Live offers across tracked providers in Malaysia — updated daily from the Giraffy database.
25 live offers compared from 14 providers, from 0% /tahun. Updated daily.
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Platform amanah saham Fundsupermart dengan lebih 800 dana daripada lebih 80 rumah dana.
0% /tahun
Akaun pengurusan tunai digital Versa menghasilkan ~3.7% setahun melalui dana pasaran wang.
0% /tahun
Broker digital sepenuhnya pertama di Malaysia — sifar pembrokeran untuk 50 dagangan pertama sebulan.
0.08% /tahun
Platform dagangan dalam talian Malacca Securities yang memenangi anugerah untuk Bursa Malaysia.
0.10% /tahun
Platform dagangan dalam talian CIMB untuk Bursa Malaysia dengan perbankan bersepadu.
0.20% /tahun
Penasihat robot StashAway yang dipacu ERAA dengan portfolio ETF yang pelbagai di peringkat global.
0.30% /tahun
Penasihat robot berasaskan matlamat berkuasa AI dari Kenanga — salah satu broker terbesar di Malaysia.
0.30% /tahun
Amanah unit pendapatan AmInvest melalui Maybank2u / AmOnline untuk akses mudah.
0.35% /tahun
Dana elektronik pasaran wang Principal dengan kecairan harian dan hasil ~3.5% setahun.
0.42% /tahun
Platform pelaburan Kai Maybank untuk unit amanah dan saham Bursa.
0.79% /tahun
Penasihat robot halal terkemuka di Malaysia yang melabur dalam ETF global patuh Syariah.
0.99% /tahun
1% /tahun
Dana pendapatan utama Affin Hwang menyasarkan agihan tahunan 5-6%.
1% /tahun
Platform pelaburan Public Bank untuk unit amanah dan bon.
RM30 /month
RM30 /month
RM30 /month
RM30 /month
RM150 /month
RM150 /month
RM150 /month
Price on request
Price on request
Price on request
Platform Moomoo Malaysia dengan saham AS, Singapura dan HK pada komisen ultra rendah.
Investing means putting your money into assets such as shares, unit trusts, exchange-traded funds, bonds or robo-managed portfolios with the aim of growing wealth over time. In Malaysia you can invest directly on Bursa Malaysia through a brokerage, buy unit trusts including ASNB funds, use a robo-advisor for a hands-off diversified portfolio, or choose Shariah-compliant investments screened for Islamic compliance. Options now span traditional brokers, digital platforms and app-first robo-advisors.
Investment products and platforms are regulated by the Securities Commission Malaysia (SC), while the stock exchange is Bursa Malaysia. Retail investors can trade local and, through some brokers, foreign shares; buy unit trusts and ETFs; or use licensed robo-advisors that build diversified portfolios automatically. Shariah-compliant investing is well established, with SC-screened Shariah shares and Islamic unit trusts widely available. Fees vary from per-trade brokerage commissions to annual management fees on managed portfolios.
Wealth growth — Long-term investing aims to outpace inflation and savings-account returns through market exposure.
Diversification — Unit trusts, ETFs and robo-portfolios spread risk across many holdings in one product.
Shariah options — SC-screened Shariah shares and Islamic funds let you invest in line with Islamic principles.
Low entry points — Robo-advisors and fractional platforms let you start with small amounts and automate contributions.
Define your goal, time horizon and risk tolerance first. Decide between hands-on direct trading, unit trusts, or hands-off robo-advisory. Compare fees carefully, including brokerage commissions, platform fees and annual management charges, since these erode returns. Check whether you want Shariah-compliant products, access to foreign markets, and whether the provider is SC-licensed. Beware unregulated schemes promising guaranteed high returns.
Moomoo Malaysia, Rakuten Trade and m+ Online offer low-cost online share trading on Bursa Malaysia and beyond. FSMOne Malaysia provides a broad fund and ETF marketplace. StashAway Malaysia and Versa are popular robo-advisors and cash-management platforms, while Wahed Invest Malaysia specialises in fully Shariah-compliant robo portfolios. CIMB also offers investment products to its banking customers. Choose by your preferred style and fees.
Costs vary widely by platform and product. Some robo-advisors and promotions charge effectively 0% to get started, while brokerage commissions on share trades and annual management fees on managed portfolios add up over time; typical robo fees run under 1% a year and unit-trust sales charges can be higher. The brief's range up to around RM30 reflects minimum fees or small flat charges on certain products. Always weigh fees against expected returns.
Investment platforms, brokers, unit-trust managers and robo-advisors must be licensed by the Securities Commission Malaysia (SC), which enforces conduct and disclosure standards. Investments are not capital-guaranteed and can lose value, so SC protection covers conduct and licensing, not market losses. Verify a platform's SC licence, and be wary of unlicensed schemes; report suspected scams to the SC.
Is my investment guaranteed? No, investments carry market risk and can rise or fall in value; regulation ensures fair conduct, not against losses.
Can I invest according to Islamic principles? Yes, SC-screened Shariah shares, Islamic unit trusts and Shariah robo-advisors like Wahed let you invest in a compliant way.
How do I know a platform is legitimate? Check it holds a Securities Commission Malaysia licence; avoid platforms promising guaranteed high returns, which are common scam signals.
Giraffy tracks 5 investing platforms across Rakuten Trade,FSMOne Malaysia,Versa,m+ Online providers in Malaysia. Most platforms let you open an account online in minutes. Consider your risk tolerance, investment horizon, and whether you want self-directed or managed portfolios before choosing a platform.
Platform fees are what you pay to hold investments — typically an annual percentage of your portfolio (0.15–0.45%) or a flat monthly fee. On a £50,000 portfolio, a 0.1% difference in platform fee is £50/year — small annually but significant compounded over decades. Compare total cost: platform fee plus fund charges (OCF/TER).
ETFs (Exchange-Traded Funds) and index funds both hold a basket of securities tracking a market index — they provide instant diversification at low cost. Individual stocks are single-company shares with higher risk and potential return. Most long-term investors start with low-cost index funds or ETFs before branching into individual stock picking.
Investor protection varies by market. In the UK, the FSCS covers up to £85,000 in eligible investments per firm. In the US, SIPC covers up to $500,000. In Malaysia, check whether your platform is BNM-regulated — this determines what protection applies.
Many platforms in Malaysia now offer fractional shares and funds with minimums as low as £1 or equivalent. Traditional brokers may require a minimum opening deposit of £500–£5,000. Compare minimums on each deal card if you're starting with a small amount.
Investment returns may be subject to capital gains tax (on profits when you sell) and income tax (on dividends). Rules differ significantly between markets — in Malaysia, check Bank Negara Malaysia (BNM)'s guidance or consult a tax adviser. Using tax-efficient wrappers (ISA in the UK, TFSA in Canada, etc.) where available can significantly reduce your tax bill.
Passive investing tracks a market index (e.g. S&P 500, FTSE All-World) via index funds or ETFs — low cost, broad diversification, and typically outperforms most active funds over 10+ years. Active investing involves fund managers (or you) selecting individual securities trying to beat the market — higher cost, higher risk, mixed results.