Wise — United Kingdom
Live offers from Wise in United Kingdom, tracked daily by Giraffy.
Live offers
- Send money worldwide
- Do more with Wise in the UK
- 3.25%
- Wise Travel Card
- Wise the UK
Wise (formerly TransferWise) is the UK's most popular international money transfer service, offering mid-market exchange rates with transparent fees. It operates in 80+ currencies and is used by both individuals and businesses for international transfers.
| Founded | 2011 — founded in London |
|---|---|
| Products | International money transfers, multi-currency account, debit card |
| Best for | UK residents and businesses who want the best exchange rate for international transfers |
| Alternatives | Revolut, OFX, TorFX, WorldRemit |
Best for
- UK residents who want the best exchange rate for international money transfers
- Expats and UK businesses making regular overseas payments
Not ideal for
- Very large transfers — OFX or TorFX may offer better rates with a dedicated dealer
Wise vs alternatives
Wise vs Revolut
Multi-currency card and spending abroad. Wise vs Revolut: Both offer mid-market rates. Wise is better for large transfers; Revolut is better as an everyday spending card abroad.
Wise vs OFX
Large currency transfers for business. Wise vs OFX: OFX has no transfer fee on large amounts. Wise has better rates for smaller transfers.
Wise in United Kingdom — FAQ
Is Wise safe?
Yes. Wise is regulated by the FCA in the UK. Customer funds are safeguarded in separate accounts.
Does Wise use the real exchange rate?
Yes. Wise uses the mid-market exchange rate — the same rate you see on Google. It charges a small transparent fee on top.