Compare Investing & Brokerage in Netherlands

Live offers across tracked providers in Netherlands — updated daily from the Giraffy database.

Live offers

17 live offers compared from 17 providers, from €0. Updated daily.

eToro Invest eToro

€0

  • Aandelenhandelskosten: Aandelen van $0, 0,5% valutakosten
  • Platformkosten: $0/jaar ($5 inactiviteit na 12 maanden)
  • Belangrijkste kenmerk: Social trading, kopieer de strategieën van topbeleggers, meer dan 5000 activa

Interactive Brokers IBKR Lite Interactive Brokers

€0

  • Aandelenhandelskosten: €0 IBKR Lite / €1,25 Pro
  • Platformkosten: €0 (activiteitsdrempel)
  • Belangrijkste kenmerk: Professioneel platform, 135 markten wereldwijd

Trading 212 Invest Trading 212

€0

  • Aandelenhandelskosten: €0 commissie
  • Platformkosten: €0/jaar
  • Belangrijkste kenmerk: Commissievrije fractionele aandelen, automatisch beleggen in taarten

DEGIRO Basis DEGIRO

€0

  • Aandelenhandelskosten: €1 + 0,038% (EU ETF's vrijgesteld)
  • Platformkosten: €0/jaar
  • Belangrijkste kenmerk: Opgericht in Amsterdam, goedkope ETF's, enorm aanbod

Saxo Classic Saxo

€0

  • Aandelenhandelskosten: 0,08% min € 3 EU / 0,08% min $ 1 VS
  • Platformkosten: €0 (minimale activiteit)
  • Belangrijkste kenmerk: Professioneel platform, meer dan 40.000 instrumenten, obligaties en opties.

NIBC Beleggen Investing NIBC Beleggen

0.12% /jaar

  • Platformkosten: 0,12%

DEGIRO Nederland Investeren DEGIRO Netherlands

0.15% /jaar

  • Platformkosten: 0,15%

ING Beleggen NL Investeren ING Beleggen NL

0.20% /jaar

  • Platformkosten: 0,2%

Nationale Nederlanden Invest Investeren Nationale Nederlanden Invest

0.22% /jaar

  • Platformkosten: 0,22%

ABN AMRO Beleggen Investeren ABN AMRO Beleggen

0.25% /jaar

  • Platformkosten: 0,25%

Interactive Brokers NL Beleggen Interactive Brokers NL

0.28% /jaar

  • Platformkosten: 0,28%

Rabobank Beleggen Investeren Rabobank Beleggen

0.30% /jaar

  • Platformkosten: 0,3%

SNS Beleggen Investeren SNS Beleggen

0.35% /jaar

  • Platformkosten: 0,35%

Lynx NL Investeren Lynx NL

0.40% /jaar

  • Platformkosten: 0,4%

Saxo Bank NL Investeren Saxo Bank NL

0.45% /jaar

  • Platformkosten: 0,45%

DeGiro NL Pro Investing DeGiro NL Pro

0.50% /jaar

  • Platformkosten: 0,5%

Flatex NL Investeren Flatex NL

0.55% /jaar

  • Platformkosten: 0,55%

What is investing in the Netherlands?

Investing (beleggen) means putting money into assets such as shares, bonds, ETFs or funds in the hope of long-term growth, accepting that values can rise and fall. Dutch investors typically use online brokers to buy globally diversified index funds and ETFs, either as a lump sum or through periodic contributions. It is a way to aim for returns above cash savings, with corresponding risk to capital.

How the Dutch market works

Online, low-cost brokerage is well established in the Netherlands, with home-grown DEGIRO among Europe's largest discount brokers alongside global platforms. Investors weigh commission-free trading against custody and currency costs, and many favour cheap, diversified ETFs. Investments held by individuals fall under box 3, the wealth-tax regime, which taxes assets on a deemed return rather than actual gains — a key consideration in Dutch investing.

Benefits

Long-term growth potential — Historically, diversified investing has outpaced cash over long horizons.

Low-cost access — Modern brokers offer cheap or commission-free trading in global ETFs.

Diversification — A single global ETF spreads risk across thousands of companies.

Flexibility — Start small, automate contributions and adjust holdings as goals change.

Compounding — Reinvested dividends and growth build on themselves over long holding periods.

How to choose

Compare brokers on total cost — trading commissions, custody or connectivity fees, currency-conversion charges and any inactivity fee. Decide whether you want a self-directed broker or a managed/robo service. Check the range of markets and products, the platform's ease of use, and whether it is EU-regulated with investor-compensation cover. For most long-term investors, low fees on broad ETFs matter more than frequent trading tools.

Leading providers in the Netherlands

DEGIRO is the dominant low-cost Dutch broker, popular for cheap ETF and share dealing. Global platforms Trading 212, eToro, Interactive Brokers and Saxo compete on pricing, product range and features, while ABN AMRO offers bank-based investing and managed portfolios for those who prefer an incumbent. The best fit depends on cost sensitivity and how hands-on you want to be. Comparing the full fee schedule — trading, currency conversion and any custody or inactivity charges — matters more than the headline commission for most long-term investors.

What it costs

Costs vary widely: several brokers advertise commission-free or very low trading, while managed and fund products charge an annual fee — commonly in the region of 0% to around 0.55% for low-cost passive options, with actively managed products higher. Watch for currency-conversion and custody charges that can outweigh headline commissions. Over decades, minimising fees materially improves net returns. Self-directed investors who buy and hold cheap ETFs pay the least, while managed and robo portfolios charge for doing the work on your behalf. Frequent trading and holding US-dollar assets can add currency-conversion and per-trade costs that quietly erode returns, so factor those in alongside the headline fee.

Protections and regulation

Investment firms serving Dutch clients must be authorised and are supervised for conduct by the Autoriteit Financiële Markten (AFM), with prudential oversight by De Nederlandsche Bank (DNB) where relevant. EU MiFID II rules govern disclosure and suitability, and investor-compensation schemes protect client assets up to defined limits if a broker fails — though this does not cover investment losses. Investments are taxed under box 3.

Common questions

How are investments taxed? Under box 3, on a deemed return on your total assets above a tax-free threshold, rather than on actual realised gains.

Is my money guaranteed? No — investment values can fall; investor-compensation schemes protect against broker failure, not market losses.

Are ETFs a good starting point? Many long-term investors favour broad, low-cost index ETFs for instant diversification at minimal fees.

The cheapest Investing & Brokerage in Netherlands is €0 from eToro.

Investing & Brokerage in Netherlands — FAQ

How do I start investing in Netherlands?

Giraffy tracks 5 investing platforms across eToro,Interactive Brokers,Trading 212,DEGIRO,Saxo providers in Netherlands. The lowest fee tracked is €0. Most platforms let you open an account online in minutes. Consider your risk tolerance, investment horizon, and whether you want self-directed or managed portfolios before choosing a platform.

What are platform fees and why do they matter?

Platform fees are what you pay to hold investments — typically an annual percentage of your portfolio (0.15–0.45%) or a flat monthly fee. On a £50,000 portfolio, a 0.1% difference in platform fee is £50/year — small annually but significant compounded over decades. Compare total cost: platform fee plus fund charges (OCF/TER).

What is the difference between ETFs, index funds, and individual stocks?

ETFs (Exchange-Traded Funds) and index funds both hold a basket of securities tracking a market index — they provide instant diversification at low cost. Individual stocks are single-company shares with higher risk and potential return. Most long-term investors start with low-cost index funds or ETFs before branching into individual stock picking.

Is my money protected if my investing platform fails?

Investor protection varies by market. In the UK, the FSCS covers up to £85,000 in eligible investments per firm. In the US, SIPC covers up to $500,000. In Netherlands, check whether your platform is DNB-regulated — this determines what protection applies.

What is a minimum investment amount on investing platforms?

Many platforms in Netherlands now offer fractional shares and funds with minimums as low as £1 or equivalent. Traditional brokers may require a minimum opening deposit of £500–£5,000. Compare minimums on each deal card if you're starting with a small amount.

What taxes apply to investment returns?

Investment returns may be subject to capital gains tax (on profits when you sell) and income tax (on dividends). Rules differ significantly between markets — in Netherlands, check De Nederlandsche Bank (DNB)'s guidance or consult a tax adviser. Using tax-efficient wrappers (ISA in the UK, TFSA in Canada, etc.) where available can significantly reduce your tax bill.

What is the difference between active and passive investing?

Passive investing tracks a market index (e.g. S&P 500, FTSE All-World) via index funds or ETFs — low cost, broad diversification, and typically outperforms most active funds over 10+ years. Active investing involves fund managers (or you) selecting individual securities trying to beat the market — higher cost, higher risk, mixed results.