UFB Direct Review, Offers, Rates & Alternatives

UFB Direct is an online bank from Axos Bank, consistently ranking at or near the top for savings account APY in the US. No monthly fees.

Live offers

  1. UFB Direct Portfolio Savings · UFB Direct · $0
  2. UFB Direct Plan · UFB Direct · $3 /month
  3. UFB Direct CD 12-mo · UFB Direct · 5% gross
  4. Financial Resources · UFB Direct · $5.10 /month
  5. Identity Theft: How to Prevent It & How to Repair the Damage · UFB Direct · $5.10 /month
UFB Direct — quick facts
ProductsHigh-yield savings, CDs
Best forUS savers wanting the highest available APY
AlternativesMarcus, Ally, Bmo Alto

Best for

  • APY maximisers wanting the highest US savings rate

Not ideal for

  • Customers wanting a full banking relationship — UFB Direct is savings-focused

UFB Direct vs alternatives

UFB Direct vs Marcus

Goldman Sachs brand recognition. Marcus offers a more established brand. UFB Direct often leads on raw APY — compare current rates on Giraffy.

UFB Direct in United States — FAQ

Is UFB Direct legit?

Yes — UFB Direct is part of Axos Bank, FDIC insured. It regularly tops APY comparison charts. Compare on Giraffy.