Compare Credit Cards in Qatar

Compare credit cards in Qatar. Find cards with Avios rewards, cashback, airport lounge access, and travel benefits from Doha Bank, Dukhan Bank, HSBC, QIB, and Commercial Bank.

24 live credit cards offers tracked across 6 Qatari providers, with annual fees from QAR 0 /year. Data current as of 23 October 2026 and updated daily from the Giraffy database.

Live offers

24 live offers compared from 6 providers, from QAR 6 /month. Updated daily.

Advance Platinum Credit Card HSBC Qatar

QAR 0 /year

Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Free Supplementary Cards: 2 free
Intl Transaction Fee: 2.60%
Reward Rate: Retail Spend: 1.0 Mile / QR

Digital Credit Card QIB

QAR 0 /year

Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Intl Transaction Fee: 3.00%
Reward Rate: Domestic Spend: 0.13 Points / QR
Reward Rate: International: 0.17 Points / QR

Premier Credit Card HSBC Qatar

QAR 0 /year

Premier Credit Card from HSBC Qatar. Interest Rate: 1.00%p.m.; Min Monthly Payment: 5.00%; Intl Transaction Fee: 2.50%; Reward Rate: Retail Spend:1.0Point / QR.

Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Intl Transaction Fee: 2.50%
Reward Rate: Retail Spend: 1.0 Point / QR

Doha Bank Plan Doha Bank

QAR 6 /month

Provider: Doha Bank
Cover Type: Travel

Visa Cashback Credit Card HSBC Qatar

QAR 250 /year

Annual Fee: QAR 250
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 7,500
Free Supplementary Cards: 2 free
Intl Transaction Fee: 2.60%
Reward Rate: Fuel: 3.00% Cashback (Capped 100 QR)
Reward Rate: Groceries: 2.00% Cashback (Capped 200 QR)

Classic Credit Card Commercial Bank

QAR 250 /year

Annual Fee: QAR 250
Interest Rate: 1.00% p.m.
Min Monthly Payment: 3.00%
Min Monthly Income: QAR 4,000
Free Supplementary Cards: 3 free
Intl Transaction Fee: 3.50%

Mastercard Platinum Doha Bank

QAR 300 /year

Annual Fee: QAR 300
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 7,500
Free Supplementary Cards: 2 free
Intl Transaction Fee: 3.00%
Reward Rate: Domestic Spend: 0.13 Doha Mile / QR
Reward Rate: International Spend: 0.14 Doha Mile / QR

Lulu Mastercard Platinum Doha Bank

QAR 300 /year

Annual Fee: QAR 300
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 7,500
Free Supplementary Cards: 2 free
Intl Transaction Fee: 3.00%
Welcome Bonus: 200 QR Lulu Shopping Voucher
Reward Rate: Lulu Stores: 5.00% Cashback (Upper Limit)

Visa Platinum Dukhan Bank

QAR 400 /year

Annual Fee: QAR 400
Interest Rate: Flat Rate p.m.
Min Monthly Payment: 3.00%
Free Supplementary Cards: 2 free
Intl Transaction Fee: 2.99%
Welcome Bonus: 5,000 DAwards
Reward Rate: Domestic Spend: 0.13 DAward / QR
Reward Rate: International Spend: 0.14 DAward / QR

Mastercard Platinum Dukhan Bank

QAR 400 /year

Annual Fee: QAR 400
Interest Rate: Flat Rate p.m.
Min Monthly Payment: 3.00%
Free Supplementary Cards: 2 free
Intl Transaction Fee: 2.99%
Welcome Bonus: 5,000 DAwards

Mastercard World Doha Bank

QAR 400 /year

Annual Fee: QAR 400
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 15,000
Free Supplementary Cards: 2 free
Intl Transaction Fee: 3.00%
Reward Rate: Domestic Spend: 0.17 Doha Mile / QR
Reward Rate: International Spend: 0.2 Doha Mile / QR

Cashback Mastercard World Doha Bank

QAR 400 /year

Annual Fee: QAR 400
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 15,000
Free Supplementary Cards: 2 free
Intl Transaction Fee: 3.00%
Reward Rate: Groceries & Pharmacies: 10.00% Cashback
Reward Rate: Telecom bills, Fuel and School Fees: 10.00% Cashback (Upper Range)

Visa Platinum Credit Card HSBC Qatar

QAR 450 /year

Annual Fee: QAR 450
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 10,000
Free Supplementary Cards: 2 free
Intl Transaction Fee: 2.60%
Reward Rate: Retail Spend: 0.5 Points / QR

Titanium Credit Card Commercial Bank

QAR 600 /year

Annual Fee: QAR 600
Interest Rate: 1.00% p.m.
Min Monthly Payment: 3.00%
Min Monthly Income: QAR 7,500
Free Supplementary Cards: 3 free
Intl Transaction Fee: 3.50%
Welcome Bonus: 5,000 Points
Reward Rate: All Spend: 0.05 points / QR

Visa Signature Dukhan Bank

QAR 700 /year

Annual Fee: QAR 700
Interest Rate: Flat Rate p.m.
Min Monthly Payment: 3.00%
Free Supplementary Cards: 2 free
Intl Transaction Fee: 2.99%
Welcome Bonus: 10,000 DAwards
Reward Rate: Domestic Spend: 0.17 DAward / QR
Reward Rate: International Spend: 0.2 DAward / QR

Platinum Credit Card Commercial Bank

QAR 750 /year

Annual Fee: QAR 750
Interest Rate: 1.00% p.m.
Min Monthly Payment: 3.00%
Min Monthly Income: QAR 7,500
Free Supplementary Cards: 3 free
Intl Transaction Fee: 3.50%
Welcome Bonus: 7,500 Points
Reward Rate: All Spend: 0.05 points / QR

Qatar Airways Privilege Club Credit Card Doha Bank

QAR 800 /year

Annual Fee: QAR 800
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 30,000
Free Supplementary Cards: 2 free
Intl Transaction Fee: 3.00%
Welcome Bonus: 40,000 Avios
Reward Rate: Domestic Spend: 0.25 Avios / QR

Riyada Mastercard World Elite Doha Bank

QAR 800 /year

Annual Fee: QAR 800
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 30,000
Free Supplementary Cards: 2 free
Intl Transaction Fee: 3.00%
Reward Rate: Domestic Spend: 0.25 Doha Miles / QR
Reward Rate: International Spend: 0.33 Doha Miles / QR

Riyada+ Mastercard World Elite Metal Doha Bank

QAR 800 /year

Annual Fee: QAR 800
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 70,000
Free Supplementary Cards: 2 free
Intl Transaction Fee: 3.00%
Reward Rate: Domestic Spend: 0.25 Doha Miles / QR
Reward Rate: International Spend: 0.33 Doha Miles / QR

Lionel Messi Mastercard Doha Bank

QAR 800 /year

Annual Fee: QAR 800
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 15,000
Free Supplementary Cards: 2 free
Intl Transaction Fee: 3.00%
Reward Rate: Domestic Spend: 0.17 Doha Mile / QR
Reward Rate: International Spend: 0.2 Doha Mile / QR

Sadara Infinite Commercial Bank

QAR 850 /year

Annual Fee: QAR 850
Interest Rate: 1.00% p.m.
Min Monthly Payment: 3.00%
Min Monthly Income: QAR 25,000
Free Supplementary Cards: 5 free
Intl Transaction Fee: 3.50%
Welcome Bonus: 10,000 Points
Reward Rate: All Spend: 0.05 points / QR

Mastercard World Dukhan Bank

QAR 1000 /year

Annual Fee: QAR 1000
Interest Rate: Flat Rate p.m.
Min Monthly Payment: 3.00%
Free Supplementary Cards: 2 free
Intl Transaction Fee: 2.99%
Welcome Bonus: 10,000 points

Visa Infinite Retail Dukhan Bank

QAR 2000 /year

Annual Fee: QAR 2000
Interest Rate: Flat Rate p.m.
Min Monthly Payment: 3.00%
Free Supplementary Cards: 2 free
Intl Transaction Fee: 2.75%
Welcome Bonus: 15,000 DAwards
Reward Rate: Domestic Spend: 0.2 DAward / QR
Reward Rate: International Spend: 0.33 DAward / QR

The Platinum Card (QAR) American Express

QAR 3100 /year

Annual Fee: QAR 3100
Interest Rate: 1.00% p.m.
Min Monthly Payment: 5.00%
Min Monthly Income: QAR 27,304
Free Supplementary Cards: 5 free
Intl Transaction Fee: 2.80%
Welcome Bonus: 50,000 points + QAR 900 credit
Reward Rate: All Spend: 0.25 points / QR

Understanding credit cards in Qatar

Credit cards in Qatar offer a convenient and flexible way to manage your spending, make purchases both locally and internationally, and access a range of benefits from cashback rewards to travel perks. Qatar's banking sector provides a diverse selection of credit cards designed to suit different lifestyles, spending patterns, and financial needs, whether you prioritize earning rewards, enjoying travel benefits, or simply having a reliable payment method.

The credit card market in Qatar includes both conventional cards operating on standard interest-based models and Islamic credit cards structured to comply with Sharia principles. This variety ensures all residents can access credit card facilities aligning with their financial preferences and personal values.

Types of credit cards available in Qatar

Avios and miles credit cards are popular in Qatar given the country's position as an aviation hub and home to Qatar Airways. These cards allow you to earn British Airways Avios or other airline miles on everyday spending, redeemable for flights, upgrades, and travel experiences.

Cashback credit cards return a percentage of your spending directly to you, either as statement credits or deposits to your account. These straightforward rewards provide tangible value without the complexity of points programs.

Travel credit cards offer benefits such as complimentary airport lounge access (particularly valuable with Hamad International Airport's excellent lounges), travel insurance, and preferential foreign exchange rates.

Islamic credit cards operate without interest charges, using Sharia-compliant mechanisms such as Tawarruq or Murabaha. Monthly service fees replace interest charges.

Key features to compare when choosing a credit card

Evaluate annual fees versus the benefits provided, interest rates if you may carry a balance, credit limits based on your needs, and rewards structures aligning with your spending patterns.

Major credit card issuers in Qatar

Leading banks offering credit cards include QNB, Commercial Bank, Doha Bank, Qatar Islamic Bank, Dukhan Bank, and international banks such as HSBC and Standard Chartered. Each offers multiple card tiers targeting different customer segments.

The cheapest Credit Cards in Qatar is QAR 6 /month from Doha Bank.

Credit Cards in Qatar — FAQ

What credit score do I need to get approved for a credit card in Qatar?

Minimum score requirements vary by card and issuer. In Qatar, scores are reported by your national credit bureau. Premium rewards and travel cards typically require a good-to-excellent score, while secured or entry-level cards are available with lower or no credit history. Checking eligibility with a soft search won't affect your score.

Which credit card in Qatar has no foreign transaction fee?

Giraffy tracks 24 credit cards across 6 banks in Qatar. Use the 'No Foreign Fees' filter on the card detail to find cards that don't charge for overseas spending — useful if you travel or shop in foreign currencies online.

How do balance transfers work, and are they worth it?

A balance transfer moves your existing credit card debt to a new card, often at 0% interest for an introductory period. You typically pay a one-off transfer fee (1–3%). If you can repay the balance before the 0% period ends, you save on interest — check the revert rate carefully.

What is a rewards or cashback credit card?

Rewards cards earn points, miles, or cashback on every purchase. Cashback is the simplest — a percentage of spending returned as cash. Points and miles can be worth more if redeemed for flights or hotels, but require more active management. Annual fees are often offset if you spend above a certain threshold.

Can I get a credit card with no annual fee?

Yes — several cards tracked by Giraffy in Qatar charge no annual fee. They typically offer fewer perks than premium cards, but are the most cost-effective choice if you pay your balance in full each month and want a card purely for convenience or building credit history.

How does credit card interest work?

If you pay your full statement balance by the due date each month, you pay zero interest. Interest only applies to carried balances, cash advances, or missed payments. The representative APR shown on each card covers all standard purchase interest — compare APRs when choosing a card you might not always pay off in full.

What is the difference between a credit limit and an available balance?

Your credit limit is the maximum you're allowed to borrow at any time. Your available balance is what's left after deducting current transactions. Staying well below your limit — ideally under 30% — helps maintain a healthy credit utilisation ratio, which is a key factor in your credit score.