Splitit Review, Offers, Rates & Alternatives
Splitit is a unique BNPL provider that works with your existing Visa or Mastercard to split purchases into instalments — no new account needed, no interest charged.
Live offers
- Splitit Installments
| Products | BNPL (instalment payment on existing credit card) |
|---|---|
| Best for | US shoppers who want to split purchases without taking on new credit |
| Alternatives | Klarna, Affirm, PayPal Pay Later |
Best for
- US shoppers who want instalment payments using their existing credit card credit
Not ideal for
- Shoppers without a credit card or without available credit
Splitit vs alternatives
Splitit vs Klarna
No existing credit card required. Klarna works without an existing card. Splitit requires a Visa or Mastercard with available credit.
Splitit in United States — FAQ
How does Splitit work?
Splitit holds the purchase amount on your existing Visa or Mastercard, releasing the hold as each instalment is paid. No new credit or interest. Compare on Giraffy.