Beispiel Generali CH
CHF1 /Monat
Beispiel von Generali CH (Autoversicherung) im Bereich Versicherungen. Aktuelle Angebote werden täglich von Giraffy aktualisiert.
- Anbieter: Generali CH
Compare Car Insurance in Switzerland
Compare the top car insurance providers in Switzerland — see cover, features and typical rates side by side.
Live offers
26 live offers compared from 18 providers, from CHF1 /Monat. Updated daily.
Generali CH Plan Generali CH
CHF100 /Monat
Generali CH-Tarif von Generali CH (Autoversicherung). Aktuelle Angebote, täglich aktualisiert von Giraffy.
- Anbieter: Generali CH
Haftpflichtversicherung Generali CH
CHF100 /Monat
Haftpflichtversicherung von Generali CH (Autoversicherung) im Bereich Versicherungen. Live-Angebot, das täglich von Giraffy verfolgt wird.
- Anbieter: Generali CH
Grunddeckungen Generali CH
CHF100 /Monat
Grunddeckungen von Generali CH (Autoversicherung). Aktuelle Angebote, täglich aktualisiert von Giraffy.
- Anbieter: Generali CH
Kurz erklärt Generali CH
CHF100 /Monat
Kurz erklärt von Generali CH (Autoversicherung) im Bereich Versicherungen. Aktuelle Angebote werden täglich von Giraffy aktualisiert.
- Anbieter: Generali CH
Autoversicherung im Überblick Generali CH
CHF100 /Monat
Autoversicherung im Überblick von Generali CH (Autoversicherung) in Versicherungen. Live-Angebot, das täglich von Giraffy verfolgt wird.
- Anbieter: Generali CH
Generali Autoversicherung Generali CH
CHF100 /Monat
KaskoversicherungTeilkasko oder VollkaskoWeltweiter Assistance-Service im Notfall24h-Pannen- und Abschlepphilfe von Generali CH (Autoversicherung) in Versicherungen. Live-Angebot, das täglich von Giraffy verfolgt wird.
- Anbieter: Generali CH
Generali Autoversicherung CH Generali CH
Price on request
- Abdeckungstyp: Vollkasko
- Aus dem Jahresbericht: Ab CHF 680/Jahr
- Bonus-Malus: Agent + online
- Hauptmerkmal: Generali – italienischer Konzern; umfangreiches Schweizer Vertretungsnetzwerk
Allianz Autoversicherung CH Allianz CH
Price on request
- Abdeckungstyp: Vollkasko
- Aus dem Jahresbericht: Ab CHF 650/Jahr
- Bonus-Malus: Agent + online
- Hauptmerkmal: Allianz – starker Rechtsschutz als Zusatzleistung; globale Unterstützung
AXA Autoversicherung CH AXA CH
Price on request
- Abdeckungstyp: Vollkasko
- Aus dem Jahresbericht: Ab CHF 730/Jahr
- Bonus-Malus: Agent + online
- Hauptmerkmal: AXA – umfassendste Deckungsoptionen; App-basierte Schadensmeldung
Zürich Car CH Zurich Car CH
Price on request
- Abdeckungstyp: Vollkasko (Vollkasko)
- Aus dem Jahresbericht: Ab CHF 600/Jahr
- Bonus-Malus: Bis zu -50% Bonus
- Hauptmerkmal: Zurich – größter Versicherer der Schweiz; Schadenbearbeitung rund um die Uhr; starke Marke
Generali Car CH Generali Car CH
Price on request
- Abdeckungstyp: Vollkasko (Vollkasko)
- Aus dem Jahresbericht: Ab CHF 570/Jahr
- Bonus-Malus: Bis zu -50% Bonus
- Hauptmerkmal: Generali – Europäischer Versicherer; wettbewerbsfähige Preise
Baloise Car CH Baloise Car CH
Price on request
- Abdeckungstyp: Vollkasko (Vollkasko)
- Aus dem Jahresbericht: Ab CHF 575/Jahr
- Bonus-Malus: Bis zu -50% Bonus
- Hauptmerkmal: Baloise – Schweizer Unternehmensgruppe; Exzellenz in der Schadenbearbeitung
Allianz Auto CH Allianz Car CH
Price on request
- Abdeckungstyp: Vollkasko (Vollkasko)
- Aus dem Jahresbericht: Ab CHF 620/Jahr
- Bonus-Malus: Bis zu -50% Bonus
- Hauptmerkmal: Allianz – Europäischer Marktführer; starker Rechtsschutz
Helvetia Car CH Helvetia Car CH
Price on request
- Abdeckungstyp: Vollkasko (Vollkasko)
- Aus dem Jahresbericht: Ab CHF 560/Jahr
- Bonus-Malus: Bis zu -50% Bonus
- Hauptmerkmal: Helvetia – Schweizer Marke; Familienauto-Pakete
Die Mobiliar Car CH Die Mobiliar CH
Price on request
- Abdeckungstyp: Vollkasko (Vollkasko)
- Aus dem Jahresbericht: Ab CHF 550/Jahr
- Bonus-Malus: Bis zu -50% Bonus
- Hauptmerkmal: Mobiliar – Schweizer Genossenschaft; oft am günstigsten; 80 Filialen
Smile Car CH Smile Car CH
Price on request
- Abdeckungstyp: Vollkasko (Vollkasko)
- Aus dem Jahresbericht: Ab CHF 520/Jahr
- Bonus-Malus: Bis zu -50% Bonus
- Hauptmerkmal: smile — digital first; Helvetia-Gruppe; Online-Rabatt
TCS Autoversicherung CH TCS CH
Price on request
- Abdeckungstyp: Umfassend + Aufschlüsselung
- Aus dem Jahresbericht: Ab CHF 545/Jahr
- Bonus-Malus: Bis zu -50% Bonus
- Hauptmerkmal: TCS – Pannenhilfepaket; Reiseerbe; beste Pannenhilfe
Concordia Autoversicherung CH Concordia CH
Price on request
- Abdeckungstyp: Dritte Seite
- Aus dem Jahresbericht: Ab CHF 350/Jahr
- Bonus-Malus: Ja
- Hauptmerkmal: Autoprodukt der Krankenversicherung
Mobiliar Autoversicherung CH Die Mobiliar CH
Price on request
- Abdeckungstyp: Umfassend
- Aus dem Jahresbericht: Ab CHF 550/Jahr
- Bonus-Malus: Ja
- Hauptmerkmal: Genossenschaft; lokale Vertreter
Waadtländer Autoversicherung CH Vaudoise CH
Price on request
- Abdeckungstyp: Umfassend
- Aus dem Jahresbericht: Ab CHF 580/Jahr
- Bonus-Malus: Ja
- Hauptmerkmal: Romand-Kooperative
Baloise Autoversicherung CH Baloise CH
Price on request
- Abdeckungstyp: Umfassend
- Aus dem Jahresbericht: Ab CHF 600/Jahr
- Bonus-Malus: Ja (bis zu 50 %)
- Hauptmerkmal: Schweizer Versicherer; Telematik-Disc.
AXA Auto CH AXA Car CH
Price on request
- Abdeckungstyp: Vollkasko (Vollkasko)
- Aus dem Jahresbericht: Ab CHF 580/Jahr
- Bonus-Malus: Bis zu -50% Bonus
- Hauptmerkmal: AXA – globale Marke; Pannenhilfe rund um die Uhr; AXA-App-Abrechnung
Helvetia Autoversicherung CH Helvetia CH
Price on request
- Abdeckungstyp: Vollkasko (umfassend)
- Aus dem Jahresbericht: Ab CHF 620/Jahr
- Bonus-Malus: Direkt + Agent
- Hauptmerkmal: Helvetia – Schweizer Konzern; wettbewerbsorientiert; Kasko + Haftung
Zurich Autoversicherung CH Zurich CH
Price on request
- Abdeckungstyp: Vollkasko
- Aus dem Jahresbericht: Ab CHF 700/Jahr
- Bonus-Malus: Agent + online
- Hauptmerkmal: Zürich – Schweizer Hauptsitz; vertrauenswürdige Weltmarke; starke Ansprüche
Vaudoise Car CH Vaudoise Car CH
Price on request
- Abdeckungstyp: Vollkasko (Vollkasko)
- Aus dem Jahresbericht: Ab CHF 590/Jahr
- Bonus-Malus: Bis zu -50% Bonus
- Hauptmerkmal: Waadtländer Genossenschaft; Spezialist für die Romandie; Beraternetzwerk
What is car insurance in Switzerland?
Car insurance in Switzerland starts with compulsory third-party liability (Haftpflicht), which every registered vehicle must carry to be allowed on the road, and extends to optional partial and fully comprehensive (Teilkasko and Vollkasko) cover for damage to your own car. Liability pays for injury and damage you cause others; comprehensive adds theft, glass, weather, collision and vandalism cover. You cannot register a vehicle without at least the mandatory liability policy.
How the Swiss market works
A competitive field of insurers sets premiums by vehicle, driver profile, canton, mileage and claims history, and a bonus-malus (no-claims) system rewards claim-free years. Major insurers include AXA, Zurich, Allianz, Baloise, Generali and cooperative Die Mobiliar, the market leader in several lines. Cover is arranged directly or through brokers, and proof of insurance is required to obtain vehicle plates from the cantonal road-traffic office. The insurer confirms cover electronically to the road-traffic authority, linking your policy to the registration. Premiums swing widely with the driver's age and claims record, the car's make and power, annual mileage and the canton, so two households can pay very different amounts for similar vehicles. Optional extras — a gross-negligence waiver, parking-damage cover, replacement-vehicle service and roadside assistance — let you tailor protection. Because leasing contracts require fully comprehensive cover, many new-car buyers hold Vollkasko whether they finance or not, while owners of older cars often step down to partial cover or liability alone.
Benefits
Legal compliance — Liability cover is mandatory to register and drive.
Comprehensive protection — Vollkasko covers your own vehicle against collision, theft and more.
No-claims discount — Claim-free years lower your premium via the bonus system.
Add-ons — Options like parking damage, gross-negligence waiver and roadside assistance tailor cover.
How to choose
Match cover to your car's value: new or leased cars usually need Vollkasko, older cars may only warrant Teilkasko or liability. Compare premiums — this market ranges widely, with monthly-equivalent figures spanning roughly CHF 1 to CHF 100 depending on car, profile and cover — alongside the deductible (Selbstbehalt), bonus-protection options and claims service. Check add-ons like gross-negligence and parking-damage cover, and whether leasing requires full comprehensive.
Leading providers in Switzerland
Die Mobiliar is a market leader known for local claims handling; AXA, Zurich, Allianz, Baloise and Generali all offer full ranges of liability, Teilkasko and Vollkasko cover. Direct and digital channels can cut costs, while brokers help compare. The best pick balances premium, deductible and the insurer's reputation for paying claims promptly, which varies more than headline price alone suggests.
What it costs
Premiums depend on the vehicle, driver age and record, canton, annual mileage and chosen cover and deductible, producing a broad range — from very low figures for basic liability on a modest car up to around CHF 100 monthly-equivalent for comprehensive cover on a valuable vehicle. A higher voluntary deductible lowers the premium, and a strong no-claims record reduces it further via the bonus-malus system.
Protections and regulation
Insurers are supervised by FINMA, and motor liability is compulsory under Swiss road-traffic law. A national guarantee fund covers victims of uninsured or unidentified drivers. Policy terms, exclusions and the deductible are set out in the contract and governed by insurance-contract law. Premiums and claims are subject to standard consumer protections, and you can switch insurer, typically at renewal or after a claim.
Common questions
Is car insurance mandatory? Yes — third-party liability is required to register any vehicle.
Teilkasko or Vollkasko? Vollkasko suits new or leased cars; Teilkasko or liability may suffice for older vehicles.
Does a claim raise my premium? Usually yes, through the bonus-malus system, unless you have bonus protection.
The cheapest Car Insurance in Switzerland is CHF1 /month from Generali CH.
Car Insurance in Switzerland — FAQ
What is the cheapest car insurance in Switzerland?
Giraffy tracks 5 car insurance products across Generali CH insurers in Switzerland. The lowest tracked price is CHF1 /month. Your individual premium depends on your vehicle, driving history, and location — comparing quotes regularly is the most effective way to cut costs.
What is the difference between third-party and comprehensive car insurance?
Third-party cover is the minimum legal requirement in most markets — it pays for damage you cause to other vehicles and people but not your own car. Comprehensive cover includes damage to your own vehicle regardless of fault — and is often only marginally more expensive than third-party cover.
What factors affect my car insurance premium?
Key factors include: age and driving experience, claims history and no-claims bonus, vehicle make, model, and engine size, annual mileage, where you park overnight, postcode, and whether you add named drivers. Younger drivers typically pay more due to statistically higher accident rates.
What is an excess and how does it affect my premium?
The excess is the amount you contribute towards a claim before the insurer pays the rest. There's usually a compulsory excess (set by the insurer) and a voluntary excess (you choose). Raising your voluntary excess lowers your premium — but make sure you could comfortably pay it if you needed to claim.
What is a no-claims bonus (NCB) and how does it work?
An NCB (or no-claims discount) rewards claim-free years with lower premiums — typically 10–15% discount per year, up to around 60–70% after 5+ years. You can protect your NCB with an add-on that allows 1–2 at-fault claims without losing your discount. Check if your NCB is transferable when switching insurers.
Does adding named or additional drivers affect my car insurance premium?
Adding an experienced driver with a clean record can sometimes reduce premiums. However, adding a young or inexperienced driver almost always increases costs. 'Fronting' — where a parent is listed as the main driver to reduce a young driver's premium — is illegal and can void a policy.
Can I get car insurance as a temporary or short-term policy?
Yes — temporary car insurance is available from specialist providers for short periods. It's useful for driving a car you don't own, sharing driving on a long trip, or covering a car you're selling. These policies don't affect the main policy holder's no-claims bonus.