Al Rajhi Bank
Al Rajhi Bank stands as one of the largest Islamic banks in the world, renowned for its commitment to ethical, Shariah-compliant banking. With a vast network of branches and ATMs across Saudi Arabia, Al Rajhi offers tailored financial solutions for individuals, families, and businesses. From daily accounts and savings plans to innovative credit cards, financing, and insurance products, Al Rajhi integrates tradition with technology to meet the evolving needs of modern customers. With unmatched customer service and powerful digital platforms, banking with Al Rajhi means banking with confidence.
Al Rajhi Bank Accounts: Flexible Banking for Everyone
1. Current Accounts
Al Rajhi's current accounts provide an easy way to manage your daily financial transactions. With no monthly fees and easy access through online banking, mobile apps, and ATMs, this account is perfect for managing your personal finances.
- Key Features:
- No minimum balance required.
- Instant access to funds through ATMs across Saudi Arabia.
- Online banking and mobile app access for easy management.
- Free international remittances to select countries.
- Why Choose It?
- Ideal for everyday banking needs with easy access to funds and no fees.
2. Savings Accounts
Al Rajhi Bank’s savings accounts are designed for those looking to save money over time while earning profits. These accounts follow Sharia principles, offering profit-sharing instead of interest.
- Key Features:
- Profit-sharing model based on Sharia principles.
- Flexible account management through mobile and online banking.
- No fees for opening or maintaining the account.
- Why Choose It?
- Great for customers seeking a Sharia-compliant way to save and grow their money.
Why Choose Al Rajhi for Accounts?
- Current Account: Ideal for everyday banking needs with easy access to funds and no fees.
- Savings Account: Great for customers seeking a Sharia-compliant way to save and grow their money.
Offers
Affluent (Platinum) Account
Accounts
Price
0.00 SR
Diamond Affluent (Signature) Account
Accounts
Price
0.00 SR
Private Banking (Infinite) Account
Accounts
Price
0.00 SR
Al Rajhi Credit Cards: Find the Perfect Card for Your Needs
Al Rajhi Bank offers a variety of credit cards designed to provide convenience, security, and valuable rewards. Whether you're looking for cashback, travel rewards, or a fully Sharia-compliant card, Al Rajhi has options to suit your financial needs. Each card is tailored to offer flexibility and unique benefits, making it easier for you to manage your finances while enjoying exclusive perks.
Why Choose Al Rajhi for Credit Cards?
- Sharia-compliant: Interest-free and fee-transparent, aligning with Islamic principles.
- Mokafaa Rewards: Earn and redeem points for travel, shopping, and bills tailored for Saudi lifestyles.
- Installment Plans: Repay large purchases with zero added costs, unique to Al Rajhi.
- Extensive Acceptance: Widely accepted in KSA and abroad for convenient use.
- Multilingual Support: Dedicated assistance for expats and residents in multiple languages.
Offers
AlFursan Infinite Credit Card
Airline Miles Credit Cards
Price
1000.00 SR
Gamers Card
Prepaid Cards
Price
0.00 SR
Cashback Plus Signature Credit Card
Cashback Credit Cards
Price
450.00 SR
Al Rajhi Savings Products: Secure and Profitable
Designed to help customers achieve financial growth and peace of mind, Al Rajhi’s savings plans are Shariah-compliant and tailored for various life stages and goals.
- Goal-Based Savings Plans:
○ Build savings gradually through automated contributions.
○ Targeted plans for education, travel, or home projects.
○ Linked to profit-generating Islamic investment models.
○ Full visibility through digital banking platforms.
Why Choose Al Rajhi for Savings?
- Competitive, Shariah-compliant profit rates.
- Flexible savings duration and contribution levels.
- Trusted investment and fund management.
- Tools to visualize and track your savings goals.
- No hidden fees or charges on withdrawals.
Offers
Awaeed Account
Savings
Price
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- -
Hassad Account
Savings
Price
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- -
Future Account
Savings
Price
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Al Rajhi Motor Insurance: Drive with Confidence
With Al Rajhi Takaful, customers enjoy affordable, Shariah-compliant motor insurance solutions offering comprehensive protection and peace of mind on the road.
- Motor Insurance Plans:
○ Comprehensive and third-party coverage options.
○ Instant policy issuance online or via mobile app.
○ 24/7 accident assistance and claims services.
○ Coverage for theft, fire, and natural disasters.
Why Choose Al Rajhi for Motor Insurance?
● Shariah-compliant protection through Al Rajhi Takaful.
● Fast digital policy issuance and claims processing.
● Network of approved garages and service providers.
● Additional benefits like roadside assistance and car replacement.
● Competitive pricing tailored to your vehicle and usage.
Al Rajhi Retirement Insurance: Secure Your Tomorrow
Plan ahead for your golden years with Al Rajhi’s retirement insurance, built on ethical finance principles and designed for lifelong stability.
- Retirement Takaful Plans:
○ Guaranteed savings with long-term investment benefits.
○ Regular payouts or lump sum upon retirement.
○ Optional coverage for disability and critical illness.
○ Family protection and death benefits included.
Why Choose Al Rajhi for Retirement Insurance?
● Fully Shariah-compliant retirement planning.
● Personalized plans based on income and retirement goals.
● Transparent fees and regular performance updates.
● Protects your loved ones while growing your wealth.
● Offered in partnership with trusted Takaful providers.
Al Rajhi Home Finance: Make Your Dream Home a Reality
Whether buying, building, or refinancing, Al Rajhi Bank offers reliable, Shariah-compliant home finance solutions with flexible terms and exceptional service.
- Home Purchase & Construction Finance:
○ Long-term repayment plans up to 25 years.
○ Government housing support through Sakani & REDF.
○ Ijarah and Murabaha financing models.
○ Options for joint finance with spouse or family.
Why Choose Al Rajhi for Home Finance?
● Simple, fast approval process with digital applications.
● Competitive profit rates and no hidden fees.
● Support with documentation and property evaluation.
● Products aligned with Islamic law and lifestyle needs.
● Compatible with government-supported housing initiatives.
Offers
Home Finance
Home Finance
Price
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- -
Al Rajhi Personal Finance: Fast Funds, Flexible Terms
Al Rajhi offers personal finance options for individuals needing quick, Shariah-compliant financial support—whether for travel, education, or emergencies.
- Personal Finance Features:
○ Approval within hours via mobile or website.
○ Available with or without salary transfer.
○ Murabaha-based profit structure with no interest.
○ Financing up to SAR 2 million.
Why Choose Al Rajhi for Personal Finance?
● 100% Shariah-compliant financing.
● Flexible repayment periods up to 60 months.
● Top-up and refinance options available.
● Instant eligibility checks via mobile app.
● No early settlement penalties in most cases.
Offers
Personal Finance Buyout
Personal Finance
Price
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Al Rajhi Auto Finance: Drive with Ease
Al Rajhi Bank makes car ownership simple through its flexible auto finance solutions, ideal for both new and used vehicles.
- Auto Finance Plans:
○ Wide choice of cars and dealers across Saudi Arabia.
○ Murabaha-based finance with transparent profit margins.
○ Lease-to-own and direct purchase models.
○ Online pre-approval and car price calculators.
Why Choose Al Rajhi for Auto Finance?
● No down payment offers with select vehicles.
● Free insurance or maintenance in promotional bundles.
● Convenient payment plans with easy auto-debit setup.
● End-of-term ownership with no balloon payment.
● Fully digital financing process through the Al Rajhi app.
Offers
Auto Murabaha Finance
Auto Finance
Price
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Al Rajhi Auto Leasing: Flexible, Shariah-Compliant Mobility Solutions
Al Rajhi Bank makes driving your dream car easy with flexible, Shariah-compliant auto leasing solutions for both new and certified used vehicles.
- Auto Leasing Plans:
- Wide selection of vehicles and dealerships across Saudi Arabia.
- Shariah-compliant leasing based on Islamic finance principles.
- Lease-to-own model offering a clear path to eventual ownership.
- Online pre-approval and leasing calculators for quick, convenient applications.
Why Choose Al Rajhi for Auto Leasing?
- No down payment offers available on select lease deals.
- Free insurance or maintenance included with promotional packages.
- Flexible lease terms with convenient monthly auto-debit options.
- Lease-to-own structure with clear end-of-term ownership — no balloon payment surprises.
- Fully digital leasing process through the Al Rajhi mobile app for a seamless experience.
Offers
Auto Leasing Program
Auto Leasing
Price
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- -
Auto Lease 50/50 4 years
Auto Leasing
Price
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Auto Lease 50/50 2 years
Auto Leasing
Price
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Why Al Rajhi Bank ?
Al Rajhi Bank is trusted by millions for its strong Islamic principles, wide-reaching services, and digital banking excellence. Whether opening an account, applying for finance, or planning for retirement, Al Rajhi offers reliable, transparent, and faith-aligned solutions tailored to your needs. With unmatched accessibility and customer service, Al Rajhi is the bank you can count on for every stage of life.