt.
€50 /Monat
KUNDEN WERBEN KUNDEN von Flatex AT (Investing) im Bankwesen. Aktuelle Angebote werden täglich von Giraffy verfolgt.
€50 /Monat
Neues Premiumpartner-Modell von Flatex AT (Investing) im Bankensektor. Aktuelles Angebot, täglich aktualisiert von Giraffy.
€50 /Monat
Willkommen im engeren Kreis von Flatex AT (Investing) im Banking. Live-Angebot, das täglich von Giraffy verfolgt wird.
€150 /Monat
ETF-Sparpläne 200 € von Flatex AT (Investing) im Bereich Banking. Aktuelles Angebot, täglich aktualisiert von Giraffy.
Price on request
Price on request
Price on request
Price on request
Price on request
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Price on request
Price on request
Price on request
Price on request
Investing in Austria means putting money into securities such as shares, ETFs, funds and bonds through a brokerage or bank securities account (Wertpapierdepot), aiming for long-term growth beyond what savings interest provides. Low-cost ETF savings plans (ETF-Sparpläne) have become especially popular for building wealth gradually, alongside traditional fund investing through banks.
You invest via a broker or bank that holds a Depot on your behalf and executes trades on exchanges such as the Vienna Stock Exchange (Wiener Börse) or international venues. Neo-brokers have driven fees sharply lower, offering commission-free or flat-fee trading and automated savings plans. A key local factor is tax: capital gains and dividends are subject to the 27.5% capital-gains tax (Kapitalertragsteuer, KESt), which Austrian brokers usually withhold automatically. This automatic withholding is a real convenience: a domestic broker acting as tax agent files the KESt for you, whereas with a foreign broker you must declare gains and dividends in your annual tax return yourself. Note too that Austria applies no general holding-period exemption on securities gains, so tax is due on realised profits regardless of how long you held the asset, making a broker's tax handling a genuine differentiator.
Long-term growth — equities and ETFs historically outpace cash savings over long horizons.
Low-cost access — neo-brokers offer commission-free trades and cheap ETF savings plans.
Automatic tax handling — Austrian brokers typically withhold KESt, simplifying your tax return.
Diversification — a single ETF spreads risk across hundreds of companies.
Decide whether you want a domestic broker that withholds KESt automatically (simpler at tax time) or a foreign one where you self-declare. Compare order fees, savings-plan costs, custody charges and the range of ETFs and markets offered. Match the platform to your style: buy-and-hold ETF investors prioritise low savings-plan fees, while active traders weigh per-order pricing. Remember that all investing carries risk of loss. For most beginners a broad, low-cost global ETF held through a regular savings plan spreads risk and averages the purchase price over time, while active traders should scrutinise per-order fees and spreads. Whatever the platform, keep an eye on the ongoing fund charge and any custody fee, as small recurring costs compound heavily over a multi-decade horizon.
Neo-brokers Trade Republic, Trading 212 and flatex serve cost-conscious ETF and share investors, while bank-linked platforms such as DADAT, BankDirekt and easybank's investment arm and Erste Bank's brokerage suit those wanting a domestic Depot with automatic tax handling. Choice hinges on fees, the ETF and market range, and whether KESt is withheld for you.
Costs range from €0 commission-free trading and free savings plans on neo-brokers up to around €150 or more in annual fees on full-service or actively managed setups, depending on trading volume and custody terms. Fund investing carries ongoing management fees (TER), and some banks charge custody fees. Lower costs materially improve long-run returns.
Brokers and banks are supervised by the FMA under MiFID II, which mandates suitability checks, cost transparency and best execution. Client securities are held in your name and, together with cash, benefit from investor-compensation and deposit-guarantee schemes up to statutory limits (deposits to €100,000). Investing itself is not capital-guaranteed, so values can fall as well as rise.
How is investment income taxed? Gains and dividends face 27.5% KESt, usually withheld by Austrian brokers. Are ETFs suitable for beginners? A broad ETF savings plan is a common low-cost starting point. Domestic or foreign broker? Domestic simplifies tax; foreign may be cheaper but needs self-declaration. Is my money guaranteed? Investments are not; only cash falls under deposit protection.
Giraffy tracks 5 investing platforms across Trading 212,FundInvest AT,Raiffeisen Invest AT,Erste Bank,BAWAG P.S.K. providers in Austria. Most platforms let you open an account online in minutes. Consider your risk tolerance, investment horizon, and whether you want self-directed or managed portfolios before choosing a platform.
Platform fees are what you pay to hold investments — typically an annual percentage of your portfolio (0.15–0.45%) or a flat monthly fee. On a £50,000 portfolio, a 0.1% difference in platform fee is £50/year — small annually but significant compounded over decades. Compare total cost: platform fee plus fund charges (OCF/TER).
ETFs (Exchange-Traded Funds) and index funds both hold a basket of securities tracking a market index — they provide instant diversification at low cost. Individual stocks are single-company shares with higher risk and potential return. Most long-term investors start with low-cost index funds or ETFs before branching into individual stock picking.
Investor protection varies by market. In the UK, the FSCS covers up to £85,000 in eligible investments per firm. In the US, SIPC covers up to $500,000. In Austria, check whether your platform is FMA-regulated — this determines what protection applies.
Many platforms in Austria now offer fractional shares and funds with minimums as low as £1 or equivalent. Traditional brokers may require a minimum opening deposit of £500–£5,000. Compare minimums on each deal card if you're starting with a small amount.
Investment returns may be subject to capital gains tax (on profits when you sell) and income tax (on dividends). Rules differ significantly between markets — in Austria, check the Financial Market Authority Austria (FMA)'s guidance or consult a tax adviser. Using tax-efficient wrappers (ISA in the UK, TFSA in Canada, etc.) where available can significantly reduce your tax bill.
Passive investing tracks a market index (e.g. S&P 500, FTSE All-World) via index funds or ETFs — low cost, broad diversification, and typically outperforms most active funds over 10+ years. Active investing involves fund managers (or you) selecting individual securities trying to beat the market — higher cost, higher risk, mixed results.