Marcus — United States

Live offers from Marcus in United States, tracked daily by Giraffy.

Live offers

  1. Marcus High-Yield CD · Marcus by Goldman Sachs · $0 4.75% APY
  2. Marcus Online Savings Account · Marcus by Goldman Sachs · $0
  3. Marcus Personal Loan · Marcus by Goldman Sachs · $0 from 6.99 APR
  4. Marcus High-Yield Savings · Marcus by Goldman Sachs · 4.40% AER
  5. Marcus CD 12-mo · Marcus by Goldman Sachs · 4.70% gross

Marcus by Goldman Sachs is Goldman Sachs's consumer banking brand, offering high-yield savings accounts, no-penalty CDs, and personal loans with no fees — targeting US savers who want a premium bank brand with competitive rates.

Marcus by Goldman Sachs — quick facts
ProductsHigh-yield savings, CDs, personal loans
Best forUS savers wanting top APY from Goldman Sachs with no fees
AlternativesAlly, UFB Direct, Discover, SoFi

Best for

  • US savers wanting a Goldman Sachs savings account with top APY and no fees
  • CD investors — Marcus offers competitive no-penalty CDs

Not ideal for

  • Customers needing a checking account — Marcus has no checking
  • International banking needs

Marcus by Goldman Sachs vs alternatives

Marcus by Goldman Sachs vs Ally

Full online banking with checking. Ally has checking + savings. Marcus is savings-and-loans only — no checking account.

Marcus by Goldman Sachs vs UFB Direct

Potentially higher current APY. UFB Direct frequently leads on APY — compare current rates vs Marcus on Giraffy.

Marcus by Goldman Sachs in United States — FAQ

Is Marcus by Goldman Sachs safe?

Yes — Marcus is FDIC insured. Goldman Sachs is one of the most recognised names in global finance. Compare savings rates on Giraffy.