What down payment do I need?

Typically 15-25% of the car's value. Lower down payments may be available with higher interest rates.

Should I buy new or used?

New cars offer better financing rates (3-5%) vs used cars (5-8%). Consider total cost including depreciation and maintenance.

Up to 5 years for new cars, 3-4 years for used cars. Shorter terms mean higher payments but less total interest.

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Financing a car? Understanding interest rates, down payments, and loan terms can save you thousands over the life of your loan.

We will help you navigate car financing options and find the best deal.

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