Check ATM fees, reload charges and whether the card charges a monthly fee — prepaid cards are best value when you use them actively enough to offset any standing charges.
19 live prepaid cards offers tracked across 15 UAE providers. Data current as of 5 November 2026 and updated daily from the Giraffy database.
19 live offers compared from 15 providers, from AED 15 /year. Updated daily.
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Reloadable Visa prepaid card from FAB. No credit check required. Use for online and in-store purchases.
AED 15 /year
Shariah-compliant prepaid Visa card from Abu Dhabi Islamic Bank.
AED 20 (setup)
Contactless prepaid Mastercard from Mashreq. Manage via Neo app.
AED 25 (setup)
Emirates NBD prepaid Visa card with no annual fee. Reload via ENBD app or branches.
Giraffy compares 19 prepaid cards from 15 UAE banks. The FAB Prepaid Card has no monthly fee and a AED 50,000 load limit, topped up by bank transfer or cash. Mashreq Neo Prepaid lists a AED 20 setup fee and a AED 40,000 limit topped up in the Neo app, and Emirates NBD eGo Prepaid a AED 25 setup fee and a AED 30,000 limit. For a Sharia-compliant option, ADIB Smart Prepaid costs AED 15 a year with a AED 25,000 limit.
Listed load limits range from AED 25,000 to AED 100,000 (ADCB Prepaid Travel Card), and most cards charge a 2% international transaction fee on foreign-currency purchases. Tip: if you will use the card abroad, compare ATM withdrawal fees too, not just the annual fee. See also bank accounts and credit cards.
Prepaid cards let you load money in advance and spend only that amount. They’re ideal for controlling your budget, making secure online purchases, and avoiding debt. In the UAE, both banks and digital wallets offer convenient prepaid card solutions.
Digital payment platforms such as e& money (by Etisalat) or payit (by FAB) also offer prepaid options, managed via easy-to-use mobile apps.
Prepaid cards in the UAE are a versatile tool for controlling your finances. Whether you’re budgeting, traveling, or simply looking for secure online spending, there’s a prepaid card for you. Compare offers from banks and digital providers to find the perfect match.
Giraffy compares 19 prepaid cards from 15 UAE banks. The FAB Prepaid Card has no monthly fee and a AED 50,000 load limit, topped up by bank transfer or cash. Mashreq Neo Prepaid lists a AED 20 setup fee and a AED 40,000 limit topped up in the Neo app, and Emirates NBD eGo Prepaid a AED 25 setup fee and a AED 30,000 limit.
Yes. ADIB Smart Prepaid costs AED 15 a year with a AED 25,000 load limit, and Dubai Islamic Bank and Emirates Islamic also list reloadable cards with no monthly fee.
Most prepaid cards listed on Giraffy charge a 2% international transaction fee on every foreign-currency purchase, plus a fee for cash withdrawals abroad. If you travel often, compare these fees with multi-currency travel cards.
Emirates NBD lists a Non-Resident Card with a AED 15 monthly fee. The other cards are usually issued to the bank's resident customers, so check eligibility with the bank.
Listed load limits range from AED 25,000 (ADIB, Sharjah Islamic Bank and Ajman Bank) to AED 50,000 at most banks, and up to AED 100,000 on the ADCB Prepaid Travel Card.