Singlife Review, Offers, Rates & Alternatives
Singlife is a Singapore insurer that merged with Aviva Singapore in 2021 and sells most of its cover online through the Singlife app. Giraffy lists 11 Singlife policies across motor, travel, home, term life, critical illness, income protection and private hospital (Shield) cover. Listed starting prices include term life from S$10 a month for up to S$2M of cover, critical illness from S$28 a month for up to S$500,000, comprehensive car insurance from S$680 a year with up to 50% no-claim discount, home contents from S$180 a year and travel insurance from S$30 with up to S$500k emergency medical cover.
Live offers
- Singlife Term Life
- Singlife CI Plan
- Singlife Term Life SG
- Singlife Travel Insurance
- Singlife Critical Protector SG
| Provider type | Singapore insurer (merged with Aviva Singapore, 2021) |
|---|---|
| Products | Motor, travel, home, term life, critical illness, income protection, Singlife Shield |
| Term life | From S$10/month, cover up to S$2M, 5–30 year terms |
| Car insurance | Comprehensive from S$680/yr; up to 50% NCD |
| Health (Shield) | Singlife Shield Plan 1: private hospital, S$2M annual limit |
| Alternatives | NTUC Income, FWD, Great Eastern |
Best for
- Singapore residents who want term life or critical illness cover bought online
- Drivers comparing comprehensive car insurance from S$680 a year
- People who want to manage policies and claims in one app
Not ideal for
- Travellers who want more than S$500k of medical cover — NTUC Income and FWD list higher limits
Singlife term life and critical illness
Four Singlife protection plans are listed.
- Singlife Term Life: from S$10 a month, cover up to S$2M, terms of 5–30 years, instant online approval
- Singlife Term Life (larger cover): from about S$29 a month for S$100k–S$3m over 10–35 years, with a critical illness add-on
- Singlife CI Plan: from S$28 a month, lump sum up to S$500,000, 30 conditions
- Critical Protector: from about S$68 a month, S$100k–S$500k, 37 major critical illnesses with an early-stage rider
Best for: People who want term cover bought online without an agent.
Singlife health and income protection
Singlife's Integrated Shield Plan and income cover.
- Singlife Shield Plan 1: private-hospital cover with a S$2M annual limit and automatic reinstatement; premiums listed from S$260 a year
- Singlife Income Protect: monthly benefit up to S$8,000, 30-day waiting period, benefit to age 65
- Income Protector: up to 75% of income, benefit for 5 years or to age 65
Singlife car insurance
Two comprehensive car policies are listed.
- Singlife Motor Insurance: from S$680 a year, up to 50% NCD, app-based claims
- Singlife Car Insurance: from S$750 a year, up to 50% NCD, free tow-truck service
- For comparison: NTUC Income motor is listed from S$800 a year
Singlife travel and home insurance
Singlife also covers trips and homes.
- Travel insurance: from S$30, single-trip or annual, up to S$500k emergency medical cover, worldwide
- Home insurance: from S$180 a year for contents and renovations; buildings cover available as an add-on for private property
Singlife vs alternatives
Singlife vs NTUC Income
Higher travel medical limits and pet cover. Singlife vs NTUC Income: NTUC Income lists travel cover from S$17 with up to S$1m medical (Singlife: from S$30, up to S$500k) and motor from S$800 a year (Singlife: from S$680).
Singlife vs FWD
Low-cost single-trip travel cover. Singlife vs FWD: FWD lists travel cover from S$14 on Giraffy, below Singlife's S$30 starting price; compare the medical and cancellation limits for your trip.
Singlife vs Great Eastern
Agent-led life and health cover. Singlife vs Great Eastern: both sell Integrated Shield Plans and term life; Great Eastern is agent-led while Singlife sells mainly online.
Singlife in Singapore — FAQ
What insurance does Singlife offer?
Giraffy lists Singlife motor, travel, home, term life, critical illness, income protection and Singlife Shield (private hospital) policies — 11 plans in total.
Is Singlife the same as Aviva?
Singlife merged with Aviva Singapore in 2021, and former Aviva policies are now managed by Singlife.
How much is Singlife car insurance in Singapore?
Comprehensive Singlife car insurance is listed from S$680 a year (Singlife Motor Insurance) and from S$750 a year (Singlife Car Insurance, with free tow-truck service), both with up to 50% no-claim discount.
What is Singlife health insurance?
Singlife Shield is Singlife's Integrated Shield Plan, which sits on top of MediShield Life. Shield Plan 1 covers private-hospital stays with a S$2M annual limit; premiums are listed from S$260 a year and depend on age.