Zopa Uk — United Kingdom
Live offers from Zopa Uk in United Kingdom, tracked daily by Giraffy.
Live offers
- Biscuit
- Zopa 1-Year Fixed
- Zopa Personal Loan
- Zopa Smart Saver
Zopa Bank started as the world's first peer-to-peer lender and has evolved into a full UK digital bank offering savings accounts, credit cards, personal loans, and car finance. Its savings accounts consistently appear on best-buy tables.
| Founded | 2005 (P2P) — became a bank in 2020 |
|---|---|
| Products | Savings accounts, credit cards, personal loans, car finance |
| Best for | UK users who want competitive savings rates and a straightforward credit card |
| Alternatives | Atom Bank, Marcus, OakNorth, Starling |
Best for
- UK users who want competitive savings rates and a straightforward credit card from one provider
Not ideal for
- Users who need a full current account — Zopa does not offer a current account
Zopa vs alternatives
Zopa vs Atom Bank
Competitive fixed-rate savings. Both offer competitive savings. Compare current rates on Giraffy.
Zopa vs Marcus
Easy-access savings from Goldman Sachs. Compare easy-access savings rates on Giraffy.
Zopa in United Kingdom — FAQ
Is Zopa a real bank?
Yes. Zopa became a fully licensed UK bank in 2020, regulated by the PRA and FCA with FSCS protection up to £85,000.