Riyad Bank Accounts: Tailored Solutions for Every Financial Need
Riyad Bank offers flexible banking solutions with a variety of account options to meet everyday financial needs.
1. Current Accounts
Riyad Bank’s current accounts provide ease and flexibility for managing daily transactions. Customers enjoy access to digital banking, fee-free ATM withdrawals, and international remittance services.
Key Features:
- No minimum balance
- Access to 2,600+ ATMs
- Online and mobile banking
- Debit card with global acceptance, including for airlines like Saudi Airlines Miles and MEA Airlines Cedar Miles.
2. Savings Accounts
Riyad Bank's savings accounts offer a Sharia-compliant profit-sharing model, helping customers grow their savings over time.
Key Features:
- Profit-sharing in line with Islamic finance principles
- No account maintenance fees
- Flexible access through digital channels
- Quarterly profit distributions
Why Choose Riyad Bank for Accounts?
- Current Account: Ideal for individuals looking for hassle-free banking with international access and seamless transaction options.
- Savings Account: Perfect for anyone looking to grow their savings while adhering to Islamic finance principles.
Offers
Silver Banking
Accounts

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0.00 SR
Golden Banking
Accounts

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0.00 SR
Private Banking
Accounts

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0.00 SR
Riyad Bank Credit Cards: Unlock Exclusive Rewards and Travel Benefits
Riyad Bank’s credit cards offer convenience, security, and attractive rewards, including air miles, cashback, and travel perks. Whether you're interested in earning miles with airlines such as MEA Airlines Cedar Miles or Saudi Airlines Miles, Riyad Bank credit cards can help you maximize your spending rewards.
Popular Credit Cards:
- Riyad Bank Cashback Visa Signature Credit Card
Ideal for those seeking cashback on every purchase, this card offers up to 10% cashback on selected categories, making it perfect for day-to-day spending both locally and internationally. - Riyad Bank AlFursan Visa Infinite Credit Card
Earn miles on every purchase that can be redeemed with airline partners such as Saudia Airlines, offering exclusive travel benefits, including complimentary access to airport lounges and travel insurance. - Riyad Bank Visa Signature Islamic Credit Card
A Sharia-compliant card that offers a profit-sharing model instead of interest, ensuring alignment with Islamic principles.
Why Choose Riyad Bank for Credit Cards?
- Flexible payment options
- Rewards for spending, including airline miles with partners like Saudi Airlines and Ethiopian Airlines Sheba Miles
- Robust security features for local and international purchases
- Access to exclusive travel benefits, including American Airlines Buy Miles Promotions
Offers
Visa Signature Cashback Islamic
Cashback Credit Cards

Price
500.00 SR
AlFursan Visa Infinite Credit Card
Airline Miles Credit Cards

Price
2000.00 SR
Visa Signature Islamic
Credit Cards

Price
500.00 SR
Riyad Bank Savings: Build Your Wealth with Confidence
With Riyad Bank’s savings accounts and plans, customers can grow their money ethically while maintaining flexibility and security.
- Savings Options Include:
○ Shariah-compliant savings accounts with profit-sharing.
○ Fixed-term deposit accounts with competitive expected returns.
○ Automated savings features to meet personal financial goals.
○ Goal-specific plans such as education, travel, and retirement savings.
Why Choose Riyad Bank for Savings?
● Consistent monthly profit sharing.
● Variety of savings plans for different life stages.
● No account maintenance fees.
● Fully accessible through Riyad Online and Riyad Mobile.
● Clear, transparent terms and real-time savings tracking.
Riyad Bank Home Finance: Step Into Your New Home
Riyad Bank Home Finance offers both Murabaha and Ijarah financing for ready-to-move properties, off-plan developments, and self-build projects. Applicants can choose flexible down-payment structures—from zero down payment for eligible clients to staggered payments tied to construction milestones—with optional Takaful life and property insurance.
The entire journey—from eligibility check and document upload to property valuation and e-signing—can be handled digitally via Riyad Bank Online or the Mobile App, or in person at any branch, with support from dedicated home-finance specialists.
Why Choose Riyad Bank for Home Finance?
- Shariah-compliant Murabaha and Ijarah structures approved by our Shariah Board
- High financing ratios for broader property coverage
- Optional deferral of initial installments
- Flexible tenure and early-repayment options
- Multi-channel application and real-time tracking
Offers
Purchasing Readymade Property
Home Finance

Price
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Purchasing Incomplete Property
Home Finance

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Home Equity Program
Home Finance

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Riyad Bank Personal Finance: Empowering Your Aspirations
Riyad Bank Personal Finance provides Murabaha and Tawarruq financing tailored for education, travel, home improvements, healthcare, and debt consolidation. Customers benefit from instant pre-qualification via the Mobile App, simplified document upload (only ID and salary proof required), and funds disbursed directly into any Saudi bank account. Optional installment pause and top-up features allow borrowers to adjust repayment schedules in response to changing cash flows. Dedicated advisors are available in-app or in-branch to guide you through restructuring or refinancing if your needs evolve.
Why Choose Riyad Bank for Personal Finance?
- Shariah-compliant Murabaha and Tawarruq solutions
- Instant pre-qualification and rapid fund disbursal
- Flexible use-of-proceeds for any personal need
- No mandatory salary-transfer for eligible customers
- 24/7 digital application and management
Offers
Self-Employed Loan
Personal Finance

Price
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Riyad Bank Auto Leasing: Drive Without Boundaries
Riyad Bank Auto Leasing offers Ijarah-based leases for brand-new and certified pre-owned vehicles, featuring online lease calculators, customizable mileage allowances, and the option to add comprehensive Takaful or maintenance packages.
The fully digital application process lets you choose your vehicle via approved dealership listings in the Mobile App, upload your documents, and receive lease approval in minutes. You can track your remaining lease term, schedule early-ownership buyout requests, or extend your lease seamlessly through the app or branch network.
Why Choose Riyad Bank for Auto Leasing?
- Shariah-compliant Ijarah lease agreements
- Flexible tenure and installment customization
- Option to transfer ownership at your convenience
- Digital application and instant eligibility check
- Insurance and maintenance packages available
Offers
Auto-Leasing for New Cars
Auto Leasing

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Auto-Leasing for Used Cars
Auto Leasing

Price
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Why Riyad Bank ?
Riyad Bank combines legacy, technology, and ethical banking to deliver outstanding financial services to individuals and families across Saudi Arabia. With Shariah-compliant solutions, responsive customer support, and cutting-edge digital channels, Riyad Bank ensures a smooth and secure experience—from your first account to long-term home or auto finance. Your financial goals are within reach—reliably and responsibly—with Riyad Bank by your side.