Chip Uk — United Kingdom

Live offers from Chip Uk in United Kingdom, tracked daily by Giraffy.

Live offers

  1. Chip Easy Access Saver · Chip · 5.01% AER

Chip is a UK savings and investment app that automatically moves money into savings based on your spending patterns. It offers competitive savings rates via ChipX, ISA, and GIA products. One of the most popular UK auto-savings apps.

Chip — quick facts
ProductsAuto-savings, ChipX cash savings, Stocks & Shares ISA, GIA
Best forUK users who struggle to save manually and want an app to save automatically
AlternativesPlum, Moneybox, Marcus, Starling

Best for

  • UK users who want an app to automatically save money without manual effort

Not ideal for

  • Users who want only a simple manual savings account — Marcus or Atom Bank are simpler

Chip vs alternatives

Chip vs Plum

Similar AI-driven auto-savings app. Chip vs Plum: Both are auto-savings apps. Compare interest rates and features on Giraffy.

Chip vs Moneybox

Round-up investing app. Chip vs Moneybox: Moneybox round-ups small amounts. Chip auto-saves larger amounts.

Chip vs Marcus

Simple easy-access savings at competitive rates. Marcus is simpler — no auto-saving. Compare current savings rates on Giraffy.

Chip in United Kingdom — FAQ

Is Chip savings safe?

Chip is regulated by the FCA. Cash savings through Chip's savings product are held in partner banks covered by FSCS up to £85,000.