eToro Ireland eToro
0% /yr
- Trading Fee: 0% stocks (spread-based)
- Account Types: Stocks, ETFs, crypto, FX
- Min. Investment: $50
- Key Feature: eToro — 0% stocks; copy trading; 30M+ users
Live offers across tracked providers in Ireland — updated daily from the Giraffy database.
23 live offers compared from 19 providers, from 0% /yr. Updated daily.
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€1 /month
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€18 /month
€100 /month
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Investing means putting money into assets such as shares, funds, exchange-traded funds (ETFs) or bonds in the hope of growing it over time, accepting the risk that values can fall as well as rise. In Ireland you can invest through online brokers and robo-advisers offering ready-made portfolios, or pick individual holdings yourself. Investing suits medium to long-term goals where you can leave money to ride out market ups and downs.
Irish investors use both domestic stockbrokers and international app-based platforms. Goodbody and Davy offer traditional broking and managed portfolios, while Trade Republic, Freetrade, Revolut and N26 provide low-cost app trading, and Moneyfarm and Nutmeg offer robo-managed portfolios. A defining Irish feature is the tax treatment: gains on shares are subject to Capital Gains Tax, while many funds and ETFs fall under a separate exit-tax regime with an eight-year deemed-disposal rule.
Long-term growth — investing historically outpaces cash savings over longer periods.
Low-cost platforms — app-based brokers have cut trading fees sharply for retail investors.
Diversification — funds and ETFs spread risk across many companies in a single holding.
Managed portfolios — robo-advisers build and rebalance a portfolio matched to your risk level.
Match your approach to your goal and risk tolerance: robo-advisers suit hands-off investors, while direct platforms suit those who want to pick holdings. Compare platform fees, dealing charges and foreign-exchange costs, and understand the tax treatment, as ETFs and shares are taxed differently in Ireland. Only invest money you can leave for the medium to long term, and consider spreading contributions over time rather than a lump sum.
Goodbody and Davy provide traditional stockbroking and wealth management, while Trade Republic, Freetrade, Revolut and N26 offer low-cost app-based trading. Moneyfarm and Nutmeg run robo-advised portfolios for hands-off investors. The right platform depends on whether you want managed portfolios, self-directed trading, and the range of shares, funds and ETFs on offer, plus the fee structure.
Costs vary from zero-commission trading on some app platforms up to around €100 or more in annual account, dealing or management fees on full-service brokers and robo-advisers. Watch for foreign-exchange charges, custody fees and fund charges within ETFs and managed portfolios. Because fees compound over time, comparing the total ongoing cost is as important as headline commission when choosing a platform.
Investment platforms and brokers serving Ireland are authorised by the Central Bank of Ireland or an equivalent EU regulator under MiFID rules, and client assets are held under investor-protection safeguards. Note that investment values are not protected against market losses. Tax on gains and the fund exit-tax rules, including the eight-year deemed disposal, are administered by Revenue, and the Financial Services and Pensions Ombudsman handles disputes.
How are investments taxed? — Shares fall under Capital Gains Tax, while many funds and ETFs are taxed under a separate exit-tax regime with an eight-year deemed-disposal rule.
Is my money guaranteed? — No, investment values can fall; regulation protects against firm failure, not market losses.
Managed or self-directed? — Robo-advisers suit hands-off investors; direct platforms suit those who want to choose holdings themselves.
Giraffy tracks 5 investing platforms across eToro,Raisin,Goodbody,N26,Vanguard Ireland providers in Ireland. Most platforms let you open an account online in minutes. Consider your risk tolerance, investment horizon, and whether you want self-directed or managed portfolios before choosing a platform.
Platform fees are what you pay to hold investments — typically an annual percentage of your portfolio (0.15–0.45%) or a flat monthly fee. On a £50,000 portfolio, a 0.1% difference in platform fee is £50/year — small annually but significant compounded over decades. Compare total cost: platform fee plus fund charges (OCF/TER).
ETFs (Exchange-Traded Funds) and index funds both hold a basket of securities tracking a market index — they provide instant diversification at low cost. Individual stocks are single-company shares with higher risk and potential return. Most long-term investors start with low-cost index funds or ETFs before branching into individual stock picking.
Investor protection varies by market. In the UK, the FSCS covers up to £85,000 in eligible investments per firm. In the US, SIPC covers up to $500,000. In Ireland, check whether your platform is Central Bank of Ireland-regulated — this determines what protection applies.
Many platforms in Ireland now offer fractional shares and funds with minimums as low as £1 or equivalent. Traditional brokers may require a minimum opening deposit of £500–£5,000. Compare minimums on each deal card if you're starting with a small amount.
Investment returns may be subject to capital gains tax (on profits when you sell) and income tax (on dividends). Rules differ significantly between markets — in Ireland, check the Central Bank of Ireland's guidance or consult a tax adviser. Using tax-efficient wrappers (ISA in the UK, TFSA in Canada, etc.) where available can significantly reduce your tax bill.
Passive investing tracks a market index (e.g. S&P 500, FTSE All-World) via index funds or ETFs — low cost, broad diversification, and typically outperforms most active funds over 10+ years. Active investing involves fund managers (or you) selecting individual securities trying to beat the market — higher cost, higher risk, mixed results.