Netspend Review, Offers, Rates & Alternatives

NetSpend is a US prepaid debit card company offering reloadable Visa and Mastercard prepaid cards — useful for users without a bank account or wanting a separate travel/budget card.

Live offers

  1. Your questions, answered · Netspend · $3.95 /month
  2. Residents of the State of Vermont are ineligible to open a Card Account · Netspend · $3.95 /month
  3. Netspend Plan · Netspend · $3.95 /month
  4. Netspend Prepaid Card · Netspend · $5 /mo
  5. Netspend Prepaid Mastercard · Netspend · $9.95 /month
Netspend — quick facts
ProductsPrepaid debit cards (Visa/Mastercard)
Best forUS consumers wanting a prepaid debit card without a bank account
AlternativesGreen Dot, Bluebird, Chime (no-fee alternative)

Best for

  • US consumers without bank accounts wanting a prepaid Visa/Mastercard

Not ideal for

  • International travelers — Wise or Revolut have far better FX rates

Netspend vs alternatives

Netspend vs Green Dot

Similar prepaid card with Walmart availability. Green Dot and NetSpend are the two biggest US prepaid card providers. Compare fees on Giraffy.

Netspend in United States — FAQ

Is NetSpend a good prepaid card?

NetSpend is widely accepted as Visa/Mastercard. Monthly fees apply — compare with Chime (fee-free) on Giraffy.