Lendingclub — United States
Live offers from Lendingclub in United States, tracked daily by Giraffy.
Live offers
- LendingClub Personal Loan
- LendingClub Personal Loan
LendingClub is a US fintech marketplace lender offering personal loans, business loans, and a high-yield savings account, originally a P2P platform now operating as a bank.
| Products | Personal loans, business loans, savings |
|---|---|
| Best for | US borrowers wanting a marketplace lender for personal or business loans |
| Alternatives | SoFi, Avant, Prosper, Upgrade |
Best for
- US borrowers with fair-to-good credit wanting a marketplace personal loan
Not ideal for
- Top-credit borrowers — LightStream or SoFi likely offer lower rates
LendingClub vs alternatives
LendingClub vs SoFi
Lower rates for excellent credit. SoFi often offers lower rates for top-tier borrowers. LendingClub is more accessible for mid-credit.
LendingClub in United States — FAQ
Is LendingClub a real bank?
Yes — LendingClub acquired Radius Bank in 2021 and is now a licensed bank. Compare personal loan rates on Giraffy.