Final Exit from Saudi Arabia — 2025 Checklist for Expats

TL;DR: 90‑day countdown: T‑90 to T‑60: Tell HR you’re planning final exit; ask for a provisional EOS estimate and the list of clearance letters you’ll need. Shortlist a move‑out date. T‑60 to T‑45: Start school clearance; book lease/Ejar termination meeting; list utilities/Internet to cancel; start car sale or lease return. T‑45 to T‑30: Collect no‑dues from finance/IT (company property), settle credit cards/loans, plan your final remittance. T‑30 to T‑14: Sign Ejar termination; schedule final inspection; take meter photos; cancel Internet; request school transcripts; confirm health insurance end date. T‑14 to T‑7: Apply for the Final Exit Visa (sponsor/Absher) after aligning your last payroll/EOS; confirm passports validity and dependent status. T‑7 to T‑3: Run a small test remittance, then your main remittance; keep the local account open for EOS credit. Pick up clearance letters. Departure week: Close wallets; settle last bills; receive EOS; print visa and travel itinerary; pack originals in your carry‑on. After exit: Track deposit/EOS receipts; close the bank account once all residuals post; archive your Saudi tax/HR paperwork.

Helpful deep‑dives for context:

• First 30 Days (reverse lens: what to keep until the very end): /expats/first-30-days

• Safety & Security (emergency numbers, Najm, apps): /expats/safety-and-security

• Culture & Daily Life (Ramadan, public decorum when hosting goodbye events): /expats/culture-religion-daily-life

How to use this page

• Follow the timeline. It’s designed to minimize disputes and avoid service blackout during your last weeks.

• Copy our scripts (EN/AR) when you email HR, banks, schools, landlords and providers; they’re aligned to what staff actually ask for.

• Keep a folder (“Saudi‑Exit‑September 1, 2025”) containing PDFs of visa, Ejar, bills, clearance letters, EOS statement, bank closure certificate, and final receipts.

• We cite official anchors for high‑variance items (visas, EOS, Ejar, consumer complaints). You’ll see short citations beside the claim.

90‑day countdown — the timeline that prevents last‑week chaos

T‑90 to T‑60 days — announce & align

• Inform HR (in writing) of your intended final exit month; ask for a provisional EOS estimate and a list of departmental clearances (IT assets, fuel cards, access cards, corporate credit).

• If you plan to travel before the final exit, ensure your Exit & Re‑Entry is aligned to your last working day and payroll. (Fees are non‑refundable if cancelled—avoid speculative issuance.)

• Write a personal project plan: housing move‑out date, school clearance window, car sale timing, Internet shut‑off, and banking closure.

T‑60 to T‑45 days — start the irreversible items

• Book a lease termination meeting and agree on Ejar closure steps. Ensure the deposit return conditions are written, and pre‑schedule the final inspection.

• Notify school to start clearance (fees/library/sports) and request transcripts/transfer certificates.

• Begin the car sale/transfer process; clear any fines; prepare service history and insurance documents for the buyer.

• List subscriptions (mobile, Internet, streaming, gym). Note cancellation windows.

T‑45 to T‑30 — get “no‑dues” and prepare money flows

• Return company property (laptop/phone/badges) against receipts; collect no‑dues from IT/finance.

• Pay down credit card balances and loan instalments; request a liability letter and a closure letter (once settled).

• Choose your final remittance route; prepare salary slips, contract, and a purpose note to avoid compliance delays on a large transfer.

• Ask HR to confirm your EOS payout date and the channel (payroll vs separate transfer).

T‑30 to T‑14 — lock housing and insurance details

• Sign the Ejar termination; take meter photos at move‑out; keep handover photos (walls, fittings).

• Cancel Internet and utilities for move‑out day +1 (not same day, to keep Wi‑Fi for movers).

• Confirm health insurance coverage end date (company policy) and whether dependents end the same day.

• Book airport transport; plan luggage weight (free up time on departure day).

T‑14 to T‑7 — visas & documents

• Ask HR/sponsor to initiate Final Exit Visa via Absher/Muqeem, ensuring passport validity and Iqama validity meet requirements. Absher states 60‑day passport validity for Final Exit and 90‑day for Exit & Re‑Entry.

• If you must travel and return before leaving permanently, check your Exit & Re‑Entry validity and status via Absher.

• Print two copies of each: visa, tickets, Ejar closure, school clearances, EOS statement, bank letters.

T‑7 to T‑3 — move the money and collect letters

• Run a small test to your home‑country account; then send the main remittance once confirmed. Keep the local account open for EOS.

• Pick up final clearance letters from HR (including any no‑dues). Confirm the EOS calculation aligns with policy; if unclear, use the official calculator as a cross‑check.

• Keep a contingency fund locally for last‑minute bills (repairs, mover overage).

Departure week — closeout and pack

• Settle final utility/Internet bills; collect deposit; capture receipt scans.

• Close mobile wallet and SIM (or move to prepaid if you need OTPs briefly).

• Confirm airport documents are in your carry‑on: passports, Iqama, visa printouts, EOS letter, bank letters, school certificates, Ejar termination.

• Share emergency contacts and address in home country with HR (for any trailing payments/documents).

After exit (T+7, T+30, T+90) — don’t lose the last 10%

• T+7: Confirm EOS received; download final payslip; check deposit refunds; pay any trailing charges (parking tickets, utilities).

• T+30: Close the local bank account (after you’re sure all refunds posted). If the bank stalls, escalate via SAMA Consumer Protection (hotline 800‑125‑6666).

• T+90: Archive the folder; set a calendar reminder to delete inactive SIMs/wallets and revoke device logins.

Visas & exit options — Final Exit vs Exit & Re‑Entry (requirements, timing, dependents)

Final Exit Visa closes your residency; Exit & Re‑Entry lets you travel and return. Both are initiated by the sponsor/employer through Absher/Muqeem; requirements include valid passport and Iqama and payment of any applicable fees/violations. Absher’s guide notes passport validity of at least 60 days for Final Exit and 90 days for Exit & Re‑Entry. You can also check the status of visas electronically.

Practical timing tips

• Apply after you’ve aligned payroll/EOS and housing handover; avoid a gap where your visa expires before HR wires EOS.

• If you issue Exit & Re‑Entry and cancel plans, note that fees are non‑refundable per Jawazat confirmations reported widely.

Dependents

• Ensure dependents’ passports and Iqama are valid and that any traffic fines or obligations are cleared before issuing their visas. Apply via Family Members → Visas in Absher (sponsor flow).

Keep originals with you on the travel day: passports, Iqama, visa printouts, and clearance letters. If your employer collects your Iqama before departure for admin, keep high‑quality scans on your phone.

Employment close‑out & EOS — what to request, when to escalate, and how to keep proof

What EOS is (and isn’t)

• In Saudi labor practice, the End‑of‑Service award is a benefit calculated on the last wage and is typically one‑time at the end of employment. The HRSD knowledge article states a half‑month wage for each of the first five years and one‑month wage for each subsequent year, pro‑rated for partial years; resignation scenarios may differ. Always verify with the official calculator or your HR policy.

EOS checklist

• Provisional estimate (T‑90) and final calculation (departure week)

• Unused leave encashment and last‑day pay

• Deductions (loans/advances) stated clearly

• Payment channel (payroll vs wire) and date

• Official statement with breakdown and company seal/signature

Company property & clearances

• Return laptop/phone/ID badges/credit cards/keys; get receipts.

• Obtain no‑dues from departments to avoid payroll holds. Keep a shared sheet of what’s done.

If EOS stalls

• Write to HR with your contract clause/policy and attach the calculator result as a reference. If unresolved, you can contact HRSD (call center 19911) or use their e‑services to report violations/raise tickets.

Banking & money — salary stop, EOS receipt, cards/loans, final remittance, closure

1) Before payday

• Confirm last salary date, IBAN, and whether EOS posts separately.

• Clear credit card balances and loan instalments; request liability and later closure letters.

2) Final remittance

• Prepare salary slips, contract, and a purpose note (tuition/property/family support) — this speeds compliance reviews for larger transfers.

• Run a small test first; when received, send your main transfer. Keep receipts and case numbers.

3) Account closure

• Leave the account open until EOS and deposit refunds land. After confirmation, request a closure certificate.

• If a bank stalls or misapplies fees, escalate via SAMA Consumer Protection (hotline 800‑125‑6666, SAMACares portal).

4) Document pack to keep

• Final payslip, EOS statement, closure certificate, card closing letters (proof for future underwriting).

Housing & utilities — Ejar termination, inspection, deposit return, Internet

Ejar termination

• Mutual termination (tenant + landlord) is documented in Ejar, and financial obligations must be settled at closure. Capture the termination record and keep a copy with your lease. citeturn0search4

Inspection & deposit

• Agree inspection date/time; take move‑out photos (walls, appliances, meters).

• Clarify timeline for deposit return and the channel; keep IBAN ready even if you’ve closed the home utilities.

Utilities & Internet

• Electricity/water: request final bills, take meter photos on handover day.

• Internet: schedule disconnection for move‑out +1 day; return router/ONT if required; get a cancellation receipt.

Mover coordination

• Keep Wi‑Fi until the last day; arrange elevator booking; confirm parking for the truck; label boxes by room.

Schools & kids — clearances, transcripts, bus deposits, exam records

• Request clearance from finance/library/sports; return books/devices.

• Ask for transcripts, transfer certificates, standardized test records and recommendation letters (if relevant).

• Confirm bus deposit refunds and uniform resale if your school runs a pre‑loved shop.

• Keep vaccination records handy for your next school’s admission.

Telco & digital life — SIM, wallets, subscriptions, MFA

• If you won’t need OTP after exit, cancel your SIM and wallet; if you do, convert to prepaid temporarily and set a date to close.

• Switch all major apps to authenticator‑based MFA; download backup codes; change your address/billing in critical accounts.

• Export bank statements, billing history, and remittance receipts as PDFs into your exit folder.

Car & insurance — sell/transfer, fines, insurance cancellation

• Decide sell vs ship (most expats sell). Clear fines; prepare service history; keep insurance policy and vehicle registration handy.

• For a company car, get return protocol in writing (damage assessment, fuel level, accessories).

• Cancel insurance after ownership transfer; retain no‑claims letter if offered (helps with future underwriting).

Health & insurance — end date, claims, medical records

• Confirm coverage end date for you and dependents; some policies end last working day, others at month‑end.

• Submit any pending claims early; ask the clinic to print your vaccination record and recent lab results for continuity.

• If you used specialist care, request a brief medical summary (diagnoses, meds) to hand to your new provider.

Troubleshooting & escalation — what to do when things stall

Visa not issued in time

• Re‑verify passport/Iqama validity and whether any fines are blocking issuance. Confirm with sponsor that steps on Absher/Muqeem were completed.

EOS calculation dispute

• Ask for the written calculation and cross‑check with the HRSD/Qiwa calculators; escalate to HRSD 19911 or submit a ticket. 

Bank delays account closure

• Request a case number, then escalate to SAMA Consumer Protection if unresolved.

Landlord won’t terminate Ejar

• Share the Ejar termination service reference and request mutual termination on the platform; settle obligations and keep receipts.

Checklists & scripts — printable matrices

A) Master checklist (tick as you go)

• HR & visas: Notify HR (T‑90); EOS estimate; clearance letters; Final Exit issuance; printouts ready.

• Banking: Clear cards/loans; plan final remittance; receive EOS; closure certificate; archive statements.

• Housing: Ejar termination scheduled; inspection done; meter photos; deposit refund received.

• School: Clear fees/library; get transcripts/transfer certificates; bus deposit.

• Telco & utilities: Internet cancellation; SIM/wallet closure or downgrade; power/water final bills.

• Car & insurance: Sell/transfer; cancel policy; no‑claims letter.

• Health: Claims filed; vaccination record; medical summary.

• Documents: Visa, tickets, EOS, bank letters, Ejar termination, school letters printed; exit folder synced to cloud.

B) Who to notify & when (matrix)

C) Scripts you’ll actually use (EN/AR)

1) HR — EOS estimate (EN)

“I plan a final exit in [month]. Could you share a provisional EOS estimate, the clearance checklist, and confirm the last payroll date and EOS payout channel?”

١) الموارد البشرية — تقدير مكافأة نهاية الخدمة (AR)

«أخطط لـ خروج نهائي في [الشهر]. هل يمكن مشاركة تقدير مبدئي لمكافأة نهاية الخدمة وقائمة المخالصات وتأكيد تاريخ آخر راتب وقناة صرف المكافأة؟»

2) Sponsor — Final Exit timing (EN)

“We’re aligned on move‑out and payroll. Please proceed to issue the Final Exit Visa and share the printout once ready.” citeturn0search7

٢) الكفيل — توقيت الخروج النهائي (AR)

«تمت مواءمة الخروج من السكن والرواتب. نرجو إصدار تأشيرة الخروج النهائي ومشاركة نسخة الطباعة عند الجاهزية.» citeturn0search7

3) Bank — account closure after EOS (EN)

“My EOS has posted. Kindly close the account and issue a closure certificate and card closing letters. Please confirm if any residual charges will post.”

٣) البنك — إغلاق الحساب بعد المكافأة (AR)

«تم إيداع مكافأة نهاية الخدمة. نرجو إغلاق الحساب وإصدار شهادة إغلاق وخطابات إغلاق البطاقات. هل توجد رسوم لاحقة متوقعة؟»

4) Landlord — Ejar termination & deposit (EN)

“Please initiate Ejar termination for [address]. We’ll be ready for inspection on [date]. Kindly confirm the deposit refund timeline and transfer method (IBAN).”

٤) المؤجر — إنهاء عقد إيجار (AR)

«يرجى بدء إنهاء إيجار لعقار [العنوان]. نحن جاهزون لـ المعاينة بتاريخ [التاريخ]. نرجو تأكيد موعد إعادة التأمين وطريقة التحويل (الآيبان).»

5) Remittance provider — large transfer (EN)

“I’m sending a final transfer to [country]. Could you confirm limits, FX spread, and expected arrival for standard vs express? I’ll run a small test first.”

٥) مزود التحويل — مبلغ نهائي (AR)

«سأحول مبلغاً نهائياً إلى [الدولة]. نرجو تأكيد الحدود وفرق سعر الصرف ووقت الوصول المتوقع لخيار العادي مقابل السريع. سأبدأ بـ تحويل تجريبي.»

6) HRSD — dispute ticket (EN)

“I’d like to open a ticket regarding EOS calculation/payment. Please advise the reference number and expected response time.”

٦) وزارة الموارد — فتح بلاغ (AR)

«أرغب في فتح بلاغ بخصوص احتساب/صرف مكافأة نهاية الخدمة. نرجو رقم البلاغ والمدة المتوقعة للرد.»

After you leave — 30‑day & 90‑day follow‑ups

T+7

• Confirm EOS and any refunds. Save PDF statements.

• Keep SIM active for one week if you need OTPs—then close it.

T+30

• Request account closure certificate; ensure any deposit refunds posted.

• Back up your Saudi payslips and EOS statement in your home‑country admin vault.

T+90

• Remove old devices and revoke app access.

• Close any lingering wallets/subscriptions that survived the move.

• Archive your exit folder and keep one offline copy.

Shipping & belongings — what to sell, what to ship, what to donate

Triage your stuff (one weekend):

• Keep (carry‑on): passports, Iqama, visas, certificates, contracts, EOS letter, school docs, medical records, chargers, meds.

• Ship (if worth it): kids’ items, seasonal clothing, heirlooms, select furniture that’s expensive to replace.

• Sell: bulky furniture, appliances tied to local voltage/plugs, cars (see car section), sports gear you can rebuy cheaply.

• Donate/recycle: clothes, books, household items — check compound/community drives; confirm policies for electronics disposal.

Inventory & insurance: Photograph items; list serial numbers; label boxes; consider marine/cargo insurance for higher‑value items. Share destination address and contact with the shipper.

Move‑out day choreography: Protect floors/walls; reserve elevator slots; keep a tool kit for last‑minute disassembly; hand movers labels and a room map at destination.

Bank close‑out patterns — avoid lock‑ins and missing statements

1) Card & loan sequence

• Pay cards to zero and request card closure letters (not just block).

• For loans, ask for a settlement figure and final payment receipt; keep the liability letter until closure is confirmed.

2) Account statement archive

• Download 12–24 months of statements as PDFs (some banks restrict export once the account is closed).

• Export beneficiaries (names/IBANs) to a secure note in case you need to re‑create them later.

3) OTP and MFA

• If you must keep the account open for residual refunds, ensure your 2FA is set to an authenticator (not just SMS) and keep a temporary prepaid SIM active for one month.

4) Closure proof

• Ask for a closure certificate on letterhead or stamped; file it with your EOS documents. If delayed, take a ticket number and escalate via SAMA Consumer Protection if needed.

Visa edge cases — plan, don’t guess

• Exit & Re‑Entry cancelled or unused: Per Jawazat confirmations reported widely, fees are non‑refundable, so avoid speculative issuance; time your visa to your actual travel.

• Passport expiring soon: Absher requires 60 days validity for Final Exit and 90 days for Exit & Re‑Entry; renew passports early to avoid a late scramble.

• Status checks: Use Absher’s visa status inquiry to confirm your visa’s details before you head to the airport.

Data, privacy & accounts — a clean digital exit

• Corporate devices: Back up permitted personal files; then perform IT‑approved wipe and return hardware for a signed receipt.

• Personal accounts: Change billing address to your destination; revoke old devices from login lists; delete files from shared workspaces per policy.

• Subscriptions: Cancel or move to home‑country equivalents (music, storage, gyms, clubs).

• Photos & docs: Export your cloud photo library and drive files to a local archive and a second cloud service for redundancy.

Charity & marketplace — safe ways to offload items quickly

• Compounds often run buy/sell groups; meet in public, well‑lit areas and accept instant transfers rather than cheques.

• For larger sales, use a simple bill of sale (names, IDs, item description, price, date).

• Scam hygiene: Watch for overpayment/refund scams; never click tracking links sent by a “buyer.” See our Safety guide for scam patterns. {links["safety_html"]}

Checklist — company employees vs contractors

Employees

• HR alignment (EOS, last payroll)

• Sponsor visa actions (Final Exit)

• Department clearances (IT, security, fleet)

• Company housing checklist (if applicable)

• Return corporate cards/phones/keys

Contractors

• Contract close‑out & deliverables sign‑off

• Final invoice submission + confirmation of payment terms

• Access removal from client systems

• Visa actions via sponsor (if applicable)

• Ejar & utilities under your own name

Pets & family travel — don’t forget the fur baby

• Check airline pet policies and crate size rules; ensure vaccinations and microchip documents are current.

• For connecting flights, confirm transit rules for animals.

• If you’re not traveling with pets the same day, arrange boarding and a pet courier. Cross‑link our Moving with Pets guide for import/export specifics.

Extended FAQs — last‑month edge cases

Printable micro‑checklists — by category

Housing move‑out (one page)

• Ejar termination scheduled & signed

• Meter photos (electricity/water)

• Internet cancellation + router return receipt

• Keys/cards returned; parking remote returned

• Handover photos (walls/appliances), final walkthrough video

• Deposit refund timeline & IBAN confirmed

Banking & money (one page)

• Loan/card settlement & letters

• 12–24 months statements & remittance receipts exported

• Beneficiary list saved to secure note

• Test remittance sent; main remittance booked

• EOS received; account closure certificate requested; escalation contact saved (SAMA 800‑125‑6666)

Visas & travel (one page)

• Final Exit issued; printout ready; passport validity confirmed (60 days for Final Exit / 90 days Exit & Re‑Entry)

• Flights & baggage booked; airport transport confirmed

• Original documents in carry‑on (passports, Iqama, EOS, bank letters, Ejar termination, school records)

Work & EOS (one page)

• Provisional EOS estimate; final EOS statement received

• Department no‑dues: IT, admin, fleet, finance

• Corporate devices wiped & returned; receipts saved

• HRSD contacts saved for escalation (19911) citeturn0search15

Schools (one page)

• Fees cleared; library/books returned

• Transcripts/transfer certs & test records ready

• Bus deposit refund processed

Telco & digital (one page)

• SIM/wallet cancellation or prepaid downgrade

• MFA moved to authenticator; backup codes saved

• Cloud exports done; device logins revoked

Extra scripts (EN/AR) — quick copy/paste

Mover (EN)

“We’re moving from [address/plus code] on [date]. Please confirm crew size, arrival window, and whether you’ll bring packing materials. The elevator is booked for [time].”

شركة النقل (AR)

«ننتقل من [العنوان/الرمز] بتاريخ [التاريخ]. نرجو تأكيد عدد العمال ووقت الوصول وهل ستوفرون مواد التغليف. المصعد محجوز لـ [الوقت].»

ISP cancellation (EN)

“Please cancel service at [address] on [date] and advise on router return. Kindly share the final bill and closure receipt.”

إلغاء الإنترنت (AR)

«يرجى إلغاء الخدمة في [العنوان] بتاريخ [التاريخ] وإفادتنا بخصوص إرجاع المودم. نرجو إرسال الفاتورة النهائية وإيصال الإلغاء.»

School transcripts (EN)

“We’re leaving the country; please issue transcripts and transfer certificates for [child/grade], and confirm a pickup date.”

شهادات المدارس (AR)

«سنغادر البلاد؛ نرجو إصدار السجلات الدراسية وشهادات الانتقال لـ [الطفل/الصف] وتأكيد موعد الاستلام.»

Landlord deposit follow‑up (EN)

“Thank you for the inspection. As agreed, please transfer the deposit to IBAN [*] by [date] and share the advice slip**.”

متابعة تأمين الإيجار (AR)

«شكراً على المعاينة. كما اتفقنا، يرجى تحويل التأمين إلى الآيبان [*] قبل [التاريخ] ومشاركة إشعار التحويل**.»

Bank escalation (EN)

“This is a follow‑up on ticket #[###] regarding account closure. EOS is received, and there’s no pending balance. Please issue the closure certificate today, or confirm escalation steps.”

تصعيد بنكي (AR)

«متابعة للتذكرة رقم [###] بخصوص إغلاق الحساب. تم استلام مكافأة نهاية الخدمة ولا يوجد رصيد مستحق. نرجو إصدار شهادة الإغلاق اليوم أو إفادتنا بخطوات التصعيد.»

Document binder — how to arrange your final folder

• 01_Visa: Final Exit printout; tickets; passport scans; Iqama scans.

• 02_HR_EOS: Contract, EOS estimate & final statement, leave encashment, no‑dues receipts.

• 03_Banking: Statements (last 24 months), remittance receipts, liability & closure letters.

• 04_Housing: Lease/Ejar, termination record, inspection photos, deposit return advice.

• 05_Schools: Transcripts, transfer certificates, bus deposit receipt.

• 06_Utilities_ISP: Final bills, cancellation receipts, meter photos.

• 07_Car_Insurance: Sale/transfer papers, insurance cancellation, no‑claims letter.

• 08_Medical: Insurance policy, claims, vaccination & medical summary.

• 09_Telco_Digital: SIM/wallet closures, subscription cancellations, MFA backups.