N26 — Ireland

Live offers from N26 in Ireland, tracked daily by Giraffy.

Live offers

  1. N26 Metal · N26 · €0 /year
  2. N26 Standard · N26 · €0 /month
  3. N26 ETF Invest · N26 · 0.15% /yr
  4. N26 Fixed Savings IE · N26 · 4% gross
  5. N26 Instant Credit · N26 · 12.90% APR

N26 is a German digital bank with a strong Irish presence, offering a free current account with no maintenance fees. N26 is particularly popular in Ireland as a fee-free alternative to the pillar banks.

N26 — quick facts
ProductsFree current account, premium plans (N26 Smart/You/Metal)
Best forIrish residents who want a free current account with no monthly maintenance fees
AlternativesRevolut, Monzo IE, Starling IE, Bunq IE

Best for

  • Irish residents who want a fee-free current account from a fully licensed EU bank

Not ideal for

  • Users who need mortgage, savings, or insurance products — N26 is primarily a current account

N26 vs alternatives

N26 vs Revolut

Multi-currency spending, crypto, and stock investing. N26 vs Revolut: N26 is a full EU bank with FSCS-equivalent protection. Revolut has more features but is newer to EU banking.

N26 vs Bunq

Sustainable digital bank with tree-planting features. N26 vs Bunq: Both are EU digital banks. Bunq focuses on sustainability. N26 has a larger user base.

N26 in Ireland — FAQ

Is N26 safe in Ireland?

Yes. N26 is a fully licensed German bank regulated by BaFin. Deposits up to €100,000 are protected by the German deposit guarantee scheme.