Colonial Penn — United States
Live offers from Colonial Penn in United States, tracked daily by Giraffy.
Live offers
- Colonial Penn Critical Illness
Colonial Penn is a US life insurance company specialising in guaranteed acceptance whole life coverage for seniors (50-85), requiring no medical exam or health questions.
| Products | Guaranteed acceptance life insurance |
|---|---|
| Best for | US seniors aged 50-85 with health issues who cannot qualify for medically underwritten life insurance |
| Alternatives | AARP Life, Mutual of Omaha, Gerber Life |
Best for
- US seniors with serious health conditions who cannot qualify for traditional life insurance
Not ideal for
- Healthy seniors — guaranteed issue is more expensive than medically underwritten coverage
Colonial Penn vs alternatives
Colonial Penn vs Mutual of Omaha
Better rates if you can pass simplified underwriting. Mutual of Omaha offers simplified issue with better rates for seniors in moderate health. Compare on Giraffy.
Colonial Penn in United States — FAQ
Is Colonial Penn guaranteed acceptance?
Yes — Colonial Penn's guaranteed acceptance plan requires no exam and no health questions for ages 50-85. Premiums are higher than underwritten policies. Compare on Giraffy.