Live offers across tracked providers in Italy — updated daily from the Giraffy database.
16 live offers compared from 16 providers, from €0 /mese. Updated daily.
€0 /mese
Meta-carta che collega tutte le tue carte bancarie. Effettua pagamenti all'estero al tasso interbancario fino al limite della fascia gratuita.
€0 /mese
La carta di viaggio multivaluta più popolare in Italia. Spendi in oltre 150 valute ai tassi interbancari.
€0 /mese
Conto facile da aprire per i residenti dell'UE, inclusi gli espatriati. Utilizzabile in 31 valute dello Spazio economico europeo (SEE).
€0 Commissione di cambio valuta dell'1,5%
€0 Commissione di cambio del 2%
€0 Commissioni di cambio valuta pari allo 0%.
€0 Commissione di cambio dell'1%
€0 Commissione di cambio dello 0,5%
€0 Commissioni di cambio valuta pari allo 0%.
€0 Commissione di cambio dell'1%
€0 Commissioni di cambio valuta pari allo 0%.
€0 Commissioni di cambio valuta pari allo 0%.
€0 Commissioni di cambio valuta pari allo 0%.
€0 Commissione di cambio del 2,5%
€16.90 /mese
Conto Premium N26 con commissioni di cambio dello 0% su tutti i pagamenti con carta in tutto il mondo e prelievi bancomat illimitati e gratuiti.
Price on request
La carta di debito Wise converte i soldi al tasso di cambio reale di mercato con una piccola commissione di conversione.
Travel money cards are prepaid or e-money cards designed to hold and spend multiple currencies, letting Italian residents pay abroad and withdraw cash without the surcharges tied to a standard carta di credito. Most are issued as e-money under the second Electronic Money Directive (EMD2), with the issuer supervised by Banca d'Italia or an equivalent EU regulator, and run on the Mastercard or Visa networks.
They sit between a full bank account and a simple prepaid card: you top up in euros, convert to dollars, sterling or dozens of other currencies inside an app, and spend at close to the interbank rate rather than the retail exchange rate charged at airport bureaux.
Italian users typically choose between global fintech e-money brands and cards from domestic incumbents. International providers such as Revolut, Wise, N26, Curve and Monese offer multi-currency wallets and euro IBANs, while Poste Italiane's Postepay and IC Card families are the most widely held prepaid products in the country, trusted for their post-office reach and integration with everyday payments.
Because these products are e-money rather than deposit accounts, balances are not covered by FITD deposit protection; instead, customer funds are safeguarded in segregated accounts as required under EMD2, meaning your money is ring-fenced from the issuer's own finances.
Multi-currency wallets — hold and exchange euros alongside currencies like USD, GBP and CHF, converting at or near the Mastercard/Visa interbank rate.
Fee-free foreign spending — most cards drop the 1.5–2% currency conversion markup that traditional Italian cards apply abroad.
ATM withdrawals — a monthly fee-free allowance (often €200–€400) before a percentage fee applies; premium tiers raise the limit.
Instant control — freeze and unfreeze the card, set spending limits and receive real-time notifications from the app.
If you travel occasionally, a free tier from Revolut, Wise or N26 usually covers weekend FX spending. Frequent travellers who withdraw cash often benefit from a paid plan with a higher ATM allowance. If you prefer a domestic brand with branch support, Poste Italiane's Postepay is the natural pick. Curve is distinctive because it consolidates your existing cards into one, applying its FX rate on top.
Revolut, Wise and N26 — app-first e-money accounts with euro IBANs and strong multi-currency features.
Poste Italiane (Postepay / IC Card) — the dominant domestic prepaid family, backed by nationwide post-office support.
Nexi — Italy's largest payments group, issuing prepaid and travel cards through partner banks.
Curve, Monese and ING — alternatives combining card aggregation, migrant-friendly onboarding and banking integration.
Many cards have a free standard tier with no monthly canone. Paid plans typically range from a few euros a month up to around €16.90 for top premium tiers, which bundle higher fee-free ATM limits, travel insurance, airport-lounge access and better FX allowances on weekends. Watch for the small weekend FX surcharge some issuers add and the percentage fee once your monthly ATM allowance is used up.
E-money issuers operating in Italy are authorised and supervised under EMD2, with Banca d'Italia oversight for domestically licensed firms. Customer funds are safeguarded separately from the issuer's assets, but note these balances fall outside FITD's €100,000 deposit guarantee, which applies only to bank deposits. Card transactions carry Mastercard or Visa chargeback rights and PSD2 strong customer authentication for security.
Is my money protected like a bank deposit? No — e-money balances are safeguarded in segregated accounts, not covered by the FITD €100,000 guarantee.
Do I get a real IBAN? Several providers (Revolut, Wise, N26) issue a euro IBAN, though some are non-Italian IBANs that most Italian billers now accept under SEPA rules.
What exchange rate applies? Usually the interbank or Mastercard/Visa rate, far cheaper than airport or hotel exchange desks.
The cheapest Travel Money Cards in Italy is €0 /month from Curve.
The lowest tracked price on Giraffy is €0 /month across 5 live offers. Compare all plans sorted by price.
Giraffy tracks 5 live offers across Curve,Revolut,Monese,Nexi,Poste Italiane providers in Italy.
Offer data is refreshed daily from the Giraffy database. Each compare page shows when data was last checked.
No. Giraffy does not sell ranking placement. Results reflect your filters and sort order — default is lowest price.