Root — United States

Live offers from Root in United States, tracked daily by Giraffy.

Live offers

  1. Root Usage-Based Auto · Root Insurance · $1200 /year

Root Insurance is a US telematics-first auto insurer that uses a driving test period via its app to set personalised rates — good drivers can save significantly, while risky drivers may be declined.

Root Insurance — quick facts
ProductsAuto insurance (telematics-based)
Best forSafe US drivers wanting rates based on actual driving behaviour
AlternativesProgressive Snapshot, Nationwide SmartRide, Metromile

Best for

  • Safe US drivers wanting personalised low rates based on actual driving behaviour

Not ideal for

  • Drivers with tickets, accidents, or who drive frequently at night — Root may decline or rate highly

Root Insurance vs alternatives

Root Insurance vs Progressive

Optional telematics at a larger insurer. Progressive's Snapshot is optional; Root requires a test drive. Progressive is available to more driver profiles. Compare on Giraffy.

Root Insurance in United States — FAQ

How does Root Insurance work?

Root has you take a test drive period via the app to measure your driving behaviour. Safe drivers get the best rates. Compare with Progressive Snapshot on Giraffy.