Chase — United States
Live offers from Chase in United States, tracked daily by Giraffy.
Live offers
- Chase Auto Financing
- Chase Freedom Unlimited
- Chase Freedom Unlimited
- Chase Wire Transfer
- Chase Personal Loan (via Sapphire)
Chase is JPMorgan Chase's consumer banking brand — the largest US bank by assets. It offers a wide range of products including checking and savings accounts, credit cards (Sapphire, Freedom, Ink), mortgages, auto loans, and investing via J.P. Morgan Wealth Management.
| Products | Checking, savings, credit cards, mortgages, investing |
|---|---|
| Best for | US consumers wanting a full-service bank with a class-leading travel rewards card |
| Alternatives | Bank of America, Wells Fargo, Citi, Capital One |
Best for
- US travelers maximising points through the Chase Ultimate Rewards ecosystem
- Full-service banking with thousands of branches
- Small business owners using Ink business cards
Not ideal for
- High-yield savings — Chase's savings APY is near-zero; use Marcus or Ally instead
- Fee-free banking — Chase charges monthly fees unless balance requirements are met
Chase vs alternatives
Chase vs Bank of America
Preferred Rewards programme. BofA's Preferred Rewards offers tiered cash back boosts — better for loyal customers. Chase Sapphire is better for travel rewards.
Chase vs Capital One
No foreign transaction fees on all cards. Capital One offers better rates on savings and no FX fees. Chase edges it on premium travel benefits.
Chase vs American Express
Premium lounge access and Membership Rewards. Amex Platinum beats Chase Sapphire Reserve on lounge access; CSR is better for everyday travel redemptions via Chase Travel.
Chase in United States — FAQ
Is the Chase Sapphire Preferred worth it?
The Chase Sapphire Preferred ($95/year) is one of the best-value travel cards in the US, offering 3x on dining and 2x on travel with valuable Ultimate Rewards points. Compare with Amex Gold and Capital One Venture on Giraffy.
Does Chase have high-yield savings?
No — Chase savings rates are very low. For high-yield savings, compare Marcus, Ally, and UFB Direct on Giraffy.