Valuta Direct Currencies Direct
Price on request
- Overdrachtskosten: €0
- Wisselkoersopslag: 0,3%–1,5%
- Overdrachtssnelheid: 1–2 dgn
- Belangrijkste kenmerk: Termijncontracten
Live offers across tracked providers in Netherlands — updated daily from the Giraffy database.
20 live offers compared from 20 providers. Updated daily.
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
Price on request
International money transfer services let you send euros or foreign currency abroad — to family, for property purchases, or to pay overseas suppliers — usually faster and cheaper than a traditional bank wire. Specialist providers compete on the exchange-rate margin and fees, which together determine how much reaches the recipient. The market spans app-based remittance apps and larger foreign-exchange brokers for big transfers.
The Netherlands is a highly international economy with large expat and migrant communities, driving steady demand for cross-border transfers. Within the eurozone, SEPA transfers are cheap and near-instant, so the value of specialists lies in non-euro currencies and larger amounts. Providers range from low-cost digital apps to FX brokers that assign a dealer and offer forward contracts for property or business payments.
Better exchange rates — Specialists usually beat the bank's margin on non-euro currencies.
Speed — Many transfers arrive same-day or within minutes to popular destinations.
Transparent fees — Upfront pricing shows exactly what the recipient will get.
Tools for big transfers — Brokers offer forward contracts and rate alerts for property or business payments.
Multiple payout options — Send to a bank account, mobile wallet or cash pickup depending on the recipient's country.
Compare the total cost — the fee plus the exchange-rate margin — not just the headline fee. For small, frequent remittances, app-based providers with flat fees win. For a house purchase or large business payment, an FX broker offering a locked rate and a named dealer may save more. Check delivery speed, payout options (bank deposit, cash pickup, wallet) and the destinations each provider supports.
Currencies Direct, Moneycorp and TorFX are established FX brokers popular for larger transfers and property payments. Paysend, TransferGo, Azimo, Skrill and Atlantic FX serve everyday remittances with app-based sending and competitive rates. The right choice depends on the corridor, amount and how quickly funds must arrive. Comparing the total cost of a test transfer through two or three providers quickly shows which offers the best value for your specific destination.
Pricing varies by provider and corridor: many charge a small flat fee (often a few euros) plus a percentage exchange-rate margin, while some advertise fee-free transfers and earn only on the rate. Larger brokers may waive fees above a threshold. Always check the total euros deducted versus the amount received, as the margin often matters more than the visible fee. Rates also move through the day, so for a large transfer even a small difference in the margin can change the outcome by hundreds of euros. Brokers may quote a keener rate for bigger amounts, while app-based services keep pricing flat and simple for smaller sums.
Money-transfer firms operating in the Netherlands must be authorised as payment or e-money institutions and are supervised by De Nederlandsche Bank (DNB) and, for conduct, the AFM, under the EU PSD2 framework. Customer funds must be safeguarded (ring-fenced) rather than held as ordinary deposits — note this is different from the DGS deposit guarantee, which does not apply to transfer balances.
Is a specialist cheaper than my bank? Usually for non-euro transfers, where the exchange-rate margin is far tighter than a typical bank's.
Is my money protected? Authorised providers must safeguard customer funds, though this differs from the €100,000 bank deposit guarantee.
How fast are transfers? Euro SEPA payments are near-instant; other currencies range from minutes to a couple of business days depending on the corridor.
Giraffy tracks 5 prepaid FX and travel money cards across Currencies Direct,TransferGo,Skrill Money Transfer,Moneycorp,Paysend providers in Netherlands. Compare by the mid-market exchange rate margin and ATM withdrawal fees to find the lowest total cost.
A prepaid travel card is loaded with a specific currency (or multiple currencies) before you travel. You lock in an exchange rate at loading time, protecting against rate movements. Unlike a regular debit card, there are no overdraft risks, and many travel cards offer better exchange rates than high-street banks.
Most prepaid travel cards allow ATM withdrawals abroad, but fee structures vary — some offer a free monthly ATM allowance, others charge per withdrawal. Check the ATM fee, daily withdrawal limit, and whether your chosen card is accepted by ATM networks at your destination.
Multi-currency cards typically support 40–50 currencies, covering all major travel destinations. Lesser-used currencies may not be available — check the provider's currency list if you're travelling to an unusual destination. Some cards auto-convert at the point of sale if the local currency isn't loaded.
Yes — a prepaid card can be frozen via an app immediately if lost or stolen, protecting your remaining balance. You're not liable for fraudulent transactions in most cases. Keeping a small amount of local cash as backup is still advisable for markets where card acceptance is limited.
Key fees to check: loading fees (some charge to add funds), ATM withdrawal fees, inactivity fees if the card isn't used for 12+ months, and a small exchange rate margin on the mid-market rate. Some premium providers (Wise, Revolut Metal) offer fee-free loading and ATM withdrawals up to monthly limits.