American Express Bank Us — United States

Live offers from American Express Bank Us in United States, tracked daily by Giraffy.

Live offers

  1. American Express High-Yield Savings · American Express National Bank · 4.25% AER
  2. American Express CD 12-mo · American Express National Bank · 4.50% gross

American Express National Bank offers high-yield savings accounts and CDs through its online banking platform — separate from the credit card business, offering competitive APY with no monthly fees.

American Express National Bank — quick facts
ProductsHigh-yield savings, CDs
Best forAmex credit card holders wanting to consolidate savings with the same brand
AlternativesMarcus, Ally, UFB Direct

Best for

  • Existing Amex card holders wanting savings accounts with the same brand

Not ideal for

  • Rate maximisers — UFB Direct typically offers higher APY

American Express National Bank vs alternatives

American Express National Bank vs Marcus

Goldman Sachs brand with competitive savings. Marcus (Goldman Sachs) and Amex Bank compete on savings APY — compare current rates on Giraffy.

American Express National Bank in United States — FAQ

Is American Express Bank FDIC insured?

Yes — American Express National Bank is FDIC insured. Compare savings rates on Giraffy.