Expats | Giraffy

Expat Hub

Smart Money for Life in Saudi Arabia

Moving to Saudi Arabia as an expat comes with financial hurdles: opening a bank account, getting a SIM card, securing health insurance, sending money home, and understanding your rights under Saudi law.

What's Life Really Like in Saudi Arabia?

Modern Cities

Modern Cities

From Riyadh's business hub to Jeddah's coastal charm and Eastern Province's oil industry, each city offers unique opportunities and lifestyles.

Compare cities →
Cost of Living

Cost of Living

Generally 30–50% lower than Western countries. Housing, food, and transport are affordable, letting you save more.

See detailed costs →
Culture

Culture & Entertainment

Experience traditional hospitality alongside modern entertainment. Concerts, sports events & cultural festivals throughout the year.

Explore lifestyle →
Healthcare

Quality Healthcare

Access to modern hospitals and clinics with mandatory health insurance ensuring comprehensive coverage.

Healthcare guide →

Expat life by the numbers

13M+

Expats living in Saudi Arabia

35%

Of total population

80+

Nationalities represented

~7,000

Average monthly expenses (SAR)

Expat Guides

Comprehensive guides for living, working, and thriving in Saudi Arabia

Living in Saudi Arabia

Practical lifestyle and cultural adjustment guides.

Work, Visa & Legal Status

Everything about visas, contracts, Iqama, rights, and exit procedures.

Banking & Money Management

Opening, using, and optimizing expat banking in KSA.

Housing & Property

Renting, buying, and understanding housing laws.

Transport & Mobility

Driving, transport apps, and travel options.

Insurance & Health

Medical insurance, Iqama requirements, and safety.

Family, Education & Children

Family life, schools, and dependents.

More Expat Guides

Additional resources and guides for expats.

A guide to

Common Expat Mistakes in Saudi Arabia — How to Avoid Them

A guide to

Top 10 Things to Know Before Moving to Saudi Arabia — Expat Guide

A guide to

Final Exit from Saudi Arabia — 2025 Checklist for Expats

A guide to

Country-Specific Expat Guides — Living in Saudi Arabia by Nationality

A guide to

Expat Statistics in Saudi Arabia — 2025 Data & Demographic Trends

A guide to

Moving to Saudi Arabia with Pets — Import Rules & Airline Guide

A guide to

Healthcare in Saudi Arabia — Hospitals, Clinics & Emergency Guide

A guide to

Education for Expats in Saudi Arabia — 2025 School Fees & Rankings

A guide to

Expat Communities & Social Life in Saudi Arabia — Networking Guide

A guide to

Female Expat Life in Saudi Arabia — Rights, Rules & Lifestyle

A guide to

Safety in Saudi Arabia — Is It Safe for Expats to Live & Work?

A guide to

Offshore Banking & Wealth Management for Expats in Saudi Arabia

A guide to

How to Invest in Saudi Arabia as an Expat — REITs & Tadawul Guide

A guide to

Property Ownership in Saudi Arabia for Expats — 2025 Laws & Updates

A guide to

Leaving Saudi Arabia — Legal & Financial Checklist for Expats

A guide to

Tax in Saudi Arabia for Expats — 2025 Rules & Global Obligations

A guide to

Premium Residency in Saudi Arabia — Banking, Property & Family Guide

A guide to

Saudi Labour Law for Expats — Contracts & End-of-Service Rights

A guide to

Iqama Renewal & Banking Access for Expats in Saudi Arabia — 2025 Guide

A guide to

Visa Types in Saudi Arabia for Expats — 2025 Guide

A guide to

Expat Insurance in Saudi Arabia — Car, Health, Travel & Family

A guide to

Public Transport & Ride-Hailing in Saudi Arabia — 2025 Guide

A guide to

Driving in Saudi Arabia — License, Rules & Car Ownership Guide

A guide to

Best Cities to Live in Saudi Arabia for Expats — 2025 Ranking

A guide to

Where to Live in Saudi Arabia — Compounds vs City Apartments

A guide to

Salary Transfers, Payslips & End-of-Service Benefits for Expats — 2025 Guide

A guide to

Digital Wallets for Expats in Saudi Arabia — 2025 Comparison

A guide to

Credit Cards for Expats in Saudi Arabia with No Credit History — 2025 Guide

A guide to

Best Bank Accounts for Expats in Saudi Arabia — 2025 Comparison

A guide to

How to Send Money Home from Saudi Arabia — Expat Transfer Guide

A guide to

Mandatory Health Insurance & Iqama Renewal in Saudi Arabia — 2025 Guide

A guide to

How to Open a Bank Account in Saudi Arabia Without a Salary — 2025 Guide

A guide to

Best Prepaid eSIMs for Expats in Saudi Arabia — 2025 Guide

A guide to

How to Get a SIM Card in Saudi Arabia as an Expat (Airport vs City) — 2025 Guide

Expat Financial Tools

Calculate, compare, and plan with our expat-specific tools

Remittance Calculator

Remittance Calculator

Compare real costs across all providers

End of Service Calculator

End of Service Calculator

Calculate your gratuity amount

Expat Budget Planner

Expat Budget Planner

Cost of living by nationality

Bank Account Matcher

Bank Account Matcher

Find banks for your visa type

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