Affirm — United States
Live offers from Affirm in United States, tracked daily by Giraffy.
Live offers
- Affirm BNPL
Affirm is a US BNPL and consumer finance company offering 0%-36% APR financing at checkout for 3-60 month terms, working with major US retailers like Amazon, Walmart, and Apple.
| Products | BNPL (Pay in 4, monthly financing 3-60 months) |
|---|---|
| Best for | US shoppers needing longer financing for larger purchases like electronics or furniture |
| Alternatives | Klarna, Afterpay, Zip |
Best for
- US shoppers financing larger purchases (electronics, furniture, travel) over 3-60 months
- Consumers who want 0% APR on select merchants like Peloton
Not ideal for
- Shoppers who can pay in 4 — Klarna or Afterpay are simpler and free
Affirm vs alternatives
Affirm vs Klarna
Interest-free Pay in 4 for smaller purchases. Klarna's Pay in 4 is best for smaller purchases. Affirm is better for larger items needing 6-24 month financing.
Affirm in United States — FAQ
Does Affirm charge interest?
Affirm's interest ranges from 0%-36% APR depending on the merchant and your credit. 0% offers are available at many retailers. Compare on Giraffy.