Compare the Best Credit Cards in the United Arab Emirates for April 2026 | Giraffy

Compare Credit Cards for United Arab Emirates April 2026

Find the best credit cards in the United Arab Emirates—compare rewards, cashback, annual fees, and profit rates from leading banks. Discover exclusive offers and benefits tailored to your lifestyle.

Updated on 15 April 2026

9 results available

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Abu Dhabi Commercial Bank logo
Abu Dhabi Commercial Bank
Betaqti Credit Card

Finance Charges

3.69%

Reward Rate

Every Spend

up to 3.00

points / AED

Welcome Bonus

300,000 points

International Transaction Fees

2.10%

Cash Withdrawal Fee (SAR)

105

Price

Annual
AED 2,100

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Abu Dhabi Commercial Bank logo
Abu Dhabi Commercial Bank
ADCB LuLu Platinum Credit Card

Finance Charges

3.69%

Reward Rate

LuLu Stores

8.00

points / AED

All other spends

Up to 1.25

points / AED

Welcome Bonus

None

International Transaction Fees

2.10%

Cash Withdrawal Fee (SAR)

105

Price

Annual
AED 0

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Abu Dhabi Commercial Bank logo
Abu Dhabi Commercial Bank
ADCB LuLu Titanium Credit Card

Finance Charges

3.69%

Reward Rate

LuLu Stores

3.50

points / AED

All other spends

Up to 1.00

points / AED

Welcome Bonus

None

International Transaction Fees

2.10%

Cash Withdrawal Fee (SAR)

105

Price

Annual
AED 0

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Abu Dhabi Commercial Bank logo
Abu Dhabi Commercial Bank
ADCB TouchPoints Infinite Credit Card

Finance Charges

3.69%

Reward Rate

Every Spend

Up to 1.50

points / AED

Up to 15,0000 points

when you spend AED 15,000 per month

Welcome Bonus

Hotels.com Voucher

For a 2 night stay worth AED 1,200

International Transaction Fees

2.10%

Cash Withdrawal Fee (SAR)

105

Price

Annual
AED 1,050

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Abu Dhabi Commercial Bank logo
Abu Dhabi Commercial Bank
ADCB TouchPoints Platinum Credit Card

Finance Charges

3.69%

Reward Rate

Every Spend

Up to 1.00

points / AED

Up to 10,0000 points

when you spend AED 10,000 per month

Welcome Bonus

None

International Transaction Fees

2.10%

Cash Withdrawal Fee (SAR)

105

Price

Annual
AED 0
First year free 315 AED thereafter

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Abu Dhabi Commercial Bank logo
Abu Dhabi Commercial Bank
ADCB TouchPoints Titanium and Gold Credit Card

Finance Charges

3.69%

Reward Rate

Every Spend

Up to 0.50

points / AED

Up to 5,0000 points

when you spend AED 5,000 per month

Welcome Bonus

None

International Transaction Fees

2.10%

Cash Withdrawal Fee (SAR)

105

Price

Annual
AED 0

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Abu Dhabi Commercial Bank logo
Abu Dhabi Commercial Bank
ALL – ADCB Infinite Credit Card

Finance Charges

3.69%

Reward Rate

Accor Hotels

3.00

points / AED

Domestic

1.50

points / AED

International

3.00

points / AED

Welcome Bonus

Up to 50,000 points

Upon AED 30,000 spend within 90days

International Transaction Fees

2.10%

Cash Withdrawal Fee (SAR)

105

Price

Annual
AED 1,575

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Abu Dhabi Commercial Bank logo
Abu Dhabi Commercial Bank
ALL - ADCB Signature Credit Card

Finance Charges

3.69%

Reward Rate

Accor Hotels

2.00

points / AED

Domestic

1.00

points / AED

International

2.00

points / AED

Welcome Bonus

Up to 25,000 points

Upon AED 20,000 spend within 90days

International Transaction Fees

2.10%

Cash Withdrawal Fee (SAR)

105

Price

Annual
AED 1,050

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer
Abu Dhabi Commercial Bank logo
Abu Dhabi Commercial Bank
talabat ADCB Credit Card

Finance Charges

3.69%

Reward Rate

First 10 talabat orders

35.00%

talabat credit

Retail Purchases

Up to 1.25%

talabat credit

Unlimited free delivery

on talabat pro order

Welcome Bonus

AED 500 talabat credit

Upon AED 2,500 spend within 90 days

International Transaction Fees

2.10%

Cash Withdrawal Fee (SAR)

105

Price

Annual
AED 0
Free for life

Extras
Travel Insurance
Airport Lounge Access
Concierge Service
Select Merchant Discounts
View Offer