alrajhi bank

alrajhi current accounts provide everyday banking built around fast access, simple money management, and full Shariah compliance. Customers can open an account quickly through the bank’s mobile app, upload documents digitally, and start using their account immediately with access to online banking, local transfers, international transfers, and instant card issuance.

The accounts are designed for both Saudi citizens and expatriates and come with wide ATM access, debit card payments, and seamless integration with SADAD, Mada, and Apple Pay. Current accounts also connect to alrajhi’s financing, credit cards, and salary solutions, making them the foundation for day-to-day financial activity.

alrajhi offers a selection of airline miles credit cards designed for frequent travellers who want to earn points on everyday spending. These cards allow users to accumulate travel miles that can be redeemed for flights, upgrades, hotels, and partner rewards. Customers often enjoy travel benefits such as airport lounge access, complimentary insurance, and discounts at partner merchants.

With Shariah-compliant card structures, airline miles are earned based on spending behaviour, and redemptions are handled through alrajhi’s rewards platform. These cards are ideal for travellers who want to maximise travel rewards while staying within Islamic banking requirements.

alrajhi Auto Finance provides Shariah-compliant vehicle financing under the Murabaha structure, offering customers a straightforward way to purchase new or used cars. Financing is available for salaried employees, self-employed individuals, and small business owners, with flexible repayment terms and competitive profit rates.
 

Applications can be started online or in-branch, and approvals are often fast, especially for applicants with salary accounts at alrajhi. Auto Finance includes financing for sedans, SUVs, family vehicles, and commercial models through dealer partnerships across Saudi Arabia.

alrajhi offers auto leasing programs designed for users who prefer lower monthly payments and the flexibility to return, buy, or upgrade their vehicle at the end of the lease term. Leasing is fully Shariah-compliant and available for a wide selection of vehicles through partner dealerships.
 

Customers benefit from predictable monthly payments, optional maintenance packages, and end-of-term flexibility that allows them to choose whether to own the vehicle or upgrade to a newer model. The process is supported by digital application channels and quick approvals.

alrajhi cashback cards reward customers with money back on everyday purchases, including supermarket spending, fuel, dining, travel, and bill payments. Cashback cards are fully Shariah-compliant, with cashback calculated based on eligible spending.

These cards appeal to users who want simple, direct financial rewards instead of points or miles. Customers receive monthly cashback credited to their account or deducted from their credit card bill.

alrajhi’s broader credit card range includes cashback, points, airline miles, and Islamic Charge Cards. All credit cards follow Shariah-compliant structures that avoid interest while offering profit-based or fee-based models.

Cards come with features such as lounge access, travel insurance, instalment plans, offers on dining and entertainment, and reward programs redeemable for travel, merchandise, or bill credit. Customers can choose the card that best suits their lifestyle and spending habits.

alrajhi offers Domestic Worker Insurance designed to provide protection for households employing domestic workers such as housekeepers, drivers, or caregivers. The insurance typically covers medical expenses, accidental injury, repatriation, and other mandatory protections required under Saudi labour regulations.
 

Plans are simple to purchase, fully Shariah-compliant, and integrated with alrajhi’s insurance portal, making it easy for families to meet legal requirements and provide adequate protection for workers.

alrajhi provides Shariah-compliant home financing using Murabaha and Ijarah structures. Customers can finance apartments, villas, land, or home construction with flexible repayment periods.

Home Finance includes competitive profit rates, early settlement options, financing for self-employed customers, and special offers for first-time buyers. It integrates seamlessly with salary accounts for fast approvals.

alrajhi Personal Finance provides flexible Shariah-compliant financing through Tawarruq, making it suitable for customers needing cash for education, medical expenses, weddings, travel, or debt consolidation.
 

The application process is digital, with same-day approval possible for eligible customers. Financing can be short-term or long-term, depending on salary and customer profile.

alrajhi offers multiple prepaid cards designed for travel, online shopping, allowances, and budgeting. These include travel cards, multi-currency cards, shopping cards, and youth cards.
 

Customers can load funds instantly, set spending limits, use the cards internationally, and manage everything through the alrajhi mobile app. Prepaid cards are popular among travellers and families who want controlled spending.

alrajhi Saving Accounts offer a Shariah-compliant way to save money with profit-sharing returns based on Islamic principles. Customers can open a savings account digitally, set savings goals, and benefit from profit payouts depending on account type.

Savings accounts are suitable for short-term and long-term financial planning, including emergency funds, children’s savings, travel funds, and general wealth building.