Compare Investing in Sweden

Compare ongoing platform fees and individual trade costs separately — low annual charges matter more for buy-and-hold investors, while frequent traders need low per-trade commissions.

20 live investing offers tracked across 20 Swedish providers, with fees from 0.09% /yr. Data current as of 23 October 2026 and updated daily from the Giraffy database.

Live offers

20 live offers compared from 20 providers, from 0.09% /yr. Updated daily.

Nordea Investera Online Nordea

0.09% /yr

Online investing platform from Nordea covering Swedish and Nordic stocks, ETFs and funds.

  • Platform: Nordea Investera
  • Commission Rate: SEK 0.09% stocks
  • Min. Deposit: SEK 1,000
  • Market Access: SE + Nordic + US

SEB Investera SEB

0.09% /yr

Full-service investing from SEB bank. Online trading with research and analysis tools.

  • Platform: SEB Investera
  • Commission Rate: SEK 0.089% stocks / SEK 0 funds
  • Min. Deposit: SEK 1,000
  • Market Access: SE + Nordic + EU + US

Degiro Sweden Degiro Sweden

Price on request

  • Trading Fee: €0 + €0.50 handling
  • Account Types: Stocks, ETFs, options
  • Min. Investment: €0
  • Key Feature: Degiro — European leader; best for international stocks

Nordnet Sweden Nordnet

Price on request

  • Trading Fee: 0% SE stocks in ISK
  • Account Types: ISK, AF, KF, pension
  • Min. Investment: SEK 1
  • Key Feature: Nordnet — Scandinavian leader; 0% SE stocks; strong funds range

Saxo Bank Sweden Saxo Bank Sweden

Price on request

  • Trading Fee: From SEK 29/trade
  • Account Types: Stocks, ETFs, FX, CFDs, options, futures
  • Min. Investment: SEK 0
  • Key Feature: Saxo — professional platform; widest product range SE

Trade Republic Sweden Trade Republic Sweden

Price on request

  • Trading Fee: €1/trade
  • Account Types: Stocks, ETFs, crypto, Savings Plans
  • Min. Investment: €1
  • Key Feature: Trade Republic — €1 trades; 3.75% on cash; biggest EU neo-broker

eToro Sverige ISK eToro Sverige

Price on request

  • Trading Fee: 0%
  • Account Types: CopyTrading ISK
  • Min. Investment: SEK 200
  • Key Feature: Social trading

Interactive Brokers SE ISK Interactive Brokers Sverige

Price on request

  • Trading Fee: 0.05%/mo
  • Account Types: ISK + global
  • Min. Investment: SEK 0
  • Key Feature: Professional platform

SPP Indexfonder SE SPP Försäkring

Price on request

  • Trading Fee: 0.20%
  • Account Types: Pension funds
  • Min. Investment: SEK 0
  • Key Feature: Low-cost index

SPP Fondförsäkring ISK SPP Fondförsäkring

Price on request

  • Trading Fee: 0.15%
  • Account Types: ISK + funds
  • Min. Investment: SEK 0
  • Key Feature: Pension expertise

Skandia ISK Skandia

Price on request

  • Trading Fee: 0.25%
  • Account Types: ISK + funds
  • Min. Investment: SEK 0
  • Key Feature: Insurance-group quality

AMF ISK SE AMF Försäkring

Price on request

  • Trading Fee: 0.10%
  • Account Types: ISK
  • Min. Investment: SEK 0
  • Key Feature: Co-operative, low fees

Revolut Invest SE Revolut Sverige

Price on request

  • Trading Fee: €0/trade
  • Account Types: Fractional
  • Min. Investment: SEK 100
  • Key Feature: App-first

bunq Invest SE bunq Sverige

Price on request

  • Trading Fee: 0%
  • Account Types: ETF
  • Min. Investment: SEK 100
  • Key Feature: European flair

Lunar Invest SE Lunar Sverige

Price on request

  • Trading Fee: 0%
  • Account Types: ETF fractional
  • Min. Investment: SEK 100
  • Key Feature: Nordic focus

Wise Invest SE Wise Sverige

Price on request

  • Trading Fee: 0.35%
  • Account Types: Funds
  • Min. Investment: SEK 500
  • Key Feature: Multi-currency

Handelsbanken Markets Handelsbanken

Price on request

Stock and fund trading from Handelsbanken with access to international markets.

  • Platform: Handelsbanken Markets
  • Commission Rate: SEK 99/trade
  • Min. Deposit: SEK 1,000
  • Market Access: SE + EU + US

Swedbank Aktier & Fonder Swedbank

Price on request

Stock and fund trading from Swedbank — Sweden's largest retail bank by customer count.

  • Platform: Swedbank Aktier
  • Commission Rate: SEK 99/trade
  • Min. Deposit: SEK 100
  • Market Access: SE + Nordic + EU + US

Lightyear Sverige ISK Lightyear Sverige

Price on request

  • Trading Fee: €0/trade
  • Account Types: ISK + ETF
  • Min. Investment: SEK 0
  • Key Feature: Commission-free ETFs

Avanza Invest Avanza

Price on request

  • Trading Fee: 0% (most SE shares)
  • Account Types: ISK, AF, KF, IPS, pension
  • Min. Investment: SEK 1
  • Key Feature: Avanza — Sweden's #1 savings app; 0% on most SE shares; ISK tax

What is investing in Sweden?

Investing means putting money into assets such as shares, funds and ETFs in pursuit of long-term growth, accepting that values can fall as well as rise. In Sweden the account wrapper you use matters as much as what you buy, because it determines how you are taxed. Platform fees on the Giraffy panel start from as little as 0.09%.

How the Swedish investing market works

Swedish investors choose between three main wrappers. An ISK (investeringssparkonto) and a kapitalförsäkring are both taxed with a flat schablonskatt on a notional yearly return rather than on realised capital gains, which simplifies tax and can be efficient in rising markets. A traditional depå (custody account) instead taxes actual gains and dividends. You also pay trading and fund costs: courtage (brokerage commission) on trades and fondavgift (annual fund fees) on funds.

Benefits of investing

Tax-efficient wrappers — ISK and kapitalförsäkring replace capital-gains reporting with a flat schablonskatt on a notional return.

Low platform costs — Competition has pushed courtage and fund fees down, with panel fees from around 0.09%.

Broad access — Swedish and international shares, funds and ETFs are available through a single account.

How to choose

Decide on the wrapper first: ISK suits many long-term retail investors, while depå can be better where you expect losses to offset or hold assets that fit custody taxation. Then compare courtage and fondavgift for the assets you plan to trade, and check platform features and market access. Keep risk in mind: returns are not guaranteed and prices fluctuate.

Leading investment platforms in Sweden

Nordnet is a long-established Swedish leader alongside broad fund and platform providers. Cost-focused and neobroker options on the panel include Degiro Sweden, Saxo Bank Sweden, Trade Republic Sweden, eToro Sverige, Interactive Brokers Sverige and Revolut Sverige, while AMF Försäkring appears for fund-based investing. Neobrokers often win on low headline fees; established platforms compete on breadth, tools and local support.

What investing costs

Costs come in two layers: courtage on each trade and ongoing fondavgift on funds, with platform fees from about 0.09% on the panel. On top of costs, ISK and kapitalförsäkring apply the annual schablonskatt on a notional return, whereas a depå is taxed on actual gains and dividends. Lower fees leave more of your return intact over time.

Protections and regulation

Investment firms are authorised and supervised by Finansinspektionen. Client assets held in custody are covered by investerarskyddet up to 250,000 SEK if a firm fails and cannot return them; this is separate from and does not protect against ordinary market losses, which remain your risk. Consumer protection sits with Konsumentverket.

Common questions

ISK, depå or kapitalförsäkring? — ISK and kapitalförsäkring use a flat schablonskatt on a notional return; depå taxes actual gains. The best fit depends on your situation.

Does investerarskyddet protect me if my shares fall? — No. It covers custody failure up to 250,000 SEK, not market losses.

What fees should I watch? — Courtage on trades and fondavgift on funds; both erode returns over time.

Investing & Brokerage in Sweden — FAQ

How do I start investing in Sweden?

Giraffy tracks 20 investing platforms across 20 providers in Sweden. Most platforms let you open an account online in minutes. Consider your risk tolerance, investment horizon, and whether you want self-directed or managed portfolios before choosing a platform.

What are platform fees and why do they matter?

Platform fees are what you pay to hold investments — typically an annual percentage of your portfolio (0.15–0.45%) or a flat monthly fee. On a £50,000 portfolio, a 0.1% difference in platform fee is £50/year — small annually but significant compounded over decades. Compare total cost: platform fee plus fund charges (OCF/TER).

What is the difference between ETFs, index funds, and individual stocks?

ETFs (Exchange-Traded Funds) and index funds both hold a basket of securities tracking a market index — they provide instant diversification at low cost. Individual stocks are single-company shares with higher risk and potential return. Most long-term investors start with low-cost index funds or ETFs before branching into individual stock picking.

Is my money protected if my investing platform fails?

Investor protection varies by market. In the UK, the FSCS covers up to £85,000 in eligible investments per firm. In the US, SIPC covers up to $500,000. In Sweden, check whether your platform is Finansinspektionen-regulated — this determines what protection applies.

What is a minimum investment amount on investing platforms?

Many platforms in Sweden now offer fractional shares and funds with minimums as low as £1 or equivalent. Traditional brokers may require a minimum opening deposit of £500–£5,000. Compare minimums on each deal card if you're starting with a small amount.

What taxes apply to investment returns?

Investment returns may be subject to capital gains tax (on profits when you sell) and income tax (on dividends). Rules differ significantly between markets — in Sweden, check Finansinspektionen's guidance or consult a tax adviser. Using tax-efficient wrappers (ISA in the UK, TFSA in Canada, etc.) where available can significantly reduce your tax bill.

What is the difference between active and passive investing?

Passive investing tracks a market index (e.g. S&P 500, FTSE All-World) via index funds or ETFs — low cost, broad diversification, and typically outperforms most active funds over 10+ years. Active investing involves fund managers (or you) selecting individual securities trying to beat the market — higher cost, higher risk, mixed results.