Live offers across tracked providers in Switzerland — updated daily from the Giraffy database.
19 live offers compared from 19 providers, from CHF5 /Monat (Konto). Updated daily.
CHF5 /Monat (Konto)
PostFinance Visa Debit – weit verbreitet akzeptiert, gut für internationale Reisen.
Price on request
Cornercard von Cembra – Reisekreditkarte ohne Gebühren für Auslandstransaktionen.
Price on request
Kostenlose Mastercard von Neon – Devisenmittelkurs, keine Jahresgebühr.
Price on request
Nachhaltige Schweizer Bankkarte mit wettbewerbsfähigen Währungsumrechnungsoptionen.
Price on request
Yuh Debitkarte – 0,5 % Cashback auf alle Einkäufe, faire Wechselkurse.
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
American Express Karte von Swisscard mit Cashback und Reisevergünstigungen.
A travel money card lets you spend abroad in foreign currencies with low or no FX fees, avoiding the surcharges typical of standard Swiss credit and debit cards. These are usually prepaid or multi-currency cards, increasingly issued by digital banks, that convert at competitive rates. For Swiss residents who shop online in EUR or USD, travel frequently, or hold cross-border accounts, a travel card can noticeably cut the exchange-rate costs of everyday foreign spending.
Digital banks and card specialists lead this space. neon, Yuh, radicant and Bank Cler offer accounts with strong FX and cards designed for travel, while card issuers like Cornèrcard, Swisscard and Caxton provide prepaid or multi-currency travel products, and PostFinance offers travel-suited cards. Some let you hold balances in several currencies; others convert at point of sale at near-interbank rates. The competitive edge is the FX margin and any foreign-ATM or top-up fees. Two broad models exist: prepaid cards you load in advance, which cap spending and limit fraud exposure, and multi-currency debit cards tied to a neobank account that convert at point of sale or let you hold balances in several currencies. The former suits budgeting and lending a card to family or younger travellers; the latter suits frequent travellers who want their main account to double as a travel card. Because the whole point is to cut the surcharges standard Swiss cards add abroad, the decisive comparison is the effective exchange rate on a real purchase together with any weekend or foreign-ATM charges, not the monthly fee alone.
Low FX fees — Spend abroad at competitive rates, avoiding standard-card surcharges.
Multi-currency balances — Some cards hold CHF, EUR, USD and more to spend directly.
Budget control — Prepaid cards limit spending and reduce fraud exposure abroad.
App management — Instantly lock the card, check rates and top up on your phone.
Match the card to how you travel and spend. Compare the foreign-transaction margin, any monthly or top-up fee — around CHF 5 for some cards in this market — foreign-ATM withdrawal charges, and whether you can hold the currencies you need. Prepaid cards suit budgeting and security; multi-currency debit cards from neobanks suit frequent travellers. Check weekend FX handling and daily limits, which can affect cost and convenience abroad.
neon, Yuh and radicant offer accounts with excellent travel FX and integrated cards; Cornèrcard, Swisscard and Caxton provide dedicated prepaid or multi-currency travel cards; and PostFinance and Bank Cler add travel-friendly options. The best choice depends on whether you prefer a full account with a strong travel card or a standalone prepaid card for budgeting, and which currencies and fee structure fit your trips.
Costs vary: some cards charge a small monthly or issuance fee around CHF 5, while neobank cards are often free, earning instead from a slim FX margin. Watch foreign-ATM withdrawal fees, weekend or exotic-currency surcharges, and top-up costs on prepaid products. Because these cards exist to cut FX cost, compare the effective rate on a real transaction rather than the headline fee alone.
Card and account issuers are supervised by FINMA, and funds held with a licensed Swiss bank benefit from esisuisse protection up to CHF 100,000; prepaid e-money products may hold funds separately, so check the safeguarding arrangement. Strong customer authentication and chargeback rights apply to card transactions. Terms, fees and FX handling must be disclosed under Swiss consumer-protection rules, and you can freeze cards instantly via app for security.
Prepaid or multi-currency debit? Prepaid aids budgeting and security; multi-currency debit suits frequent travellers wanting to hold balances.
Are there ATM fees abroad? Often yes above a free limit — check the foreign-withdrawal terms.
Is my money protected? Bank-held funds are covered up to CHF 100,000; check safeguarding on prepaid e-money.
The cheapest Travel Money Cards in Switzerland is CHF5 /month (account) from PostFinance CH.
The lowest tracked price on Giraffy is CHF5 /month (account) across 5 live offers. Compare all plans sorted by price.
Giraffy tracks 5 live offers across PostFinance CH,Cornèrcard,neon,radicant CH,Yuh CH providers in Switzerland.
Offer data is refreshed daily from the Giraffy database. Each compare page shows when data was last checked.
No. Giraffy does not sell ranking placement. Results reflect your filters and sort order — default is lowest price.