Rabbit LINE Pay Transfer Rabbit LINE Pay
Price on request
- Transfer Fee: THB 0 on-net; small fee cross-bank
- Transfer Speed: Instant (PromptPay / LINE accounts)
- Exchange Rate: Bank rate for FX
Compare Money Transfer in Thailand
Compare international transfer fees from Thailand.
20 live money transfer offers tracked across 14 Thailand providers, with prices from Price on request. Data current as of 23 October 2026 and updated daily from the Giraffy database.
Live offers
20 live offers compared from 14 providers. Updated daily.
DeeMoney International Transfer DeeMoney
Price on request
- Transfer Fee: From 0% to 1% of amount
- Transfer Speed: Same day for major corridors
- Exchange Rate: Near mid-market rate
KBank K-Transfer International Kasikorn Bank
Price on request
- Transfer Fee: THB 200-500 per transfer
- Transfer Speed: 1-2 business days
- Exchange Rate: KBank TT rate
MoneyGram Thailand MoneyGram
Price on request
- Transfer Fee: From THB 149
- Transfer Speed: Minutes (cash) to 1-3 days (bank)
- Exchange Rate: Competitive FX rate
Remitly Thailand Remitly
Price on request
- Transfer Fee: From THB 0 (promo) to THB 149
- Transfer Speed: Express: minutes; Economy: 3-5 days
- Exchange Rate: Competitive rate
TrueMoney Transfer TrueMoney
Price on request
- Transfer Fee: From THB 20
- Transfer Speed: Instant within Thailand, 1-3 days international
- Exchange Rate: TrueMoney rate
Wise International Transfer TH Wise
Price on request
- Transfer Fee: From 0.41% of amount
- Transfer Speed: Same day or next day
- Exchange Rate: Mid-market rate
Western Union Thailand Western Union
Price on request
- Transfer Fee: From THB 99
- Transfer Speed: Minutes (cash) to 1-3 days (bank)
- Exchange Rate: Competitive FX rate
Krungsri International Transfer Krungsri
Price on request
- Transfer Fee: THB 200-500 per transfer
- Transfer Speed: 1-2 business days
- Exchange Rate: Krungsri TT rate
Bangkok Bank InternationalTransfer Bangkok Bank
Price on request
- Transfer Fee: THB 200-500 per transfer
- Transfer Speed: 1-2 business days
- Exchange Rate: BBL TT rate
Wise THB→USD Wise
Price on request
- Transfer Fee: From 0.41%
- Transfer Speed: Same business day
- Exchange Rate: Mid-market rate (THB/USD)
TTB International Transfer TTB Bank
Price on request
- Transfer Fee: THB 200-400 per transfer
- Transfer Speed: 1-2 business days
- Exchange Rate: TTB TT rate
SCB International Transfer SCB (Siam Commercial Bank)
Price on request
- Transfer Fee: THB 250-500 per transfer
- Transfer Speed: 1-2 business days
- Exchange Rate: SCB TT rate
MoneyGram Cash Pick-Up TH MoneyGram
Price on request
- Transfer Fee: From THB 149
- Transfer Speed: Minutes
- Exchange Rate: MG FX rate
DeeMoney THB→EUR DeeMoney
Price on request
- Transfer Fee: From 0.5%
- Transfer Speed: Same business day
- Exchange Rate: Near mid-market (THB/EUR)
Wise THB→GBP Wise
Price on request
- Transfer Fee: From 0.50%
- Transfer Speed: Same business day
- Exchange Rate: Mid-market rate (THB/GBP)
KTB SWIFT Transfer Krungthai Bank
Price on request
- Transfer Fee: THB 200-500 per transfer
- Transfer Speed: 1-2 business days
- Exchange Rate: KTB TT rate
Remitly THB→PHP (Philippines) Remitly
Price on request
- Transfer Fee: From THB 0 (promo)
- Transfer Speed: Instant–1 hour
- Exchange Rate: Competitive rate (THB/PHP)
UOB Global Transfer Thailand UOB Thailand
Price on request
- Transfer Fee: From THB 0 for UOB-UOB; fee for others
- Transfer Speed: Same day UOB-UOB; 1-2 days others
- Exchange Rate: UOB rate
Western Union Cash Pick-Up TH Western Union
Price on request
- Transfer Fee: From THB 99
- Transfer Speed: Minutes
- Exchange Rate: WU FX rate
What is Money Transfer in Thailand?
Money transfer covers sending funds internationally — whether Thai workers remitting to family abroad, expats sending money home, or businesses paying overseas suppliers. Services range from banks and specialist money-transfer operators to app-based digital providers. In Thailand these are regulated by the Bank of Thailand, and the domestic PromptPay system has made local transfers instant and largely free, reshaping expectations for cross-border speed and cost too.
How the Thai market works
Domestically, PromptPay lets anyone send baht instantly using a phone number or ID, usually at no fee, and QR payments are ubiquitous across shops and market stalls. For cross-border transfers, licensed money-transfer agents, banks and digital remittance apps compete on the exchange-rate margin and transfer fee. The BOT licenses money-transfer and e-money operators and has liberalised outward transfers in recent years, while inbound remittances — a significant flow from Thais working abroad — arrive via banks and operators like Western Union and MoneyGram, often collected as cash.
Benefits
Instant domestic transfers — PromptPay moves baht in seconds, typically free.
Competitive FX — digital providers often beat bank exchange rates on cross-border sends.
Cash and digital delivery — recipients can collect cash or receive to a bank or wallet.
Transparency — leading apps show the exact rate and fee before you send.
How to choose
The real cost is the fee plus the exchange-rate margin, so compare the total amount your recipient receives, not just the advertised fee. Consider speed (instant to a few days), delivery method (bank deposit, wallet or cash pickup), transfer limits and coverage in the destination country. For regular sends, a provider with consistently tight FX margins matters more than a one-off promotion. Confirm the provider is BOT-licensed and check any identity or source-of-funds documentation you will need for larger transfers.
Leading providers in Thailand
Popular options include Wise (mid-market rates and low fees), DeeMoney (a Thai-licensed remittance specialist), MoneyGram and Western Union (broad cash-pickup networks), Remitly (digital sends to many corridors), Rabbit LINE Pay and TrueMoney (domestic wallets), and Kasikornbank for bank-based transfers. Banks suit account-to-account transfers, while Wise and DeeMoney are known for cost-efficient international sends with transparent pricing.
What it costs
Domestic PromptPay transfers are generally free. Cross-border costs combine a transfer fee and the FX margin — digital specialists like Wise and DeeMoney typically charge low, transparent fees near the mid-market rate, while banks and cash-network operators may build more into the exchange rate. Always compare the final receive amount, since a "zero-fee" offer can still cost more through a wider exchange-rate spread. For recurring remittances — such as monthly support to family abroad — even a fraction of a percent on the exchange rate adds up over a year, so it is worth periodically re-checking whether your usual provider still offers the best total value against newer digital entrants.
Protections and regulation
Money-transfer, remittance and e-money providers are licensed and supervised by the Bank of Thailand, with anti-money-laundering oversight from AMLO. Licensed operators must safeguard customer funds and disclose fees and rates. PromptPay operates under the national payment infrastructure overseen by the BOT.
Common questions
Is PromptPay free? Domestic transfers are generally free of charge.
How do I get the best rate abroad? Compare total receive amounts — fee plus exchange-rate margin.
Are these services regulated? Yes — licensed and supervised by the Bank of Thailand.
Are there transfer limits? Yes — limits and documentation apply, especially on larger outward transfers.
Money Transfer in Thailand — FAQ
Which prepaid travel card has the best exchange rates in Thailand?
Giraffy tracks 20 prepaid FX and travel money cards across 14 providers in Thailand. Compare by the mid-market exchange rate margin and ATM withdrawal fees to find the lowest total cost.
What is a prepaid travel card and how is it different from my debit card?
A prepaid travel card is loaded with a specific currency (or multiple currencies) before you travel. You lock in an exchange rate at loading time, protecting against rate movements. Unlike a regular debit card, there are no overdraft risks, and many travel cards offer better exchange rates than high-street banks.
Can I use a prepaid travel card at ATMs abroad?
Most prepaid travel cards allow ATM withdrawals abroad, but fee structures vary — some offer a free monthly ATM allowance, others charge per withdrawal. Check the ATM fee, daily withdrawal limit, and whether your chosen card is accepted by ATM networks at your destination.
What currencies can I load onto a prepaid FX card?
Multi-currency cards typically support 40–50 currencies, covering all major travel destinations. Lesser-used currencies may not be available — check the provider's currency list if you're travelling to an unusual destination. Some cards auto-convert at the point of sale if the local currency isn't loaded.
Is a prepaid travel card safer than carrying cash?
Yes — a prepaid card can be frozen via an app immediately if lost or stolen, protecting your remaining balance. You're not liable for fraudulent transactions in most cases. Keeping a small amount of local cash as backup is still advisable for markets where card acceptance is limited.
What fees should I watch for on prepaid travel cards?
Key fees to check: loading fees (some charge to add funds), ATM withdrawal fees, inactivity fees if the card isn't used for 12+ months, and a small exchange rate margin on the mid-market rate. Some premium providers (Wise, Revolut Metal) offer fee-free loading and ATM withdrawals up to monthly limits.