Wise — United States

Live offers from Wise in United States, tracked daily by Giraffy.

Live offers

  1. Wise Multi-Currency Card · Wise · $0 $0/mo
  2. Wise Transfer · Wise · $0 From $0.91
  3. Wise · Wise · $0
  4. Wise Multi-Currency Account · Wise · $0 $0 (receive)
  5. Send money worldwide · Wise · $2 /month

Wise (formerly TransferWise) is a UK-founded money transfer service operating in the US, offering transparent mid-market exchange rates and low fees for international transfers to 80+ countries. It also offers a multi-currency account and debit card.

Wise — quick facts
ProductsInternational money transfer, multi-currency account, debit card
Best forUS residents making international transfers wanting the mid-market rate with transparent fees
AlternativesRemitly, OFX, Western Union, Revolut

Best for

  • US residents sending money internationally wanting the lowest fees and mid-market rate
  • Expats and freelancers paid in multiple currencies using the Wise multi-currency account

Not ideal for

  • Cash pickup abroad — Western Union or MoneyGram are better
  • Same-day delivery to developing countries — Remitly is faster

Wise vs alternatives

Wise vs Remitly

Sending to developing countries with faster delivery. Remitly is often faster for remittances to Latin America, Asia, and Africa with guaranteed delivery. Wise is better for larger amounts to developed countries.

Wise vs OFX

No transfer fees on larger amounts. OFX charges no transfer fees and has dedicated dealers for large amounts. Wise is better for smaller and mid-size transfers.

Wise vs Western Union

Cash pickup abroad. Western Union has 500,000+ agent locations for cash pickup. Wise is better for bank-to-bank transfers.

Wise in United States — FAQ

Is Wise the best money transfer service?

Wise consistently rates among the cheapest for bank-to-bank transfers with transparent mid-market rates. Compare with Remitly and OFX for your specific corridor on Giraffy.