Which Credit Card Provides the Best Perks for Frequent Travelers in Saudi Arabia?

Which Credit Card Provides the Best Perks for Frequent Travelers in Saudi Arabia?

For frequent travelers in Saudi Arabia, the right credit card is more than just a payment tool—it unlocks airport luxury, exclusive rewards, and peace of mind on every journey. The best travel credit cards combine air miles, airport lounge access, travel insurance, and personalized privileges, making your trips smoother and more rewarding.

Top Credit Cards for Frequent Travelers in Saudi Arabia (2025)

Based on perks, global acceptance, and traveler feedback, here are the standout cards this year:

1. SNB Visa Infinite Credit Card

• Airport Lounge Access: Unlimited complimentary Priority Pass access to over 1300 global lounges.

• Points & Miles: Earn generous SNB Loyalty Points per SAR spent; redeem for flights (flynas, Saudia, Emirates, and more).

• Travel Insurance: Comprehensive multi-trip coverage, including baggage delay, missed flights, and accidents.

• Additional Perks: Concierge service, global travel discounts, and purchase protection.

Why it stands out: The SNB Visa Infinite is consistently rated the best all-rounder for frequent flyers, with its unbeatable lounge access, strong air mile partnerships, and extensive insurance coverage.

2. Al Rajhi Bank Signature Credit Card

• Lounge Access: Mastercard Travel Pass covering 1300+ global lounges.

• Air Miles: Earn Mokafaaty Points for every purchase, redeemable with global airline partners.

• Travel Perks: Global travel insurance, extended warranty, free Boingo Wi-Fi at airports.

• Other Benefits: Premium concierge, global acceptance, and contactless payments.

Why it stands out: Excellent for those who want robust travel benefits on a Shariah-compliant card, especially if you frequently fly via Mastercard hubs.

3. Samba Al Fursan Credit Card (Saudia Airlines Affinity)

• Direct Al Fursan Miles Accrual: Miles post automatically to your Saudia Airlines Al Fursan account.

• Exclusive Saudia Perks: Priority check-in, extra baggage, and lounge access on Saudia flights.

• Travel Insurance: Global trip coverage included.

Why it stands out: This is the best card if you’re a loyal Saudia (Saudi Airlines) flyer and want to maximize your Al Fursan rewards.

4. SABB World Mastercard & Ultimate Credit Card

• Lounge Access: Complimentary with LoungeKey (1000+ global lounges).

• Rewards: Earn flexible SABB Points, redeemable for flights, hotels, and upgrades.

• Insurance: Comprehensive travel and purchase protection.

• Other Travel Perks: Global Wi-Fi, premium offers, and concierge service.

Why it stands out: Superb for travelers who want flexibility in redeeming rewards across airlines and hotels, along with consistent travel comfort.

5. SAIB MilesUp Credit Card

• Miles Accumulation: SAIB Points on every spend, easily redeemed for flights or upgrades.

• Travel Deals: Exclusive partner airline and hotel offers.

• Insurance: Strong travel coverage.

Why it stands out: Great for frequent travelers seeking straightforward air mile accumulation and redemption flexibility.

What Perks Should Frequent Travelers Look For?

• Airport Lounge Access: Priority Pass, LoungeKey, or specific airline lounges for comfort worldwide.

• Airline Miles: Fast accumulation and flexible redemption.

• Comprehensive Travel Insurance: Coverage for medical, baggage, flight delays, and cancellations.

• Concierge Services: Help with reservations, tickets, and emergencies.

• Global Acceptance: Cards on Visa or Mastercard networks for reliable use worldwide.

• Exclusive Offers: Flight and hotel deals, upgrades, and discounts.

Quick Comparison Table

Final Tips for Frequent Flyers

• Apply online for speed and ease. Most banks offer digital onboarding.

• Compare annual fees to perks. Premium cards often have higher fees, but perks can easily outweigh them for frequent travelers.

• Look for sign-up bonuses. Many cards offer an initial air miles or points boost.

• Review coverage details. Insurance policies vary—check what’s included.

In summary:

The SNB Visa Infinite stands out as the best overall travel card for frequent flyers in Saudi Arabia, thanks to its broad perks and flexible rewards. If you prioritize Saudia loyalty, the Samba Al Fursan is unbeatable. For broad international perks and flexibility, Al Rajhi Signature and SABB World Mastercard are also top-tier choices.