NEST in United Kingdom: 1 live plan compared

NEST (National Employment Savings Trust) is the UK's default workplace pension scheme, created by the government for employers without an existing pension. Millions of UK workers are auto-enrolled into NEST.

Live offers

  1. NEST Workplace Pension UK · NEST · 0.30% AMC
NEST — quick facts
TypeGovernment-backed workplace pension
ProductsWorkplace pension — auto-enrolment
Best forUK workers whose employer uses NEST as the auto-enrolment pension
AlternativesSmart Pension, People's Pension, Scottish Widows

Best for

  • UK employees auto-enrolled into NEST by their employer

Not ideal for

  • High earners who want flexible private pension options — a SIPP via HL or AJ Bell may offer more control

NEST vs alternatives

NEST vs Smart Pension

Alternative auto-enrolment pension. NEST vs Smart Pension: Both are auto-enrolment pensions. NEST is government-backed.

NEST in NEST in United Kingdom: 1 live plan compared — FAQ

Is NEST a good pension?

NEST is the UK's largest auto-enrolment pension, backed by the government. Compare pension providers including Smart Pension and People's Pension on Giraffy.