Riyad Bank

Riyad Bank offers flexible banking solutions with a variety of account options to meet everyday financial needs.

1. Current Accounts

Riyad Bank’s current accounts provide ease and flexibility for managing daily transactions. Customers enjoy access to digital banking, fee-free ATM withdrawals, and international remittance services.

Key Features:

• No minimum balance
• Access to 2,600+ ATMs
• Online and mobile banking
• Debit card with global acceptance, including for airlines like Saudi Airlines Miles and MEA Airlines Cedar Miles.

2. Savings Accounts

Riyad Bank's savings accounts offer a Sharia-compliant profit-sharing model, helping customers grow their savings over time.

Key Features:

• Profit-sharing in line with Islamic finance principles
• No account maintenance fees
• Flexible access through digital channels
• Quarterly profit distributions

Riyad Bank’s credit cards offer convenience, security, and attractive rewards, including air miles, cashback, and travel perks. Whether you're interested in earning miles with airlines such as MEA Airlines Cedar Miles or Saudi Airlines Miles, Riyad Bank credit cards can help you maximize your spending rewards.

Popular Credit Cards:

1. Riyad Bank Cashback Visa Signature Credit Card
   Ideal for those seeking cashback on every purchase, this card offers up to 10% cashback on selected categories, making it perfect for day-to-day spending both locally and internationally.
2. Riyad Bank AlFursan Visa Infinite Credit Card
   Earn miles on every purchase that can be redeemed with airline partners such as Saudia Airlines, offering exclusive travel benefits, including complimentary access to airport lounges and travel insurance.
3. Riyad Bank Visa Signature Islamic Credit Card
   A Sharia-compliant card that offers a profit-sharing model instead of interest, ensuring alignment with Islamic principles.

Riyad Bank Home Finance offers both Murabaha and Ijarah financing for ready-to-move properties, off-plan developments, and self-build projects. Applicants can choose flexible down-payment structures—from zero down payment for eligible clients to staggered payments tied to construction milestones—with optional Takaful life and property insurance. 

The entire journey—from eligibility check and document upload to property valuation and e-signing—can be handled digitally via Riyad Bank Online or the Mobile App, or in person at any branch, with support from dedicated home-finance specialists.

Riyad Bank Personal Finance provides Murabaha and Tawarruq financing tailored for education, travel, home improvements, healthcare, and debt consolidation. Customers benefit from instant pre-qualification via the Mobile App, simplified document upload (only ID and salary proof required), and funds disbursed directly into any Saudi bank account. Optional installment pause and top-up features allow borrowers to adjust repayment schedules in response to changing cash flows. Dedicated advisors are available in-app or in-branch to guide you through restructuring or refinancing if your needs evolve.

Riyad Bank Auto Leasing offers Ijarah-based leases for brand-new and certified pre-owned vehicles, featuring online lease calculators, customizable mileage allowances, and the option to add comprehensive Takaful or maintenance packages. 

The fully digital application process lets you choose your vehicle via approved dealership listings in the Mobile App, upload your documents, and receive lease approval in minutes. You can track your remaining lease term, schedule early-ownership buyout requests, or extend your lease seamlessly through the app or branch network.