American Express vs Chase

American Express and Chase compared side by side in United States.

American Express vs Chase — who's best for whom

American Express

Better points redemption flexibility. Chase Ultimate Rewards offers more airline transfer partners. Amex Membership Rewards has wider hotel partnerships.

Chase

Premium lounge access and Membership Rewards. Amex Platinum beats Chase Sapphire Reserve on lounge access; CSR is better for everyday travel redemptions via Chase Travel.