Schengen AlJazira Takaful
SAR 100 /year
- Medical Expenses: 187,500
- Medical Evacuation: Upon Application
- Emergency Dental: 1,500
- Personal Liability: 500,000
- Repatriation: 10,000
- Reason for Trip: Leisure or Business
- Trip Coverage: Single
Compare Travel Insurance in Saudi Arabia
Travel insurance in Saudi Arabia is offered by 11 insurers with products covering single trips, annual multi-trip policies and backpacker or long-stay cover. Check medical cover limits and whether pre-existing conditions are included before comparing price — a cheap policy with a low medical limit offers false security for international travel.
Compare the top 11 Saudi travel insurance providers, with premiums from 100 /year. Data current as of 23 October 2026 and updated daily from the Giraffy database.
Live offers
20 live offers compared from 11 providers, from SAR 100 /year. Updated daily.
Traveler Walaa Cooperative Insurance Co.
SAR 100 /year
- Medical Expenses: 187,500
- Delay Compensation: 1,875
- Lost Baggage: 1,875
- Trip Cancellation: 1,875
- Medical Evacuation: 187,500
- Emergency Dental: 3,750
- Personal Liability: 93,750
- Loss of Documents: 1,125
PEARL Basic Cover ALETIHAD Cooperative Insurance Company
SAR 100 /year
PEARL Basic Cover is a travel insurance offer from ALETIHAD Cooperative Insurance Company in Saudi Arabia. Key details — Medical Expenses: 260,000; Delay Compensation: 1,875; Lost Baggage: 1,875; Trip Cancellation: 1,875.
- Medical Expenses: 260,000
- Delay Compensation: 1,875
- Lost Baggage: 1,875
- Trip Cancellation: 1,875
- Medical Evacuation: 262,500
- Emergency Dental: 3,750
- Personal Liability: 93,750
- Loss of Documents: 1,125
Travel Main Package Tawuniya Cooperative Insurance
SAR 100 /year
Travel Main Package is a travel insurance offer from Tawuniya Cooperative Insurance in Saudi Arabia. Key details — Medical Expenses: 300,000; Delay Compensation: 1,900; Lost Baggage: 8,000; Trip Cancellation: 15,000.
- Medical Expenses: 300,000
- Delay Compensation: 1,900
- Lost Baggage: 8,000
- Trip Cancellation: 15,000
- Medical Evacuation: Upon Application
- Emergency Dental: Upon Application
- Personal Liability: 100,000
- Loss of Documents: Upon Application
Traveller Basic Cover ALETIHAD Cooperative Insurance Company
SAR 100 /year
Traveller Basic Cover is a travel insurance offer from ALETIHAD Cooperative Insurance Company in Saudi Arabia. Key details — Medical Expenses: 635,000; Delay Compensation: 3,750; Lost Baggage: 9,300; Trip Cancellation: 3,750.
- Medical Expenses: 635,000
- Delay Compensation: 3,750
- Lost Baggage: 9,300
- Trip Cancellation: 3,750
- Medical Evacuation: 637,500
- Emergency Dental: 3,750
- Personal Liability: 187,500
- Loss of Documents: 1,875
Travel Salama Cooperative Insurance Company
SAR 100 /year
- Medical Expenses: 187,500
- Delay Compensation: 1,875
- Lost Baggage: 3,750
- Trip Cancellation: 1,875
- Medical Evacuation: 187,500
- Emergency Dental: 3,750
- Personal Liability: 93,750
- Loss of Documents: 1,125
Platinum Al Rajhi Takaful
SAR 100 /year
Platinum from Al Rajhi Takaful. Medical Expenses: 7,000,000; Delay Compensation: 3,500175 SAR / hour; Lost Baggage: 20,000; Trip Cancellation: 30,000.
- Medical Expenses: 7,000,000
- Delay Compensation: 3,500 175 SAR / hour
- Lost Baggage: 20,000
- Trip Cancellation: 30,000
- Medical Evacuation: 7,000,000
- Emergency Dental: 4,000
- Personal Liability: 4,000,000
- Loss of Documents: 3,000
Basic AlJazira Takaful
SAR 100 /year
- Medical Expenses: 37,500
- Delay Compensation: 3,750
- Lost Baggage: 3,750
- Trip Cancellation: 3,750
- Medical Evacuation: Upon Application
- Emergency Dental: 1,000
- Personal Liability: 250,000
- Loss of Documents: 1,875
Silver AlJazira Takaful
SAR 100 /year
- Medical Expenses: 70,000
- Delay Compensation: 3,750
- Lost Baggage: 3,750
- Trip Cancellation: 3,750
- Medical Evacuation: Upon Application
- Emergency Dental: 2,000
- Personal Liability: 250,000
- Loss of Documents: 1,875
Gold AlJazira Takaful
SAR 100 /year
- Medical Expenses: 150,000
- Delay Compensation: 3,750
- Lost Baggage: 3,750
- Trip Cancellation: 3,750
- Medical Evacuation: Upon Application
- Emergency Dental: 2,000
- Personal Liability: 500,000
- Loss of Documents: 1,875
Platinum AlJazira Takaful
SAR 100 /year
Platinum is a travel insurance offer from AlJazira Takaful in Saudi Arabia. Key details — Medical Expenses: 650,000; Delay Compensation: 3,750; Lost Baggage: 3,750; Trip Cancellation: 3,750.
- Medical Expenses: 650,000
- Delay Compensation: 3,750
- Lost Baggage: 3,750
- Trip Cancellation: 3,750
- Medical Evacuation: Upon Application
- Emergency Dental: 2,500
- Personal Liability: 1,000,000
- Loss of Documents: 1,875
Schengen Al Rajhi Takaful
SAR 100 /year
Schengen is a travel insurance offer from Al Rajhi Takaful in Saudi Arabia. Key details — Medical Expenses: 150,000; Delay Compensation: 0; Lost Baggage: 0; Trip Cancellation: 0.
- Medical Expenses: 150,000
- Medical Evacuation: 150,000
- Emergency Dental: 1,000
- Loss of Documents: 750
- Repatriation: 150,000
- Reason for Trip: Leisure or Business
- Trip Coverage: Single or Multiple
Gold Al Rajhi Takaful
SAR 100 /year
Gold is a travel insurance offer from Al Rajhi Takaful in Saudi Arabia. Key details — Medical Expenses: 3,500,000; Delay Compensation: 3,000 150 SAR / hour; Lost Baggage: 10,000; Trip Cancellation: 15,000.
- Medical Expenses: 3,500,000
- Delay Compensation: 3,000 150 SAR / hour
- Lost Baggage: 10,000
- Trip Cancellation: 15,000
- Medical Evacuation: 3,500,000
- Emergency Dental: 2,000
- Personal Liability: 2,000,000
- Loss of Documents: 1,500
Liva Travel Insurance KSA Liva Insurance
SAR 160 /year
- Medical Expenses: SAR 60,000
- Delay Compensation: SAR 250
- Lost Baggage: SAR 1,500
- Trip Cancellation: SAR 5,000
- Medical Evacuation: SAR 30,000
- Emergency Dental: SAR 600
- Personal Liability: SAR 2,500
- Loss of Documents: SAR 250
Malath Travel Insurance KSA Malath Insurance
SAR 170 /year
- Medical Expenses: SAR 65,000
- Delay Compensation: SAR 275
- Lost Baggage: SAR 1,750
- Trip Cancellation: SAR 5,500
- Medical Evacuation: SAR 32,000
- Emergency Dental: SAR 650
- Personal Liability: SAR 2,750
- Loss of Documents: SAR 275
Arabia Travel Insurance KSA Arabia Insurance
SAR 180 /year
- Medical Expenses: SAR 70,000
- Delay Compensation: SAR 300
- Lost Baggage: SAR 2,000
- Trip Cancellation: SAR 7,000
- Medical Evacuation: SAR 35,000
- Emergency Dental: SAR 700
- Personal Liability: SAR 3,500
- Loss of Documents: SAR 300
Tawuniya Travel Insurance KSA Tawuniya Cooperative Insurance
SAR 200 /year
- Medical Expenses: SAR 100,000
- Delay Compensation: SAR 500
- Lost Baggage: SAR 3,000
- Trip Cancellation: SAR 10,000
- Medical Evacuation: SAR 50,000
- Emergency Dental: SAR 1,000
- Personal Liability: SAR 5,000
- Loss of Documents: SAR 500
Walaa Travel Insurance KSA Walaa Cooperative Insurance Co.
SAR 200 /year
- Medical Expenses: SAR 80,000
- Delay Compensation: SAR 400
- Lost Baggage: SAR 2,500
- Trip Cancellation: SAR 8,000
- Medical Evacuation: SAR 40,000
- Emergency Dental: SAR 800
- Personal Liability: SAR 4,000
- Loss of Documents: SAR 400
GIG Travel Insurance KSA Gulf Insurance Group (GIG)
SAR 220 /year
- Medical Expenses: SAR 120,000
- Delay Compensation: SAR 600
- Lost Baggage: SAR 3,500
- Trip Cancellation: SAR 12,000
- Medical Evacuation: SAR 60,000
- Emergency Dental: SAR 1,200
- Personal Liability: SAR 6,000
- Loss of Documents: SAR 600
Allianz Travel Insurance KSA Allianz Saudi Fransi
SAR 250 /year
- Medical Expenses: SAR 150,000
- Delay Compensation: SAR 750
- Lost Baggage: SAR 4,000
- Trip Cancellation: SAR 15,000
- Medical Evacuation: SAR 75,000
- Emergency Dental: SAR 1,500
- Personal Liability: SAR 7,500
- Loss of Documents: SAR 750
Travel insurance in Saudi Arabia: October 2026 at a glance
Giraffy compares 20 travel insurance policies from 11 Saudi insurers, including Tawuniya, Al Rajhi Takaful, AlJazira Takaful, Walaa, Malath, GIG and Allianz Saudi Fransi. Standard annual policies are listed from SAR 160 with Liva, SAR 170 with Malath and SAR 180 with Arabia Insurance, up to SAR 250 with Allianz Saudi Fransi. Your own premium depends on destination, trip length, age and the number of travellers — families with babies and children should check whether each child must be named on the policy.
The biggest difference is the emergency medical limit: from SAR 37,500 on AlJazira Takaful Basic to SAR 3.5 million on Al Rajhi Takaful Gold and SAR 7 million on Al Rajhi Takaful Platinum. For a Schengen visa, Al Rajhi Takaful and AlJazira Takaful both list dedicated Schengen plans (SAR 150,000 and SAR 187,500 medical cover). Trip-cancellation limits also vary widely, from SAR 1,875 to SAR 30,000. Visiting the Kingdom rather than travelling from it? Compare visit visa insurance; for data abroad see travel SIMs.
What is travel insurance in Saudi Arabia?
Travel insurance covers the financial risks of trips abroad, from emergency medical treatment and hospitalisation to trip cancellation, delays and lost baggage. For residents of the Kingdom travelling overseas, it is often essential: many destinations, including the Schengen area, require proof of medical cover for a visa. Policies are offered through the cooperative (takaful) model and can be arranged per trip or as annual multi-trip cover.
How the Saudi market works
Travel insurance is regulated by the Insurance Authority (IA), which consolidated insurance supervision from the Saudi Central Bank in 2023 and 2024. Cooperative insurers offer standardised, IA-approved policies covering single trips or annual multi-trip travel, with regional or worldwide scope. Cover is commonly purchased for family holidays, business travel and visa applications, and can be bought quickly online ahead of departure. With outbound tourism from the Kingdom rising, insurers have made short online purchases straightforward, and Schengen-compliant policies that meet the minimum medical limit required by European consulates are a common request. Cover for adventure activities, winter sports or higher medical limits can usually be added for trips that need them.
Benefits
Emergency medical cover — Pays for treatment and hospitalisation abroad.
Visa compliance — Meets medical-cover requirements for destinations such as Schengen states.
Trip protection — Covers cancellation, delays and lost or delayed baggage.
Flexible terms — Single-trip or annual multi-trip options with regional or worldwide scope.
How to choose
Match the geographic scope to your destination and the medical cover limit to local healthcare costs, which can be high in some regions. Compare included benefits: medical, cancellation, baggage, and extras like adventure activities if relevant. Check exclusions, particularly around pre-existing conditions, and note whether an annual multi-trip plan is cheaper than several single-trip policies if you travel often. Ensure the policy satisfies any visa requirement.
Leading travel insurance providers in Saudi Arabia
Tawuniya, Al Rajhi Takaful and AlJazira Takaful offer widely used travel cover, alongside Allianz Saudi Fransi, Gulf Insurance Group (GIG), Walaa, ALETIHAD and Malath Insurance. All operate under IA supervision and the cooperative model. Giraffy tracks live travel insurance offers across these providers so you can compare cover levels, scope and contributions for your trip.
What it costs
Contributions on Giraffy range from about SAR 100 to SAR 250, depending on the destination scope, trip length, traveller ages, the medical cover limit and whether it is single-trip or annual. Worldwide cover and higher medical limits cost more, while short regional trips sit lower. If you travel several times a year, an annual multi-trip plan can be better value than repeat single-trip policies.
Protections and regulation
The Insurance Authority licenses insurers, approves policy terms, and oversees claims handling and consumer protection. Standardised cover makes benefits and exclusions transparent. Accurate disclosure of health and trip details keeps a claim valid, and IA rules govern the covered events, limits and exclusions, so you can rely on defined terms when a claim arises abroad. Carrying your policy number and the insurers emergency assistance contact while you travel means you can reach help quickly if you fall ill or have an accident overseas.
Common questions
Do I need travel insurance for a visa? Many destinations, including Schengen states, require proof of medical cover to issue a visa.
Single-trip or annual? Annual multi-trip cover is usually better value if you travel more than a couple of times a year.
Are pre-existing conditions covered? Often excluded or requiring declaration; check the policy terms before you buy.
Does it cover trip cancellation? Many policies include cancellation for insured reasons such as illness, but the covered causes and limits vary, so review that section if cancellation matters to you.
The cheapest Travel Insurance in Saudi Arabia is SAR 100 /year from AlJazira Takaful.
Travel Insurance in Saudi Arabia — FAQ
What is the best travel insurance in Saudi Arabia?
Giraffy compares 20 travel insurance policies from 11 Saudi insurers, including Tawuniya, Al Rajhi Takaful, AlJazira Takaful, Walaa, Malath, GIG and Allianz Saudi Fransi. The best policy is the one whose emergency medical limit fits your destination: limits listed on Giraffy run from SAR 37,500 to SAR 7 million (Al Rajhi Takaful Platinum).
How much does travel insurance cost in Saudi Arabia?
Standard annual policies on Giraffy are listed from SAR 160 with Liva, SAR 170 with Malath and SAR 180 with Arabia Insurance, up to SAR 250 with Allianz Saudi Fransi. Your premium depends on destination, trip length, age and the number of travellers.
Which travel insurance works for a Schengen visa from Saudi Arabia?
Schengen consulates require at least €30,000 of medical cover for the whole stay. Al Rajhi Takaful and AlJazira Takaful list dedicated Schengen plans with SAR 150,000 and SAR 187,500 of medical cover; print the certificate for your visa appointment.
Does travel insurance cover babies and children?
Most Saudi insurers let you add children to a family policy, but each traveller — including infants — usually needs to be named on the certificate, especially for visa applications. Check the age limits and whether children are covered at no extra cost before you buy.
Does travel health insurance cover medical evacuation?
Many policies do, but limits differ. Al Rajhi Takaful Gold and Platinum list evacuation up to SAR 3.5 million and SAR 7 million, while some AlJazira Takaful plans list evacuation as "upon application". Check this line for long-haul or remote trips.
I am visiting Saudi Arabia — which insurance do I need?
Visitors to the Kingdom need visit visa health insurance from an approved Saudi insurer, which is different from outbound travel insurance. Compare it on Giraffy's visit visa insurance page.