Compare Investing & Brokerage in Singapore

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45 live offers compared from 15 providers, from 0.03% /yr. Updated daily.

What is investing in Singapore?

Investing means putting money into assets such as shares, bonds, funds and exchange-traded funds (ETFs) with the aim of growing wealth over time. Singapore offers a deep, well-regulated market with access to the local SGX exchange and global markets through brokers and digital platforms. Retail participation has surged as low-cost online brokers and robo-advisers have cut fees and simplified access, letting investors build diversified portfolios spanning Singapore, the United States and Asia from a single app.

How the Singapore market works

Investors typically use a brokerage account to trade shares and ETFs, or a robo-advisory service that builds and rebalances a diversified portfolio for a management fee. Local shares are held through the Central Depository (CDP) or a broker's custodian account. Many platforms offer fractional shares, regular savings plans and access to US and Hong Kong markets. Notably, Singapore does not tax capital gains or most dividends for individuals, which shapes how residents structure long-term portfolios.

Benefits

Global access — Trade Singapore, US, Hong Kong and other markets, plus ETFs covering entire indices, from one platform.

Low costs — Digital brokers and robo-advisers have driven commissions and fees down sharply versus traditional channels.

Tax efficiency — Individuals generally pay no capital-gains tax and no tax on most dividends, aiding long-term compounding.

Automation — Regular savings plans and robo portfolios enable disciplined, hands-off investing with automatic rebalancing.

How to choose

Match the platform to your style. Self-directed investors should compare commissions, platform fees, market access and whether shares are held under CDP or custodian. Hands-off investors may prefer a robo-adviser and should compare management fees and portfolio design. Check minimum investments, funding methods, and the total cost including foreign-exchange charges on overseas trades. Consider whether you can invest CPF or SRS funds through the platform, and always weigh fees against the service provided.

Leading providers in Singapore

Popular platforms include Endowus, StashAway and Syfe among robo-advisers, and Moomoo, Tiger Brokers, Interactive Brokers, DBS Vickers and OCBC Securities among brokerages. Robo-advisers suit investors wanting managed diversified portfolios, sometimes with CPF and SRS eligibility, while low-commission brokers appeal to those picking their own stocks and ETFs. Bank-owned brokers offer integration with local accounts and CDP holdings. The right fit depends on control, cost and the markets you want.

What it costs

Brokerage commissions vary from a small percentage of trade value to flat fees, often with minimums; local-share trades may start around 0.03 to 0.08 percent or a few dollars, while some platforms offer commission-free US trades. Robo-advisers charge roughly 0.3 to 0.8 percent a year on assets. Watch for platform, custody, foreign-exchange and inactivity fees. Because costs compound over years, low ongoing fees matter more than headline promotions for long-term investors, so weigh commission structures, platform charges and foreign-exchange margins together when comparing.

Protections and regulation

Brokers, fund managers and robo-advisers must hold a capital markets services licence from the Monetary Authority of Singapore (MAS) and follow rules on client-money segregation, disclosure and suitability. Investments carry market risk and are not capital-guaranteed or covered by deposit insurance. Client assets held in trust or under CDP add protection, but you can still lose money if markets fall. Complaints can be taken to the platform and then to the Financial Industry Disputes Resolution Centre (FIDReC).

Common questions

Do I pay tax on gains? — Individuals generally pay no capital-gains tax, and most dividends are not taxable in Singapore.

CDP or custodian account? — CDP holds shares in your own name for added safety; custodian accounts are often cheaper but hold shares in the broker's name.

Can I invest CPF or SRS? — Yes, through approved platforms and products under the relevant schemes.

Investing & Brokerage in Singapore — FAQ