SMAMインデックスファンド Sumitomo Mitsui Asset Management
0.15 %/年
- 取引手数料: 0.05~0.15%/年
- アカウントの種類: NISA、iDeCo、とくてい
- 最低投資額: 100円
- 主な特徴: 低コストのインデックスファンド
Live offers across tracked providers in Japan — updated daily from the Giraffy database.
20 live offers compared from 20 providers, from 0.15 %/年. Updated daily.
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Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Investing in Japan means buying stocks, ETFs, mutual funds (toshin) and bonds through securities brokers to grow wealth over time. Long a nation of savers, Japan has seen a strong shift toward investing, driven by the expanded, permanently tax-free NISA scheme launched in 2024 and the rise of low-cost online brokers that make market access cheap and simple.
Online brokers dominate retail investing. SBI Securities and its peers Monex, Matsui Securities and aukabucom lead on low commissions and broad product ranges, with several now offering zero-commission domestic stock trading. Daiwa Securities represents the traditional full-service broker with research and advice, CONNECT and Folio target app-first and themed or robo investing, and Fidelity Japan brings global fund expertise. Most channel investing through the tax-free NISA wrapper.
Tax-free growth via NISA — gains and dividends inside NISA are exempt from the roughly 20% tax on investment income, within generous annual limits.
Low costs — online brokers charge little or no commission on domestic shares and offer index funds with very low expense ratios.
Global access — invest in Japanese and overseas stocks, ETFs and funds from a single account.
Compare trading commissions, the range of Japanese and foreign products, and the quality of the app and fund line-up. For most people a low-cost broker with strong NISA support and cheap global index funds is ideal. Decide between self-directed investing (SBI, Monex, Matsui, aukabucom), robo or themed platforms (Folio, CONNECT) and full-service advice (Daiwa). Check foreign-stock handling and any account or currency-conversion fees if you invest abroad.
SBI Securities is the retail leader on scale and low cost, with Monex, Matsui Securities and aukabucom close competitors on commissions and features. Daiwa Securities anchors the full-service segment, CONNECT and Folio serve app-first and robo/themed investors, and Fidelity Japan offers respected global funds and research.
Trading costs are low: many brokers offer zero commission on domestic stock trades, and fund expense ratios on leading index funds run from around 0.1% to 0.2% a year, with fees on the order of the 0.15% to 1.1% range seen across products depending on type. Foreign-stock trades and currency conversion add small charges. Within NISA, investment gains and dividends are tax-free up to the annual and lifetime limits.
Securities firms are licensed and supervised by the Financial Services Agency (FSA) under the Financial Instruments and Exchange Act. Client assets are segregated from the broker's own, and the Japan Investor Protection Fund compensates eligible investors up to a set limit if a broker fails and cannot return assets. Investing still carries market risk — prices can fall and capital is not guaranteed.
What is NISA? A tax-free investment account letting residents invest up to annual and lifetime limits with no tax on gains or dividends — the default wrapper most investors use.
Is my money guaranteed? No — investments can lose value with the market. The investor protection scheme covers broker failure, not market losses.
Giraffy tracks 5 investing platforms across Sumitomo Mitsui Asset Management,BlackRock Japan,Fidelity Japan,Nomura Asset Management,Tsumiki Securities providers in Japan. Most platforms let you open an account online in minutes. Consider your risk tolerance, investment horizon, and whether you want self-directed or managed portfolios before choosing a platform.
Platform fees are what you pay to hold investments — typically an annual percentage of your portfolio (0.15–0.45%) or a flat monthly fee. On a £50,000 portfolio, a 0.1% difference in platform fee is £50/year — small annually but significant compounded over decades. Compare total cost: platform fee plus fund charges (OCF/TER).
ETFs (Exchange-Traded Funds) and index funds both hold a basket of securities tracking a market index — they provide instant diversification at low cost. Individual stocks are single-company shares with higher risk and potential return. Most long-term investors start with low-cost index funds or ETFs before branching into individual stock picking.
Investor protection varies by market. In the UK, the FSCS covers up to £85,000 in eligible investments per firm. In the US, SIPC covers up to $500,000. In Japan, check whether your platform is FSA-regulated — this determines what protection applies.
Many platforms in Japan now offer fractional shares and funds with minimums as low as £1 or equivalent. Traditional brokers may require a minimum opening deposit of £500–£5,000. Compare minimums on each deal card if you're starting with a small amount.
Investment returns may be subject to capital gains tax (on profits when you sell) and income tax (on dividends). Rules differ significantly between markets — in Japan, check the Financial Services Agency (FSA)'s guidance or consult a tax adviser. Using tax-efficient wrappers (ISA in the UK, TFSA in Canada, etc.) where available can significantly reduce your tax bill.
Passive investing tracks a market index (e.g. S&P 500, FTSE All-World) via index funds or ETFs — low cost, broad diversification, and typically outperforms most active funds over 10+ years. Active investing involves fund managers (or you) selecting individual securities trying to beat the market — higher cost, higher risk, mixed results.