Nordea Denmark Review, Offers, Rates & Alternatives
Nordea is the largest bank in the Nordics and one of Denmark's biggest banks, offering current accounts, savings, credit cards, personal loans, investing and currency transfers. The former Nordea Bank Danmark A/S has been merged into the group parent, so Nordea now operates in Denmark as Nordea Danmark, a branch of Finland-based Nordea Bank Abp.
Live offers
- Nordea Denmark Bank Accounts
- Nordea Investering DK
- Nordea Opsparing
- Nordea DK Fastrenteindlån
- Nordea Denmark Personal Loan
| Bank account | No monthly fee; free domestic ATM access; 0.00% interest on balance |
|---|---|
| Savings | Nordea Opsparing 1.00% AER (instant access); 1-year fixed deposit 3.00% from DKK 5,000 |
| Credit card | Nordea Classic Mastercard — DKK 0 annual fee, 21.9% APR |
| Personal loan | From 5.9% p.a., DKK 10,000–500,000 over 1–10 years |
| Investing | Trades from 0.05% (minimum 29 kr) |
| Alternatives | Danske Bank, Jyske Bank, Lunar, Revolut |
Best for
- Danish residents who want a large Nordic bank with a free everyday account and branch access
- Savers who can fix money for a year at 3.00%
Not ideal for
- Frequent international transfers — Nordea Valuta's 1%–2% markup is higher than specialist transfer services
Nordea bank account
Nordea's everyday account in Denmark is listed on Giraffy with no monthly fee.
- No monthly fee
- Free domestic ATM withdrawals
- 0.00% interest on the account balance
- Deposits covered by the EU deposit guarantee up to €100,000
Nordea savings
Nordea lists an easy-access savings account and a fixed-rate deposit.
- Nordea Opsparing: 1.00% AER, instant access, no maximum balance
- Fastrenteindlån: 3.00% p.a. fixed for 1 year, minimum DKK 5,000
Best for: The fixed deposit if you can lock money away for a year; Opsparing for instant access.
Nordea loans and credit cards
Borrowing products listed for Nordea in Denmark.
- Personal loan from 5.9% p.a., DKK 10,000–500,000 over 1–10 years
- Nordea Classic Mastercard: DKK 0 annual fee, 21.9% APR, no rewards
Nordea investing and currency transfers
Nordea also lists investing and international payments.
- Nordea Investering: stocks and funds, trades from 0.05% (minimum 29 kr), from 100 kr
- Nordea Valuta: transfers from 50 kr with a 1%–2% exchange markup, typically 1 day
Best for: Existing Nordea customers; specialist providers are usually cheaper for regular transfers abroad.
Nordea Denmark vs alternatives
Nordea Denmark vs Danske Bank
Denmark's largest domestic bank. Nordea vs Danske Bank: both list a bank account with no monthly fee, free domestic ATMs and 0.00% interest. Compare savings and loan rates on Giraffy.
Nordea Denmark vs Lunar
App-first banking. Nordea vs Lunar: Nordea's Opsparing pays 1.00% AER versus 0.75% AER for Lunar Opsparing; Lunar is app-only while Nordea has branches.
Nordea Denmark vs Jyske Bank
Danish-owned alternative. Compare Jyske Bank and Nordea accounts, savings and loans on Giraffy.
Nordea Denmark in Denmark — FAQ
Is Nordea Bank Danmark A/S still a bank?
Not as a separate company. Nordea Bank Danmark A/S was merged into the Nordea group parent, and Nordea now operates in Denmark as Nordea Danmark, a branch of Nordea Bank Abp, offering the same accounts, savings, loans and cards.
Does Nordea Denmark charge a monthly account fee?
Giraffy lists Nordea's Danish bank account with no monthly fee and free domestic ATM access. The balance earns 0.00% interest, so move savings to Nordea Opsparing (1.00% AER) or a fixed deposit (3.00% for 1 year).
What interest rate does Nordea pay on savings in Denmark?
Nordea Opsparing pays 1.00% AER with instant access, and the 1-year Fastrenteindlån pays 3.00% p.a. from DKK 5,000. Lunar Opsparing is listed at 0.75% AER for comparison.