Compare Personal Finance for Saudi Arabia - April 2025
Find the Best Personal Finance โ Compare interest rates, repayment terms, and credit requirements to choose the ideal loan for financing your goals. Explore top offers and flexible solutions from leading local lenders.
Updated on 25 April 2025
10 results available
Saudi National Bank
New Finance
Maximum Finance Amount (SAR)
2,500,000
Maximum Finance Period (Months)
60
Minimum Interest Rate (APR)
3.88%
Minimum Salary (SAR)
Saudi National:
3,000
Expats/Residents:
4,000
Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
Al Rajhi Bank
Personal Finance Buyout
Maximum Finance Amount (SAR)
5,000,000
Maximum Finance Period (Months)
60
Minimum Interest Rate (APR)
2.64%
Minimum Salary (SAR)
Saudi National:
4,000
Expats/Residents:
5,000
Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
Riyad Bank
Self-Employed Loan
Maximum Finance Amount (SAR)
500,000
Maximum Finance Period (Months)
36
Minimum Interest Rate (APR)
Varies by eligibility
Minimum Salary (SAR)
30,000
Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
Alinma
Personal Finance
Maximum Finance Amount (SAR)
7,500,000
Maximum Finance Period (Months)
60
Minimum Interest Rate (APR)
3.43%
Minimum Salary (SAR)
Saudi National:
3,500
Expats/Residents:
5,000
Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
Bank AlBilad
Digital Personal Finance
Maximum Finance Amount (SAR)
2,000,000
Maximum Finance Period (Months)
60
Minimum Interest Rate (APR)
4.49%
Minimum Salary (SAR)
Saudi National:
3,000
Expats/Residents:
3,500
Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
SAIB
Murabaha Personal Finance
Maximum Finance Amount (SAR)
3,000,000
Maximum Finance Period (Months)
60
Minimum Interest Rate (APR)
4.93%
Minimum Salary (SAR)
Upon Application
Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
Emirates NBD KSA
Personal Finance
Maximum Finance Amount (SAR)
3,000,000
Maximum Finance Period (Months)
60
Minimum Interest Rate (APR)
4.21%
Minimum Salary (SAR)
Salary Transfer:
5,000
Non Salary Transfer:
10,000
Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
Meem
Personal Finance
Maximum Finance Amount (SAR)
1,500,000
Maximum Finance Period (Months)
60
Minimum Interest Rate (APR)
6.74%
Minimum Salary (SAR)
Saudi National:
4,000
Expats/Residents:
5,000
Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
SAB
Personal Finance
Maximum Finance Amount (SAR)
5,000,000
Maximum Finance Period (Months)
60
Minimum Interest Rate (APR)
3.21%
Minimum Salary (SAR)
3,500
Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required
BSF
Tawaruq Personal Finance - Non-Salary
Maximum Finance Amount (SAR)
2,500,000
Maximum Finance Period (Months)
60
Minimum Interest Rate (APR)
4.97%
Minimum Salary (SAR)
10,000
Extras
Eligibility: Saudi Nationals
Eligibility: Expatriates/Residents
Salary Transfer Required