Otp Bank Hu — Hungary
Live offers from Otp Bank Hu in Hungary, tracked daily by Giraffy.
Live offers
- OTP Prémium Bankszámla
- OTP-BANK Fixed Deposit 12 months
- OTP Smart Megtakarítás 8%
- OTP Megtakarítási Számla 7%
- OTP Megtakarítás Plus 7.5%
OTP Bank is Hungary's largest commercial bank, offering retail and business accounts, savings, mortgages, personal loans, credit cards and investment products. It dominates domestic market share and branch presence, making it the default comparison point for Hungarian banking — though Raiffeisen, K&H and digital rivals can beat it on specific rates.
| Market position | Hungary's largest bank by assets and branches |
|---|---|
| Products | Accounts, savings, mortgages, loans, cards |
| Best for | Full-service Hungarian banking with nationwide reach |
| Alternatives | K&H, Raiffeisen HU, UniCredit HU, Erste |
Best for
- Hungarian households wanting the largest domestic bank for everyday banking and mortgages
Not ideal for
- Savings rate chasers — compare promotional yields from smaller banks on Giraffy
OTP Bank vs alternatives
OTP Bank vs K&H Bank
Strong retail bank with competitive lending. OTP vs K&H: compare mortgage and personal loan rates on Giraffy for your profile.
OTP Bank vs Raiffeisen Bank Hungary
International bank with premium service positioning. OTP vs Raiffeisen: OTP leads on scale; Raiffeisen competes on service and FX products.
OTP Bank vs UniCredit Hungary
Alternative universal bank. Compare account fees and mortgage APRs across OTP, K&H and UniCredit on Giraffy.
OTP Bank in Hungary — FAQ
Is OTP Bank the best bank in Hungary?
OTP is the market leader by size and branch network. The best bank for you depends on fees and rates — compare OTP with K&H and Raiffeisen on Giraffy.