Southern Cross Travel Insurance (SCTI) NZ — Cover, Medical Limits & Alternatives
Southern Cross Travel Insurance (SCTI) is a New Zealand travel insurer selling single-trip and annual multi-trip cover for trips worldwide. Giraffy's two SCTI listings show emergency medical cover of up to NZ$10 million and unlimited, depending on the plan. SCTI is a separate business from Southern Cross Health Society, which sells health insurance in New Zealand. Compare SCTI's medical limit and excess with AA Insurance, nib, Tower and State before you buy.
Live offers
- Southern Cross Travel Insurance NZ
- Southern Cross Travel Insurance
| Product | Travel insurance — single trip and annual multi-trip |
|---|---|
| Emergency medical | Up to NZ$10 million or unlimited, depending on plan |
| Regions | Worldwide |
| Not the same as | Southern Cross Health Society (health insurance) |
| Alternatives | AA Insurance, nib, Tower, State, Cove |
Best for
- New Zealanders travelling long-haul who want a high or unlimited medical limit
- Frequent travellers comparing an annual multi-trip policy
Not ideal for
- Anyone looking for everyday health insurance — that's Southern Cross Health Society, a separate company
SCTI travel insurance
SCTI sells cover for overseas and domestic trips from New Zealand.
- Single-trip and annual multi-trip policies
- Emergency medical listed up to NZ$10 million or unlimited, depending on plan
- Worldwide destinations
Best for: Kiwis who want a high or unlimited overseas medical limit.
Southern Cross Travel Insurance vs alternatives
Southern Cross Travel Insurance vs AA Insurance
You're an AA member or want another unlimited-medical option. SCTI vs AA Insurance: both list single-trip and annual cover with emergency medical up to NZ$10 million or unlimited.
Southern Cross Travel Insurance vs nib
You already hold health insurance with nib. SCTI vs nib: nib's NZ travel policy also lists unlimited emergency medical cover.
Southern Cross Travel Insurance vs Tower
You want to earn Airpoints Dollars. SCTI vs Tower: Tower lists emergency medical up to NZ$5 million, lower than SCTI's top limit.
Southern Cross Travel Insurance in New Zealand — FAQ
Is SCTI the same as Southern Cross health insurance?
No. Southern Cross Travel Insurance (SCTI) sells travel insurance. Southern Cross Health Society is a separate organisation that sells health insurance in New Zealand.
How much medical cover does SCTI travel insurance include?
Giraffy's SCTI listings show emergency medical cover of up to NZ$10 million and unlimited, depending on the plan. AA Insurance and nib also list unlimited cover, while Tower, Cove and the bank-branded policies list up to NZ$5 million.
Does SCTI sell annual multi-trip travel insurance?
Yes. SCTI lists both single-trip and annual multi-trip cover. If you travel two or three times a year, compare an annual policy with buying separate single-trip cover.