بطاقة ائتمان أدفانس بلاتينيوم HSBC Qatar
QAR 0 /سنة
- معدل الفائدة: 1.00% شهرياً
- الحد الأدنى للدفع الشهري: 5.00%
- بطاقات إضافية مجانية: 2 مجانية
- رسوم المعاملات الدولية: 2.60%
- معدل المكافآت: مشتريات التجزئة: 1.0 ميل / ريال قطري
Live offers across tracked providers in Qatar — updated daily from the Giraffy database.
24 live offers compared from 6 providers, from QAR 0 /سنة. Updated daily.
QAR 0 /سنة
QAR 0 /سنة
QAR 0 /سنة
QAR 6 /month
QAR 250 /سنة
QAR 250 /سنة
QAR 300 /سنة
QAR 300 /سنة
QAR 400 /سنة
QAR 400 /سنة
QAR 400 /سنة
QAR 400 /سنة
QAR 450 /سنة
QAR 600 /سنة
QAR 700 /سنة
QAR 750 /سنة
QAR 800 /سنة
QAR 800 /سنة
QAR 800 /سنة
QAR 800 /سنة
QAR 850 /سنة
QAR 1000 /سنة
QAR 2000 /سنة
QAR 3100 /سنة
Credit cards in Qatar offer a convenient and flexible way to manage your spending, make purchases both locally and internationally, and access a range of benefits from cashback rewards to travel perks. Qatar's banking sector provides a diverse selection of credit cards designed to suit different lifestyles, spending patterns, and financial needs, whether you prioritize earning rewards, enjoying travel benefits, or simply having a reliable payment method.
The credit card market in Qatar includes both conventional cards operating on standard interest-based models and Islamic credit cards structured to comply with Sharia principles. This variety ensures all residents can access credit card facilities aligning with their financial preferences and personal values.
Avios and miles credit cards are popular in Qatar given the country's position as an aviation hub and home to Qatar Airways. These cards allow you to earn British Airways Avios or other airline miles on everyday spending, redeemable for flights, upgrades, and travel experiences.
Cashback credit cards return a percentage of your spending directly to you, either as statement credits or deposits to your account. These straightforward rewards provide tangible value without the complexity of points programs.
Travel credit cards offer benefits such as complimentary airport lounge access (particularly valuable with Hamad International Airport's excellent lounges), travel insurance, and preferential foreign exchange rates.
Islamic credit cards operate without interest charges, using Sharia-compliant mechanisms such as Tawarruq or Murabaha. Monthly service fees replace interest charges.
Evaluate annual fees versus the benefits provided, interest rates if you may carry a balance, credit limits based on your needs, and rewards structures aligning with your spending patterns.
Leading banks offering credit cards include QNB, Commercial Bank, Doha Bank, Qatar Islamic Bank, Dukhan Bank, and international banks such as HSBC and Standard Chartered. Each offers multiple card tiers targeting different customer segments.
The cheapest Credit Cards in Qatar is QAR 0 /year from HSBC Qatar.
Minimum score requirements vary by card and issuer. In Qatar, scores are reported by your national credit bureau. Premium rewards and travel cards typically require a good-to-excellent score, while secured or entry-level cards are available with lower or no credit history. Checking eligibility with a soft search won't affect your score.
Giraffy tracks 5 credit cards across HSBC Qatar,QIB,Doha Bank,Commercial Bank banks in Qatar. Use the 'No Foreign Fees' filter on the card detail to find cards that don't charge for overseas spending — useful if you travel or shop in foreign currencies online.
A balance transfer moves your existing credit card debt to a new card, often at 0% interest for an introductory period. You typically pay a one-off transfer fee (1–3%). If you can repay the balance before the 0% period ends, you save on interest — check the revert rate carefully.
Rewards cards earn points, miles, or cashback on every purchase. Cashback is the simplest — a percentage of spending returned as cash. Points and miles can be worth more if redeemed for flights or hotels, but require more active management. Annual fees are often offset if you spend above a certain threshold.
Yes — several cards tracked by Giraffy in Qatar charge no annual fee. They typically offer fewer perks than premium cards, but are the most cost-effective choice if you pay your balance in full each month and want a card purely for convenience or building credit history.
If you pay your full statement balance by the due date each month, you pay zero interest. Interest only applies to carried balances, cash advances, or missed payments. The representative APR shown on each card covers all standard purchase interest — compare APRs when choosing a card you might not always pay off in full.
Your credit limit is the maximum you're allowed to borrow at any time. Your available balance is what's left after deducting current transactions. Staying well below your limit — ideally under 30% — helps maintain a healthy credit utilisation ratio, which is a key factor in your credit score.