Monzo — United Kingdom
Live offers from Monzo in United Kingdom, tracked daily by Giraffy.
Live offers
- Monzo Personal
- Monzo Extra
- Monzo Perks
- Monzo Max
- Monzo Savings Pot
Monzo is the UK's leading digital bank with over 9 million customers. It offers current accounts with instant spending notifications, savings pots, and premium paid plans. Its app is widely considered the best in UK banking for money management.
| Founded | 2015 |
|---|---|
| Products | Current accounts, savings pots, Monzo Plus/Max premium plans, business accounts |
| Best for | Users who want the best banking app for tracking and managing spending |
| Alternatives | Starling Bank, Chase UK, Barclays |
Best for
- UK users who want the most feature-rich banking app with spending insights and savings pots
Not ideal for
- Users who need branch banking — Monzo is app-only with no branches
Monzo vs alternatives
Monzo vs Starling Bank
Digital bank paying interest on current account balance. Monzo vs Starling: Monzo has more app features. Starling pays interest on current account balances.
Monzo vs Chase UK
1% cashback on all debit spending. Chase pays cashback. Monzo offers better money management tools.
Monzo in United Kingdom — FAQ
Is Monzo a real bank?
Yes. Monzo is a fully licensed UK bank regulated by the FCA and PRA, with FSCS protection up to £85,000. It has over 9 million UK customers.
Is Monzo safe?
Yes. Monzo is authorised by the PRA and regulated by the FCA. Deposits up to £85,000 are protected by the FSCS.