أفضل 10 حسابات بنكية للشباب المهنيين السعوديين في عام 2024
ابحث عن الحسابات التي توفر تطبيقات جوال قوية، تحويلات أموال سهلة، دفع الفواتير، وإشعارات في الوقت الفعلي.
Top 10 Bank Accounts for Young Saudi Professionals in 2024
1. Al Rajhi Bank Current (Classic) Account - No minimum balance required - Free ATM card - 50,000 SAR daily purchase limit - 5,000 SAR daily cash withdrawal limit - 1000 Mokafaa points welcome bonus
2. Alinma Bank Classic Banking - No minimum balance requirement - Free ATM withdrawals at Alinma ATMs - Online and mobile banking services - Easy account opening process
3. Riyad Bank Current Account - Available for those 18 years and older - No high minimum balance requirement - Online and mobile banking access - Wide ATM network across Saudi Arabia
4. SNB Current Account - Suitable for individuals 18 years and above - Standard banking features without high balance requirements - Digital banking options - Hassad Rewards program for transactions
5. SAB Current Account - Basic account with no high minimum balance - Cashback offers at select merchants - Mobile banking app for easy management - Suitable for those just starting their careers
6. Bank Alazira Current Account - Low minimum balance requirement - Free debit card - Online and mobile banking services - Mokafaaty loyalty program for everyday transactions
7. Riyad Bank Silver Banking - Requires opening an account with minimum SAR 50,000 or salary transfer of SAR 10,000 to less than SAR 20,000 - Hassad Rewards Program - Priority service at branches - Suitable for young professionals advancing in their careers
8. Alinma Bank Gold Banking - Requires opening a new account with SAR 75,000 deposit, or - Maintaining average minimum balance of SAR 50,000, or - Transferring a minimum salary of SAR 6,000 - Enhanced customer service and banking features
9. Mobily Postpaid 65 Banking Services - Basic banking features linked to Mobily services - No high minimum balance required - Suitable for tech-savvy young professionals - Integrates mobile and banking services
10. Arab National Bank (ANB) Current Account - Low minimum balance requirement - Free debit card - Online and mobile banking access - Suitable for young adults managing day-to-day finances
When choosing an account, young professionals should consider:
- Minimum balance requirements - Monthly fees, if any - ATM network and fees - Online and mobile banking capabilities - Additional perks like rewards programs or cashback offers - Ease of setting up direct deposit for salaries - Transfer limits for online transactions
Remember, as your career progresses and your financial needs change, you can always upgrade to accounts with more features. Many banks offer seamless transitions to their premium accounts as your salary or savings grow.
It's also worth noting that digital banking features are particularly important for young professionals. Look for accounts that offer robust mobile apps, easy fund transfers, bill payments, and real-time notifications to help you manage your finances on the go.
Lastly, consider any potential career growth. Some accounts, like Riyad Bank Silver Banking or Alinma Bank Gold Banking, offer a good balance of attainability for young professionals while providing enhanced services that can be beneficial as you advance in your career.