NEST Review, Offers, Rates & Alternatives

NEST (National Employment Savings Trust) is the UK's default workplace pension scheme, created by the government for employers without an existing pension. Millions of UK workers are auto-enrolled into NEST.

Live offers

  1. NEST Workplace Pension UK · NEST · 0.30% AMC
NEST — quick facts
TypeGovernment-backed workplace pension
ProductsWorkplace pension — auto-enrolment
Best forUK workers whose employer uses NEST as the auto-enrolment pension
AlternativesSmart Pension, People's Pension, Scottish Widows

Best for

  • UK employees auto-enrolled into NEST by their employer

Not ideal for

  • High earners who want flexible private pension options — a SIPP via HL or AJ Bell may offer more control

NEST vs alternatives

NEST vs Smart Pension

Alternative auto-enrolment pension. NEST vs Smart Pension: Both are auto-enrolment pensions. NEST is government-backed.

NEST in United Kingdom — FAQ

Is NEST a good pension?

NEST is the UK's largest auto-enrolment pension, backed by the government. Compare pension providers including Smart Pension and People's Pension on Giraffy.