Compare Prepaid Cards in Qatar

Check ATM fees, reload charges and whether the card charges a monthly fee — prepaid cards are best value when you use them actively enough to offset any standing charges.

20 live prepaid cards offers tracked across 9 Qatari providers. Data current as of 23 October 2026 and updated daily from the Giraffy database.

Live offers

20 live offers compared from 9 providers, from QAR 30 /year. Updated daily.

Himyan Prepaid Card QNB

QAR 0 /year

  • Replacement Fee: QAR 30
  • Reward Rate: Avios benefits available
  • Card Type: Himyan Card

Himyan Prepaid Card Commercial Bank

QAR 0 /year

  • Replacement Fee: QAR 50
  • Card Type: Himyan Card

Himyan Prepaid Card QIB

QAR 0 /year

  • Replacement Fee: QAR 50
  • Reward Rate: 0.13 Avios / QAR
  • Card Type: Himyan Card

iPay iPay

QAR 0 /year

  • Replacement Fee: Digital Only
  • Intl. Transaction Fee: 3.50%
  • Domestic ATM Fee: QAR 4
  • Intl. ATM Fee: QAR 15
  • Reward Rate: iPoints Loyalty Program (1-2.5 points per QR)
  • Card Type: Digital Wallet

Reloadable Prepaid Card QIB

QAR 0 /year

  • Issuance Fee: QAR 25
  • Replacement Fee: QAR 25
  • Intl. Transaction Fee: 2.00%
  • Card Type: Prepaid Card

QNB Prepaid Card QNB

QAR 0 /year

  • Issuance Fee: QAR 30
  • Replacement Fee: QAR 30
  • Intl. Transaction Fee: 3.00%
  • Intl. ATM Fee: QAR 15
  • Card Type: Prepaid Card

Dukhan Bank Reloadable Prepaid Card Dukhan Bank

QAR 0 /year

  • Replacement Fee: QAR 50
  • Intl. Transaction Fee: 2.99%
  • Intl. ATM Fee: QAR 15
  • Reward Rate: 0.1 DAward / QAR
  • Card Type: Prepaid Card

Ahlibank Prepaid Card Qatar Ahlibank

QAR 0 /month

  • Replacement Fee: QAR 30
  • Intl. Transaction Fee: 2%
  • Domestic ATM Fee: QAR 3
  • Intl. ATM Fee: QAR 10
  • Reward Rate: 0%
  • Card Type: Visa Prepaid

CBQ Prepaid Card Qatar Commercial Bank

QAR 0 /month

  • Replacement Fee: QAR 30
  • Intl. Transaction Fee: 2%
  • Domestic ATM Fee: QAR 3
  • Intl. ATM Fee: QAR 10
  • Reward Rate: 0%
  • Card Type: Mastercard Prepaid

Doha Bank Prepaid Card QA Doha Bank

QAR 0 /month

  • Replacement Fee: QAR 30
  • Intl. Transaction Fee: 2%
  • Domestic ATM Fee: QAR 3
  • Intl. ATM Fee: QAR 10
  • Reward Rate: 0%
  • Card Type: Visa Prepaid

Dukhan Bank Prepaid Qatar Dukhan Bank

QAR 0 /month

  • Replacement Fee: QAR 30
  • Intl. Transaction Fee: 2%
  • Domestic ATM Fee: QAR 3
  • Intl. ATM Fee: QAR 10
  • Reward Rate: 0%
  • Card Type: Visa Prepaid

QNB Prepaid Card Qatar QNB

QAR 0 /month

  • Replacement Fee: QAR 30
  • Intl. Transaction Fee: 2%
  • Domestic ATM Fee: QAR 3
  • Intl. ATM Fee: QAR 10
  • Reward Rate: 0%
  • Card Type: Visa Prepaid

Himyan Prepaid Card Doha Bank

QAR 0 /year

  • Replacement Fee: QAR 50
  • Reward Rate: 0.13 Avios / QAR
  • Card Type: Himyan Card

QIB Reloadable Card Qatar QIB

QAR 0 /month

  • Replacement Fee: QAR 30
  • Intl. Transaction Fee: 2%
  • Domestic ATM Fee: QAR 3
  • Intl. ATM Fee: QAR 10
  • Reward Rate: 0%
  • Card Type: Visa Prepaid

Himyan Prepaid Card Dukhan Bank

QAR 0 /year

  • Replacement Fee: QAR 50
  • Card Type: Himyan Card

Ooredoo Money Ooredoo Qatar

QAR 30 /year

  • Annual Fee: QAR 30
  • Replacement Fee: Digital Only
  • Intl. Transaction Fee: 3.50%
  • Domestic ATM Fee: QAR 3
  • Intl. ATM Fee: QAR 20
  • Reward Rate: Earn Nojoom Points
  • Card Type: Digital Wallet

Lionel Messi Mastercard Lifestyle Prepaid Card Doha Bank

QAR 50 /year

  • Annual Fee: QAR 50
  • Replacement Fee: QAR 50
  • Intl. Transaction Fee: 2.50%
  • Card Type: Prepaid Card

CB Multicurrency Mastercard Platinum Prepaid Card (CB Multi) Commercial Bank

QAR 100 /year

  • Annual Fee: QAR 100
  • Issuance Fee: QAR 100
  • Replacement Fee: QAR 50
  • Intl. Transaction Fee: 3.50%
  • Card Type: Travel Card

Multi Currency Prepaid Travel Card (Passport) Commercial Bank

QAR 100 /year

  • Annual Fee: QAR 100
  • Issuance Fee: QAR 100
  • Replacement Fee: QAR 50
  • Intl. Transaction Fee: 3.50%
  • Card Type: Travel Card

Understanding prepaid cards in Qatar

Prepaid cards in Qatar offer a convenient payment solution combining the flexibility of card-based transactions with the spending control of using only pre-loaded funds. Unlike credit cards extending a line of credit or debit cards linked to bank accounts, prepaid cards are loaded with a specific amount that you spend until exhausted. This makes them ideal for budget management, secure online shopping, gifting, travel, and situations where you prefer not to use primary banking cards.

Qatar's prepaid card market includes general purpose reloadable cards, specialized travel cards with multi-currency capabilities, and innovative digital wallet solutions. The country's large expatriate population has driven demand for prepaid products that facilitate both local spending and international remittances.

Types of prepaid cards available in Qatar

General purpose reloadable cards function similarly to debit cards but without connection to a bank account. Load money and use it wherever Visa or Mastercard is accepted. These can typically be reloaded multiple times.

Travel prepaid cards are designed for international use, often supporting multiple currencies with competitive exchange rates. Lock in rates when loading funds and avoid foreign transaction fees.

Himyan cards are Qatar's national digital wallet and prepaid card system, offering a government-backed solution for digital payments.

Gift cards are prepaid cards loaded with fixed amounts given as presents, available as general purpose or merchant-specific cards.

Benefits of prepaid cards

Spending control is the primary advantage—you can only spend what's loaded, eliminating debt risk. Security is enhanced since cards aren't connected to bank accounts. Accessibility is another benefit as no credit checks or bank accounts are typically required.

Prepaid card providers in Qatar

Prepaid cards are offered by major banks including QNB, Commercial Bank, and Doha Bank, as well as through the national Himyan system and specialized fintech providers.

Prepaid Cards in Qatar — FAQ

What is the best prepaid card in Qatar?

Giraffy tracks 20 prepaid cards across 9 banks and wallet providers in Qatar. The best card depends on how you use it: compare the annual fee, international transaction fee, cashback rate and ATM withdrawal fee rather than the card tier.

Which prepaid cards in Qatar have no annual fee?

Many entry-level bank and wallet prepaid cards carry no annual fee, while premium tiers charge a fee in the local currency for extra perks. Sort the list by annual fee to see the free options first.

Which prepaid card is best for travel and foreign currency spending?

Check the international transaction fee and the ATM withdrawal fee abroad. Multi-currency cards let you hold several currencies so you avoid a conversion charge on every purchase.

What is the difference between a prepaid card and a credit card?

A prepaid card only lets you spend money you have loaded onto it, so there is no interest, no debt and normally no credit check. A credit card lets you borrow up to a limit and repay later, with interest or a profit rate charged on any balance you carry.