Upgrade — United States

Live offers from Upgrade in United States, tracked daily by Giraffy.

Live offers

  1. Upgrade Personal Loan · Upgrade · $0 from 9.99 APR
  2. Your payments · Upgrade · $343.33 /month
  3. Your APR · Upgrade · $500 /month
  4. Upgrade Plan · Upgrade · $500 /month
  5. Upgrade Personal Loan · Upgrade · Price on request

Upgrade is a US fintech offering personal loans, credit cards, and credit monitoring, with a focus on making credit accessible to fair-to-good credit borrowers with competitive rates.

Upgrade — quick facts
ProductsPersonal loans, credit card, banking
Best forUS borrowers with fair-to-good credit wanting a personal loan from a modern fintech
AlternativesAvant, LendingClub, SoFi

Best for

  • US fair-to-good credit borrowers wanting a personal loan with credit monitoring perks

Not ideal for

  • Excellent credit borrowers — use LightStream for lower rates

Upgrade vs alternatives

Upgrade vs Avant

Similar fair-credit lender. Avant and Upgrade compete directly — compare rates for your specific credit score on Giraffy.

Upgrade in United States — FAQ

Is Upgrade a good personal loan lender?

Upgrade is well-rated among mid-tier lenders. Compare with Avant and LendingClub on Giraffy.