Sofi — United States
Live offers from Sofi in United States, tracked daily by Giraffy.
Live offers
- SoFi High-Yield Savings
- SoFi Checking and Savings
- SoFi Money Transfer
- SoFi Personal Loan
- SoFi Debit Card
SoFi is a US financial super-app offering banking (HYSA, checking), investing, personal loans, student loan refinancing, mortgages, credit cards, and crypto — one of the most comprehensive digital financial platforms available.
| Products | Banking, investing, loans, student refinancing, mortgages, credit card |
|---|---|
| Best for | US millennials wanting a one-stop financial app with high-yield savings and investing |
| Alternatives | Ally, Marcus, Robinhood, Betterment |
Best for
- US millennials wanting banking + investing + loans in one app
- High-yield savings seekers — SoFi offers competitive APY with direct deposit
- Student loan refinancers and personal loan seekers
Not ideal for
- Active traders — SoFi's investing is not built for active trading
- Customers wanting physical branches
SoFi vs alternatives
SoFi vs Ally
More established online banking with auto loans. Ally has better auto loan rates. SoFi has broader product coverage including student loan refinancing.
SoFi vs Robinhood
Commission-free stock trading only. Robinhood is purely investing. SoFi has banking + investing in one app.
SoFi in United States — FAQ
Is SoFi a real bank?
Yes — SoFi received a national bank charter in 2022. Deposits are FDIC insured. Compare with Ally and Marcus on Giraffy.