What's the minimum down payment?

Typically 15-20% for Saudi nationals, 25-30% for expats. First-time buyers may qualify for lower down payments through government programs.

What are typical mortgage rates?

Conventional mortgages: 3-5% annually. Islamic financing (Murabaha/Ijara): typically 0.5-1% higher than conventional rates.

Up to 25-30 years, but the loan must be repaid before age 60-65 (retirement age), whichever comes first.

Learn

Buying a home in Saudi Arabia? A mortgage can make homeownership possible, but understanding terms, rates, and eligibility is crucial.

Learn about conventional and Islamic home financing options to make the best choice for your situation.

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