Riyad Bank Accounts: Tailored Solutions for Every Financial Need
Riyad Bank offers flexible banking solutions with a variety of account options to meet everyday financial needs.
1. Current Accounts
Riyad Bank’s current accounts provide ease and flexibility for managing daily transactions. Customers enjoy access to digital banking, fee-free ATM withdrawals, and international remittance services.
Key Features:
- No minimum balance
- Access to 2,600+ ATMs
- Online and mobile banking
- Debit card with global acceptance, including for airlines like Saudi Airlines Miles and MEA Airlines Cedar Miles.
2. Savings Accounts
Riyad Bank's savings accounts offer a Sharia-compliant profit-sharing model, helping customers grow their savings over time.
Key Features:
- Profit-sharing in line with Islamic finance principles
- No account maintenance fees
- Flexible access through digital channels
- Quarterly profit distributions
Why Choose Riyad Bank for Accounts?
- Current Account: Ideal for individuals looking for hassle-free banking with international access and seamless transaction options.
- Savings Account: Perfect for anyone looking to grow their savings while adhering to Islamic finance principles.
Offers
Silver Banking
Accounts

Price
0.00 SR
Golden Banking
Accounts

Price
0.00 SR
Private Banking
Accounts

Price
0.00 SR
Riyad Bank Credit Cards: Unlock Exclusive Rewards and Travel Benefits
Riyad Bank’s credit cards offer convenience, security, and attractive rewards, including air miles, cashback, and travel perks. Whether you're interested in earning miles with airlines such as MEA Airlines Cedar Miles or Saudi Airlines Miles, Riyad Bank credit cards can help you maximize your spending rewards.
Popular Credit Cards:
- Riyad Bank Cashback Visa Signature Credit Card
Ideal for those seeking cashback on every purchase, this card offers up to 10% cashback on selected categories, making it perfect for day-to-day spending both locally and internationally. - Riyad Bank AlFursan Visa Infinite Credit Card
Earn miles on every purchase that can be redeemed with airline partners such as Saudia Airlines, offering exclusive travel benefits, including complimentary access to airport lounges and travel insurance. - Riyad Bank Visa Signature Islamic Credit Card
A Sharia-compliant card that offers a profit-sharing model instead of interest, ensuring alignment with Islamic principles.
Why Choose Riyad Bank for Credit Cards?
- Flexible payment options
- Rewards for spending, including airline miles with partners like Saudi Airlines and Ethiopian Airlines Sheba Miles
- Robust security features for local and international purchases
- Access to exclusive travel benefits, including American Airlines Buy Miles Promotions
Offers
Visa Signature Cashback Islamic
Cashback Credit Cards

Price
500.00 SR
AlFursan Visa Infinite Credit Card
Airline Miles Credit Cards

Price
2000.00 SR
Visa Signature Islamic
Credit Cards

Price
500.00 SR
Riyad Bank Savings: Build Your Wealth with Confidence
With Riyad Bank’s savings accounts and plans, customers can grow their money ethically while maintaining flexibility and security.
- Savings Options Include:
○ Shariah-compliant savings accounts with profit-sharing.
○ Fixed-term deposit accounts with competitive expected returns.
○ Automated savings features to meet personal financial goals.
○ Goal-specific plans such as education, travel, and retirement savings.
Why Choose Riyad Bank for Savings?
● Consistent monthly profit sharing.
● Variety of savings plans for different life stages.
● No account maintenance fees.
● Fully accessible through Riyad Online and Riyad Mobile.
● Clear, transparent terms and real-time savings tracking.
Riyad Bank Home Finance: Step Into Your New Home
Riyad Bank offers home finance solutions designed to make property ownership accessible, flexible, and fully aligned with Islamic principles.
- Home Finance Solutions:
○ Finance for new purchases, self-construction, and ready properties.
○ Long repayment terms of up to 25 years.
○ Compatibility with Sakani and REDF housing programs.
○ Finance options for villas, apartments, and lands. - Financing Structures:
○ Shariah-compliant models including Murabaha and Ijarah.
○ Transparent profit rates and repayment schedules.
○ Joint finance options for families or spouses.
Why Choose Riyad Bank for Home Finance?
Fast approvals with minimal documentation.
● Access to subsidized government housing programs.
● Customizable repayment plans to fit your income.
● Trusted property evaluation and legal support.
● No hidden fees and clear financing terms.
Riyad Bank Personal Finance: Tailored for Your Needs
Whether you're planning a wedding, pursuing higher education, or managing unexpected expenses, Riyad Bank personal finance gives you access to the support you need—quickly and ethically.
- Finance Features:
○ Shariah-compliant finance using Tawarruq or Murabaha.
○ Loan amounts up to SAR 2 million with flexible repayment up to 60 months.
○ Available with or without salary transfer (conditions apply).
○ Quick processing via digital channels.
Why Choose Riyad Bank for Personal Finance?
● Fast approvals, often within 24 hours.
● 100% Shariah-compliant financial solutions.
● Competitive profit rates with transparent fees.
● Top-up and refinance options available.
● Apply online or through Riyad Mobile in just minutes.
Riyad Bank Auto Lease: Drive the Car You Want—Your Way
Riyad Bank’s auto lease program makes car ownership simple, affordable, and stress-free. Whether new or used, your ideal vehicle is within reach.
- Auto Leasing:
○ Lease-to-own model with transparent terms.
○ Wide selection of cars from authorized dealerships.
○ Monthly installments that suit your budget.
○ Insurance, registration, and maintenance support available.
Why Choose Riyad Bank for Auto Leasing?
● Instant eligibility check and digital pre-approval.
● Flexible lease terms with end-of-term ownership.
● Special offers including no down payment and service bundles.
● Trusted dealership partnerships for top-quality vehicles.
● Round-the-clock customer service and app-based tracking.
Why Riyad Bank ?
Riyad Bank combines legacy, technology, and ethical banking to deliver outstanding financial services to individuals and families across Saudi Arabia. With Shariah-compliant solutions, responsive customer support, and cutting-edge digital channels, Riyad Bank ensures a smooth and secure experience—from your first account to long-term home or auto finance. Your financial goals are within reach—reliably and responsibly—with Riyad Bank by your side.